Top Commerce Courses To Choose in 2023

Top Commerce Courses To Choose in 2023

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Jaya Sharma
Assistant Manager - Content
Updated on Sep 14, 2023 14:26 IST

Both commerce and non-commerce students have the choice to opt a commerce course after12th standard. These courses are segregated on the basis of job opportunities, math as a subject in 12th and courses that are different yet can be opted by commerce students.


In this article, we will be exploring the best commerce courses after 12th according to your eligibility and interest. 

Table of Contents

What is Commerce?

Commerce is a subject that involves the study of business, banking and finance. It also includes auxiliary services that facilitate trade such as exchange of goods and services, financial markets, banking, and insurance. As a subject, Commerce is one of three main streams that students opt for after 10th standard. The following subjects are taught to commerce students in 11th and 12th standards:

  • Accountancy
  • Business Studies 
  • Economics 
  • English
  • Mathematics/ Informatics Practices 
  • Entrepreneurship (optional)

After completing your schooling, you have a wide range of commerce courses to choose from. Before you explore different career options in commerce, you must understand the importance of choosing the right courses for commerce students after completing their 12th. 

Why Choose Commerce Courses After 12th?

Through commerce courses, you get the opportunity to either do research or build a reputed and well-paid career. Let us take a look at the benefits of choosing a course after commerce in 12th.

1. Multiple Career Opportunities

You have many career options after 12th commerce. These include job opportunities in finance, business, consulting, banking, investment and insurance sectors. You can choose a course that will align with your interest and career choice. 

2. Real-Life Applications

Commerce courses have real-life applications with visible impacts on both micro and macro level in life. These courses teach you skills to improve your finances, build profitable businesses and even save economies. Each subject in Commerce has practical applications. You gain financial literacy, acquire business management skills and learn investment techniques to compound your money.

3. High Paid Jobs

One of the biggest benefits of taking a course after commerce in 12th is the amount of money you make. There are more high-paying jobs in the commerce-based fields than any science or humanities domain. A businessman will always make more money than an employed person. An investment banker or a chartered accountant will make more money than an engineer or a scientist. 

What are the courses after 12th commerce?

This section will provide the details of the best courses for commerce students. You can choose between courses that can directly land you a job after 12th or an undergraduate level course.

1. Graduation courses after 12th commerce without Maths

We will now discuss the graduate level courses after 12th commerce without maths. These courses can be opted by those who did not take maths as a subject in 12th.

1.1. B.Com (Bachelor of Commerce)

In case you did not have maths in 12th, you have the option to choose in graduation. This undergraduate degree course will teach you banking, taxation, management, accounting, finance, auditing, and economics. While pursuing this course, do work on practicing basic mathematics so that you can easily understand these subjects. 

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1.2. Bachelor of Business Administration (BBA)

Bachelor of Business Administration is a specialization course in teaching business operations. Through this commerce course, you will acquire both management and business skills. You can opt for BBA without mathematics in 12th. You will need to score at least 50% in 12th class.

1.3. Bachelor’s in Management Studies (BMS)

This is similar to BBA and is offered by government institutions. The course offers specialization in finance and marketing. You will be required to study maths as a subject in the first year of college. In the second and third years, you can drop maths from your subjects. 

1.4 Bachelor of Commerce in Financial Market (BFM)

You can opt for this commerce course after 12th in the graduation to learn about financial markets and related fields. Through this course, you will learn to organize, plan and manage capital resources. You will learn about equity and global capital markets as well. After completing the BFM course, you can become a financial analyst, consultant, risk manager, wealth manager, and accountant. Anyone who wants to study a BFM course outside the country must have proficiency in the English language. 

2. Graduation courses after 12th commerce with Maths

Let us now discuss the best courses in commerce that are available to those students who have opted for maths in 12th class. 

2.1 Bachelor of Commerce (Hons.)

This is an undergraduate course for students who had opted for commerce with Maths in 12th class. Top universities offer different types of specialisations available in the honors course. B.Com (Hons) in Accounts, Business, Economics, and Statistics are among the many specializations that are available. For Honors courses, you will need to score at least 50% in class 12th or equivalent examination. 

2.2 BA Economics (Hons)

This Bachelors of Economics course will teach you the concepts of microeconomics and macroeconomics in detail. If you want to enrol in this BA course, you will need maths with commerce in 12th class. After completing this course, you can build a career as an Economist, researcher, analyst and investment administrator.   

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2.3 BAT course

Business Accounting and Taxation course is a six months program that helps you to further plan a career in accounting, taxation or finance. Both commerce and non-commerce students can take this short-term program to learn the technicalities of these three core aspects of commerce. Anyone who wants to pursue this commerce course must have completed graduation. 

Explore free GST and taxation courses

2.4 B.Sc (H) Statistics

The course provides a conceptual and analytical understanding of statistics, mathematics, and computers. Students are required to score at least 55% in 10+2 to get admission to this commerce course. After completing the course, you can choose a career as a statistician, data manager, data analyst and researcher.  

3. Job Oriented Courses After 12th Commerce

If you do not plan to study further but directly want to get jobs, you can consider the following professional courses after 12th commerce.  

3.1 Chartered Accountant (CA)

Those who seek a reputable and high-paying profession directly after 12h can become chartered accountants. CAs are financial professionals who offer financial advice related to taxation, auditing and accounts. They help in achieving financial goals based on your future requirements. 

This is one of the best courses after 12th commerce that does not require a college degree. You will need to score at least 55% if you have taken commerce in 12th and 60% is the minimum cut-off for non-commerce students. To become a chartered accountant, you must pass the CA course exam. 

Once you complete the CA course, you can either work for a firm or do your own practice. CA is also one of the best professional courses after 12th commerce for girls as it both offers job security and high income. You can pursue this course before and after completing graduation. To do so, you can do one of the following:

When you are taking a CA course directly after 12th, you can enrol in the CA foundation course. If you have completed graduation/post-graduation, you can directly register in the CA Intermediate course. After completing these two courses, you will need to complete the Articleship training for three years. 

Explore free CA courses

3.2 Company Secretary (CS)

Company secretary course comes under the after 12th commerce courses list with salary in good pay scale. These professionals are responsible for performing legal responsibilities in their company. They are involved in the documentation of legal records, handling tax returns and managing financial regulation. These professionals ensure statutory compliance requirements. 

The CS course is offered by the Institute of Company Secretaries of India (ICSI). This is a 2-3 year long course that students can pursue even after 12th or graduation. If you are a 12th pass out, then you will have to enrol in the CS foundation course. You have the option to skip the Company Secretary Foundation Program if you have completed graduation. 

After completing a CS course, you can plan a career in accounts and finance. 

Check out free CS courses

3.3 Certified Management Accountant (CMA)

CMA is a professional who works in the financial management and management accounting field. These professionals have knowledge of decision support, financial planning, control, and analysis. You can join the CMA foundation course after completing 10th class. For the CMA foundation exam, you must be a 12th pass out. For direct admission in the intermediate course, you must have passed graduation. 

Explore CMA courses

3.4 Investment Advisor

Investment advisors provide consultation to clients about the types of stocks to invest in the stock market to avoid losses. They manage the assets of their clientele. This is one of the high jobs in the commerce field that does not require the professional to have a college degree. Those who want to become certified investment advisors must clear CFA or NISM exam for the Investment Advisor certification program. They should also be registered with the Securities and Exchange Board of India (SEBI). 

Explore NISM certifications

4. Job Oriented Courses For Commerce Graduates

You can pursue the following courses after graduation in commerce. You can choose among the following list of courses for commerce students.  

4.1 Chartered Financial Analyst (CFA)

Chartered Financial Analyst (CFA) is a licensed professional who certifies competence of a financial analyst. They are considered to be the gold standard in the field of investment analysis. In the CFA courses, you will need to pass the three levels of exams. A graduate professional who meets the eligibility criteria can take the CFA exam. Those who want to take the exam must have an international passport and should live in the participating nation. 

Check out CFA exam syllabus, eligibility and fees

4.2 Certified Public Accountant (CPA)

These are the accounting professionals licensed by the American Institute of Certified Public Accountants. They help their clients in tax reporting, filing and in maximising profitability while minimising the taxes paid. CPAs also prepare the audited financial statements. Unlike accountants, they have the authority to perform audits of the public US companies.

To become a Certified Public Accountant, you will have to pass the Uniform CPA exam. You will require two or more years of public accounting along with 150 hours of education. You will need a graduation level degree in either  business administration, finance or accounting. 

These professionals can plan a career in auditing, managerial accounting, forensic accounting, bookkeeping and areas of information technology. 

Learn more about CPA exam details, syllabus and eligibility

5. Banking courses after 12th commerce

There are many banking courses available that students can choose from according to their career choice in the banking sector. Let us take a look at the banking course options available for commerce students. 

5.1 Bachelor of Business Finance and Banking

Through this commerce course, you will acquire knowledge about financial products, services, and the working of the banking and finance industry. You will learn about the industry’s fundamentals, banking instruments, and credit management. Students need to score at least 50% in 10 + 2 to get admission in this course.

5.2 Diploma in Banking Laws

A diploma in Banking laws teaches you the details of banking laws that financial institutions must follow. You can complete this one year diploma course directly after 12th commerce. After completing this course, you get the chance to become a legal analyst, banking lawyer, tax consultant or compliance officer.  

5.3 Bachelors in Banking and Insurance (BBI)

This is a three years undergraduate course that trains students in banking, insurance laws and regulations, finance, and accounting. Through this course, you learn the relation between the banking and insurance sectors to understand how the two are connected. The course includes both theoretical and practical sessions. 

5.4 Diploma in Actuarial science

This course is meant for students who plan to build a career as an actuary. These are the professionals who apply statistics and mathematics for solving financial problems. They make predictions and develop strategies for better outcomes based on the past. They can work in the investment, finance, insurance and banking sectors. 

6. Unique courses after 12th commerce

Following is the list of unique courses that commerce students can take after 12th standard. 

6.1 LLB Courses

These are the foundation courses in law that students from any stream can enrol in after 12th class. To enrol in LLB courses, you will need to score at least 55% in 10 + 2. To get admission in these courses, you will have to take entrance examinations. You can choose between BBA LLB and B.Com LLB depending on the subjects that you want to study in law. If you want to learn the law with economics, business organization and management, then you should choose BBA LLB. You should pursue B.Com LLB if you want to study accounting, business statistics and finance along with law subjects. 

6.2 Digital Marketing 

Digital marketing courses have become extremely popular due to the requirement of these professionals to build online market space. Through these courses, you can further plan a career as an SEO or SEM specialist, content strategist and social media manager. Through these courses, you can improve your website performance, better handle CMS, improve SEO and social media marketing of your client. These professionals can either work for any company or do freelance. 

Explore free digital marketing courses

6.3 Graphic design

These courses train you with skills to create visual content in the form of images, multimedia, logos, and infographics for different mediums. These are creative courses after which you can either work for a company or freelance.  After completing this course, you can become a skilled graphic designer. Students can take up these courses after completing the 12th from any stream.

Explore free graphic design courses

6.4 Interior design courses

These are another category of creative courses to learn designing spaces as a combination of technical elements and aesthetic appeal. After completing the course, you can start working as an interior designer under industry experts. After gaining experience, you can work independently. 

Explore free interior design courses

6.5 Aviation courses

These courses are opted by those who want to build a career as cabin crew, commercial pilot, and air hostess. These courses that will help you in acquiring the skills through practical knowledge to become an aviation professional. You can opt for these courses from as young as 16 years of age. 

Explore aviation courses


Hope that you can now choose amongst the available commerce courses according to your interest, skillset and career path. You can explore these courses in detail before deciding on a course that is most suitable for you. It is very important to carefully choose a course as it is the most crucial step in building a successful career.

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About the Author
Jaya Sharma
Assistant Manager - Content

Jaya is a writer with an experience of over 5 years in content creation and marketing. Her writing style is versatile since she likes to write as per the requirement of the domain. She has worked on Technology, Fina... Read Full Bio