Cost of Living in Finland for International Students

Cost of Living in Finland for International Students

7 mins read5.4K Views 2 Comments
Raj Vimal
Study Abroad Expert
Updated on May 14, 2024 11:02 IST

It is important to know the monthly and yearly cost of living in Finland if you are planning for higher studies there. It is a part of the total expenses to study abroad that depends on the lifestyle and spending habits of a student.

Cost of Living in Finland

The cost of living in Finland for international students is nearly EUR 925 (INR 83,000 approx) per month. This amount includes the expenses of rent, grocery, transportation etc. Finland is one of the world’s most northern and geographically remote countries located in Northern Europe. Around 70% of the country’s land is covered with thick woodlands, making it the most densely forested country in Europe. The nickname of Finland is ‘the land of a thousand lakes’ and is known for cold water and Lapland. Finland become the perfect choice for international students to get excellent higher education at top universities in Finland.

Are you planning to study in Europe? Then Finland is among the top countries for international students to study abroad. This country is gaining popularity globally for its excellent education system at world-renowned universities, beauty, and student safety. We will discuss below the expenses of living for international students who want to study in Finland. If you are wondering about the cost to study in Finland then look at this article to learn all about the Cost of Living in Finland.

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Cost of Living in Finland

The following table provides an approximate cost of living in Finland (data has been sourced from various sources):

Category Cost in EUR (€) per month
Food 150-250
Housing 250-600
Clothes 50-200
Transport 60-2,700
Medical 30-120
Entertainment 30-500

Note: The average cost of living in Finland for international students is nearly €1,000 per month. However, these costs can vary largely on the basis of your city, transport options, lifestyle, and the current economic scenario and inflation.

Tuition Fees in Finland

Finland is among the popular European countries known for its quality programs. The tuition fees of the program may be higher than study abroad destinations. Students who are from outside the EU/EEA area need to pay tuition fees for bachelor’s and master’s level programs. These programs are taught in the English language to international students. The annual tuition fee varies from €4,000 and € 18,000 approximately depending on the university and the degree. Students are also eligible to apply for a scholarship in Finland from the university. 

Read: Cost of studying in Finland

Living Expenses in Finland

After the Tuition fee, students now need to arrange living expenses and show that they have sufficient financial resources as well as insurance when they apply for a student residence permit. The monthly cost of living in Finland for students is around €700 – €900 including food, accommodation, travel, etc. Living costs in Finland are typically higher in larger cities than in smaller ones.

Students Union Membership Fee

All the students studying undergraduate and postgraduate programs at the universities in Finland are members of the Student Union (HYY) and therefore bound to pay the student union membership fee. For the academic year 2023-24, the obligatory Student Union membership fee for Bachelor's and Master's degree students is €‎52. The tuition fees include the Student Union membership fee. Students can visit the Student Union membership on the HYY website for more information.

Cost of Healthcare in Finland

Finland offers healthcare services to international students based on their income level. European citizens can use their European Health Insurance Card (EHIC) in Finland, UK citizens can use their Global Health Insurance Card (GHIC), and workers get health insurance from their employers that cover incidents in the workplace only. International students who came to study in Finland are advised to take private insurance.

Popular Cities in Finland by Cost of Living

The table given below provides the average monthly cost of living in different cities in Finland:


Cost of Living (approx.) in $















Top 7 Universities in Finland

The following table provides some of the top-ranking universities in Finland and their corresponding QS World University Rankings 2024:


QS World University Ranking 2024

Aalto University


University of Helsinki


University of Oulu


University of Turku


Lappeenranta-Lahti University of Technology LUT


Tampere University


University of Jyväskylä


How to Reduce the Cost of Living in Finland?

There are two ways to reduce the cost of living in Finland for international students:

  • Scholarships: It can be difficult to study abroad, particularly when we take into account the associated costs. In these cases, students can apply for a variety of scholarships to lower their overall tuition costs while studying in Finland. These grants are advantageous for students who have great academic backgrounds, strong test scores, and strong resumes.
  • Part-Time Work: International students studying in Finland can work part-time for a maximum of 30 hours per week. Part-time work will help in reducing the cost of living in Finland.

It is important for students to plan their finances prudently, as studying abroad can be an expensive affair. Make sure to plan your Finland studies well in advance to avoid unnecessary expenditures. For help with university applications, students seeking to study abroad can contact our Shiksha Study Abroad Counsellors. The comments section below allows candidates to contact us as well.

Related Links:

Cost of Living in Germany

Cost of Living in Canada

Cost of Living in the USA

Cost of Living in Luxembourg Cost of Living in Dubai Cost of Living in Japan


Cost of Living in Finland FAQs

Q. What is the cost of living in Finland for students?

A. The cost of living for students varies across Finland depending on location and lifestyle. The typical monthly living costs for students, which include housing, food, transport, and other costs, range from 600 to 1,100 EUR. However, other elements like the type of lodging, the location of the lodging, and the way of life of the individual may also have an impact on the cost of living. While it is advised that students save aside 700–900 EUR per month to pay their essential costs, individual expenses will vary.

Q. How much do students earn in Finland?

A. However, there is no limited minimum wage in Finland for international students and they can earn up to 900-1300 euros per month depending on the sector. The lowest salaries range between 7 to 8 euros per hour and it goes up to 9-13 euros per hour. Although it is advised that students set aside between 600 and 1,100 EUR per month for basic costs, real costs will vary from person to person dependent on things like lodging, food, and other ancillary costs.

Q. What is the cost of living in Helsinki Finland?

A. Helsinki is the national capital of Finland. A large portion of total Finnish population is living in the national capital. The living cost of Helsinki is nearly INR 1.50 Lakhs per month. This amount includes the house rent, utilities, food, transport, and etc.

Q. Is it easy to get PR in Finland?

A. It might be time-consuming to gain permanent residency (PR) in Finland, but it is attainable for those who meet certain requirements. An individual normally needs to enter Finland with a residence visa and stay there for a continuous amount of time between 4 and 5 years before becoming eligible for permanent residency. The person is required to follow particular rules regarding work, schooling, or other obligations during this period. It is feasible for anyone who matches the eligibility conditions to receive PR in Finland, albeit the process may not always be quick.

Q. Can international students work part-time in Finland?

A. As an EU/EEA citizen, you have the right to work in Finland without any work permit or restrictions on hours. Students from outside of the EU/EEA countries and with a student residence permit are allowed to work part-time. Your first residence permit will allow you to work for a maximum of 30 hours per week. However, if your work is directly related to your academic degree (such as training) then this limitation is not applicable.

Q. Which are the popular courses to study in Finland?

A. Engineering, computer science, business, nursing, education, and the natural sciences are a few of the prominent academic fields for overseas students to study in Finland. More than 500 bachelor's and master's degree programmes taught in English are offered by Finnish universities. International Business and Entrepreneurship, Computer Science and Information Technology, Master's Programme in Education and Globalisation, and Master's Degree Programme in Environmental and Energy Technology are a few examples of specific courses. However, based on a person's interests and professional objectives, the popularity of a given course may change.

About the Author
Written by
Raj Vimal
Study Abroad Expert

Raj Vimal has experience of 7+ years in SEO Content Writing, which includes 5+ years in the Ed-Tech industry. He has written articles about studying abroad, especially in the USA, UK, and other English-speaking coun... Read Full Bio

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sreejesh kp

8 months ago

Hello, I came across your blog today, seems quite interesting. My wife is planning to study in finland where we are a family of 5 members. We have 3 children's who were under 5 years of age . My question is whether I can go their and look for a job and whether it is a good decision to go their since


Reply to sreejesh kp


Aprant Agarwal

8 months ago

Hello. If you move to Finland, you will have to move a dependant. Please visit the following link to learn all the details:


Kelechi ochor

9 months ago

Hello, I came across your blog today, you are doing a good job. Please I want to study Engineering Bsc. I will like to know if finland accept NABTEB Certificate. Im from Nigeria. Thanks

Reply to Kelechi ochor


Aprant Agarwal

9 months ago

Hello. Acceptance of the NABTEB certificate depends on the university you are applying to. It is advised that you go through the admission requirements given on the official website of the university you are applying to. You may also refer to this: