Cost of Living in Germany for International Students in 2024

Cost of Living in Germany for International Students in 2024

5 mins read27.2K Views 21 Comments
Rahul Singha
Study Abroad Expert
Updated on Apr 9, 2024 20:17 IST

Cost of Living in Germany: This comprehensive guide delves into the financial realities of being an Indian student in Germany. We'll explore the average living expenses, accommodation options, food costs, transportation fees, and other essential outlays, giving you a clear picture of what to expect. 

Cost of Living in Germany Cost of Living in Germany: Germany is a top destination for international students seeking a world-class education and an enriching cultural experience. But beyond the academic excellence, a crucial factor for Indian students considering studying in Germany is the cost of living.

Understanding the Blocked Account

Before diving into the nitty-gritty of expenses, it's important to understand the concept of the Blocked Account in Germany. This is a mandatory requirement for most Indian students applying for a German student visa. The account holds a specific amount of money (currently €934 per month or €11,208 per year as of 2024) to demonstrate your financial means for supporting yourself during your studies.

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Average Monthly Living Costs in Germany

Now, let's talk numbers. Estimates suggest that Indian students in Germany can expect to spend anywhere between €850 to €1,200 per month on living expenses. This range can vary depending on several factors, including:

  • City of residence: Major cities like Munich and Frankfurt tend to be more expensive than smaller towns.
  • Accommodation type: Renting a private apartment will cost more than staying in a student dormitory.
  • Lifestyle choices: Your spending habits on food, entertainment, and travel will significantly impact your overall expenses.

Breaking Down the Cost of Living in Germany

With the average monthly range in mind, let's break down the key cost components for Indian students:

    • Accommodation: This typically forms the biggest chunk of your expenses. Student dormitories or shared apartments can range from €250 to €500 per month, while private apartments might cost €400 to €800 or more. 
    • Food: Groceries and eating out can cost anywhere from €200 to €400 per month. Indian students can find familiar ingredients in some stores, but be prepared to adjust your grocery list to some extent. Cooking at home is a budget-friendly option compared to frequent restaurant visits. 
    • Health Insurance: Health insurance is mandatory for students in Germany. The cost can vary depending on the provider and coverage but expect to pay around €80 to €100 per month.
    • Transportation: Public transportation like buses, trains, and subways are efficient and affordable in Germany. Monthly passes can cost around €50 to €80, depending on the city and coverage area. Owning a bicycle is a popular and cost-effective way to navigate smaller towns.
    • Utilities: Expect to pay around €100 to €150 per month for utilities like electricity, water, and internet. This cost might be higher or lower depending on the size and efficiency of your accommodation. 
    • Other Expenses: Factor in additional costs like textbooks, phone bills, occasional clothes shopping, and entertainment. These can vary depending on your individual needs and preferences.

Cost of Living in Germany: Overview

Factors Items Cost of Living 
Accommodation in Germany Student dormitories / Shared apartments €250 to €500 per month
Food Groceries/ Cooking at home €200 to €400 per month
Health Insurance Health Insurance €80 to €100 per month.
Transportation buses/ trains/ subways €50 to €80 per month
Utilities electricity/ water/ internet €100 to €150 per month
Other Expenses textbooks/ phone bills/ shopping/ entertainment varies
Cost of Living in Germany   €680 to €1230 per month

Cost of Living in Germany: Saving Strategies

Living comfortably on a student budget in Germany is achievable! Here are some tips to help you stretch your Euros further:

  • Seek Scholarships and Grants: Numerous scholarships and grants are available for Indian students studying in Germany. Research these opportunities thoroughly and apply for those that align with your academic profile.
  • Embrace Student Discounts: Many museums, cultural events, and public transportation offer student discounts. Take advantage of these to save money on leisure activities.
  • Explore Affordable Food Options: Utilize university canteens, cook meals at home, and take advantage of supermarket discounts and promotions for groceries.
  • Consider Part-Time Work: International students in Germany are allowed to work part-time for up to 20 hours per week during semesters and full-time during breaks on their German Student Visa. This can be a great way to supplement your income and gain valuable work experience. However, ensure you comply with visa regulations regarding work hours. 
  • Embrace Public Transportation: Public transportation in Germany is efficient, reliable, and affordable. Invest in a monthly pass for significant savings compared to relying on taxis or ride-sharing services. Biking is another cost-effective way to get around, especially in smaller towns.

Be Mindful of Additional Costs: Remember to factor in occasional travel expenses, visa renewal fees, and potential healthcare costs beyond your insurance coverage. Budgeting for these eventualities helps avoid financial strain.

Also, Read

Part-Time Work Options for International Students in Germany

Cheap and Affordable Universities in Germany
7 Steps to Study in Germany for Free Post-Study Work Permits in Germany for Indian Students

Studying in Germany

While the cost of living is a crucial factor, remember that studying in Germany offers an experience beyond monetary calculations. You'll gain access to a world-renowned education system, immerse yourself in a vibrant culture, and forge lifelong connections with people from diverse backgrounds. Candidates can check out the cost of studying in Germany for Indian students below.

Cost of Studying in Germany 2024

University - Type Cost of Studying
Public Universities in Germany (UG/PG) INR 0
Private Universities in Germany (UG/PG) 10,000 - 20,000 euros

So, keep these figures in mind, look at the various Universities in Germany that you can apply to, check out the eligibility requirements as well as the language exams and German language requirements for Germany and start preparing. Germany is called the land of ideas and with good reason. Find your perfect fit and start planning your higher studies in Germany. Candidates wanting assistance with university admissions can get in touch with our Shiksha Study Abroad counsellors on the same. 

Planning your finances effectively is key to a smooth and enriching study abroad experience in Germany. By understanding the average living costs, exploring cost-saving strategies, and embracing cultural and academic opportunities, you can make the most of your time in Germany. Start planning your German study adventure today, and be prepared for an unforgettable journey of learning, exploration, and personal growth!

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About the Author
Written by
Rahul Singha
Study Abroad Expert

Rahul Singha is a seasoned editor with Shiksha Study Abroad, specializing in overseas education. With over 8 years of domain experience, he has made a significant impact in contributing to the study abroad industry ... Read Full Bio

Reviewed by
Germany, France, Ireland and Sweden Expert

Priyakant Sharma brings over 14 years of diverse experience in operations management, team leadership, and devising sales/merchandising strategies for multi-unit retail chains across Europe and India. Transitioning ... Read Full Bio

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3 months ago

hello, myself sushanth i'm doing my 12th rightnow and planning my Bachelors (comp sci/artificial intelligence preferrably) in Germany, could you let me know the average expenses for it. service request : everytime I want to use the "Rate My chance" option it just says "Oops! It seems like you have b





a year ago

Hey myself khushi. I'm doing my graduation and I am planning to come to Germany for my master's. So, what are the universities out there? Or what would I need to take by myself and Yes please tell me the average expense (INR)

Reply to Khushi


Rahul SinghaStudy Abroad Expert

a year ago

Hello Khushi. You can check out popular universities in Germany here: and also get in touch with our Shiksha Study Abroad counsellors for assistance with university admissions here:



2 years ago

Hi Sir Myself Aiswarya i completed my BSc Horticulture from Dr YSR Horticulture university. I would like to do my pg berlin Sir would you assist me to know public university in berlin dealing with agriculture and is there any scope to get scholarships for further studies

Reply to Aiswarya


Rahul SinghaStudy Abroad Expert

2 years ago

Hello Aiswarya. You can know all about Public Universities in Germany here: You can know all about popular universities in Germany along with their fee structure and courses here:


shivani mishra

2 years ago

hello sir, I am shivani mishra from India.I had applied for MSc in Biochemistry and molecular biology at University of Bremen,Germany.I have qualified the entrance test and secured marks 21 out of 26.3 around 75.5 points. I need fellowship to fulfill my cost of living .

Reply to shivani mishra


Rahul SinghaStudy Abroad Expert

2 years ago


Sejal Shirsath

3 years ago

Thanks for information. Can u plz give me information about the that how can I study food microbiology . And Is there any scholarships are available for indian student?

Reply to Sejal Shirsath


Rahul SinghaStudy Abroad Expert

3 years ago

you can check out popular universities in Germany here: