Cost of Living in New Zealand for Indian Students in 2024

Cost of Living in New Zealand for Indians?

Before we start discussing the overall living expenses of NZ, it is essential to understand what kind of expenses students do during their higher education in New Zealand. Below, we have mentioned all types of expenses that directly affect the budget of an international student:

• Accommodation: It covers a big portion of the monthly budget. Your accommodation type (on-campus or off-campus) can significantly affect the total budget. The expense for this is based on the region and area one chooses to live in. The monthly average rent ranges in between NZD 400 to 500 for a one-room accommodation.
• Food: The overall cost of eating at home (grocery, snacks and cooking costs) and dining out. Like other things, the food expense of a student is dependent on the preference of his/her eating habits. When it comes to food, you can consider the estimated cost to be around NZD 200 per month.
• Utility: The total expenses for electricity, gas, water, and other services that keep a home running.
• Transportation: Total expenses related to daily commuting by public transportation, or owning a vehicle. Commuting using private transport on a regular basis is a bit expensive affair for students living in New Zealand.
• Phone and Internet: Phone and internet bills can constitute a significant portion of your monthly cost of living in New Zealand. While living in a foreign land, phone calls, messages, emails, video calls, and the Internet become highly important since these are the only way to stay in constant touch with your family and friends.
• Health Expenses: Health is of utmost importance no matter where you stay. For meeting any kind of any medical emergency, a student should keep an average amount of NZD 50-100 on a monthly basis.
• Clothing: It’s not a monthly expense as you are not going to buy clothes every month. You can avail a pair of jeans at NZD 110. Similarly, you can get a pair of shoes at NZD 140.
• Entertainment: This covers all the expenses related to movies, playing sports etc.
• Miscellaneous: All other unknown and indirect expenses such as healthcare and other necessities.You need to keep a certain amount to cover such expenses.

While studying abroad, exploring new places and cultures is also in your scheme of things. New Zealand offers many picturesque locations to explore such as beaches, mountains, and forests. For this purpose, a student will require NZD 50-100.

Monthly Living Expenses in New Zealand

As compared to India, the cost of living in New Zealand is almost 213 per cent higher. According to Numbeo, monthly living expenses in New Zealand for Indian students is INR 87,415 (NZD 1,682). This amount excludes the house rent. It is to be noted that the cost of living in New Zealand differs from city to city. Below, we have mentioned a table to let you know the category-wise expenses to have a comfortable lifestyle in New Zealand:

Particulars	Average Monthly Expenditure (in NZD)	Monthly Living Expenses in New Zealand (INR) Approximately
Housing Rent (1 Bedroom Rent)	430 to 490	22,000 to 26,000
Food Expenses (Grocery)	200 to 250	10,000 to 13,000
Public Transportation (Bus Pass and Metro Card)	170 to 200	8,800 to 10,300
Phone and Internet Network	100	5,200
Clothing	200-300	10,300 to 15,500
Health Expenses	50-100	2,600 to 5,200
Day-to-day Necessities	50	2,600
Miscellaneous Expenses	100 to 200	5,200 to 10,000

Moreover, having lunch or dinner outside occasionally is considerable for a student living abroad. For this, you need to have at least 100-150 NZD extra in your wallet. However, outside eating cost also depends on the eating habits of an individual.

Read:

• Part-time work options in New Zealand
• Jobs in New Zealand

Cost of Living in Top Cities of New Zealand

Now let’s have a comparison of the cost of living in some of the major cities of New Zealand.

City Name	Average Cost of Living Per Year (in New Zealand Dollar)
Wellington	NZ$ 1400-2000
Auckland	NZ$ 1500-2000
Hamilton	NZ$ 700-900
Christchurch	NZ$ 1000-1400
Napier	NZ$ 900-1100
Hastings	NZ$ 700-900
Dunedin	NZ$ 800-1300

Scholarships to Study in New Zealand

As mentioned earlier, the cost of living in New Zealand is more expensive than in India. To manage the expenses students, need to have financial support. So the question is which are the popular scholarships to study in New Zealand? And how to get them? Government, universities and private institutions offer scholarships to the meritorious students who come to study in NZ. Here are some well-known scholarship programs for students who want to study in NZ:

• Fulbright New Zealand General Graduate Awards
• New Zealand International Doctoral Research Scholarship (NZIDRS)
• New Zealand International Undergraduate Fees Scholarships
• Commonwealth Scholarships

The eligibility and application process of these scholarships are different. You can read more about them on their official website.

How to Save Money as a Student in New Zealand?

Is it possible to save money as an international student while studying abroad? Yes, you can save some hard-earned money by your parents by following these below-mentioned tips:

1. Create your monthly budget wisely and prioritise funds for essential things
2. Live in shared accommodation or on-campus hostels that will help you to reduce rent.
3. Cook at home to reduce costs.
4. Shop during discounts and ask for student discounts.
5. Explore the source of income. Consider working on campus for flexible hours.
6. Use public transport services or carpooling to save some money.

If you are looking ahead to studying abroad and need admission and application-related help, you can sign up for our free Shiksha Abroad Counselling. Or you can write to us in the comments below.

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