Cost of Living in Toronto Ontario For International Students
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For Indian students, the average living cost of living in Toronto is between CAD 30,000 to CAD 40,000 annually. This amount includes house rent, grocery expenses and other bills. This amount will increase or decrease according to the lifestyle of students studying here.
The cost of living in Toronto Ontario for international students is nearly CAD 1500 to CAD 2000 (INR 92.83 thousand to 1.23 Lakhs) per month. This expense does not include the housing rent as it depends on the location you are living. The average living expense in Toronto depends on various factors and the lifestyle of a student.
A large number of students from across the world apply to study in Canada, and most of them are Indian students. They choose to study in the educational institutions of Toronto, Ontario. If you are one of them and moving here for higher studies, then you should have a fair idea about the price of living in Toronto. In this article, we will walk you through the student life expenses in Toronto including accommodation, travel, and other essential expenses.
- Cost of Living in Toronto Ontario
- House Rent in Toronto Ontario
- Cost of Groceries in Toronto
- Transportation Cost in Toronto
- Utility Expenses in Toronto
Cost of Living in Toronto Ontario
According to Mercer’s cost of living survey, Toronto is the most expensive city in Canada. Apart from tuition fees of universities of Canada, students will spend a large amount of their monthly expenses on accommodation, phone bills, groceries, and public transportation. Below, we have mentioned a table that contains information on average living expenses in Toronto.
| Breakdown of Expenses |
Living Expenses in Toronto Per Month (INR) |
|---|---|
| Accommodation (One Bedroom Apartment) |
1,21,000 |
| Transport (Monthly Pass) |
9,100 |
| Phone and Other Utility Bills |
13,300 |
| Grocery |
24,000 |
| Entertainment |
6000 |
| Grand Total |
173,400 |
Source: Numbeo (Feb 2025)
Key Highlights of Living Expenses in Toronto for Indian Students
- Living expenses in Toronto for an Indian student is CAD 18,000 to CAD 30,000 (INR 11.13 Lakhs to 18.55 Lakhs) per year.
- Housing rent in Toronto is slightly more expensive than in other cities of Canada.
- Students should try to get an on-campus hostel as it is less costly than off-campus accommodation.
House Rent in Toronto Ontario
As mentioned earlier, Toronto is the most expensive city. The major reason behind this is a surge in the demand for housing and social security. The government is taking initiatives to make housing affordable for incoming international students. House rent in Toronto for a one-bedroom apartment (Outside the city centre) is nearly 90,000 INR per month.
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This is the starting range of house rent and your location will be outside the city. Below, we have mentioned a table that will give you an overview of house rent in Toronto Ontario for Indian students.
| Type of Accommodation |
Cost of Living in Toronto (Per Month in CAD) |
In Indian Rupees |
|---|---|---|
| For a One-Bedroom Apartment in the City Centre |
2516 CAD |
1.52 Lakhs |
| For a One-Bedroom Apartment Outside the City Centre |
2100 CAD |
1.27 Lakhs |
| For a Three-Bedroom Apartment in the City Centre |
4044 CAD |
2.44 Lakhs |
| For a Three-Bedroom Apartment in the City Centre |
3326 CAD |
2.01 Lakhs |
Source: Numbeo
It is advisable for students that they choose to live with a roommate to share the expense. It will help you to reduce the financial burden.
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Cost of Groceries in Toronto
The cost of food and groceries in Toronto Canada is between CAD 100 to CAD 150 per week. It is equal to 6,128 to 9, 279 in Indian rupees. According to the annual forecast by the University of Guelph, Dalhousie University, University of British Columbia and the University of Saskatchewan, the cost of living in Canada will increase by 3 to 5 per cent in 2025. Below, we have given detailed information on expenses on groceries and food.
| Grocery Items |
Average Monthly Living Cost in Toronto (CAD) |
|---|---|
| 1 litre of milk |
3.92 |
| White bread loaf (500g) |
3.87 |
| 1 kg rice |
4.64 |
| A dozen eggs |
4.85 |
| 1 kg local cheese |
16.88 |
| 1 kg apples |
5.45 |
| 1 kg bananas |
1.62 |
| 1 kg oranges |
4.51 |
| 1 kg tomatoes |
5.63 |
| 1 kg potatoes |
3.21 |
| 1 kg onions |
4.18 |
| 1.5-litre water bottle |
2.52 |
| Total Monthly Expenses |
61.28 |
(Source: Numbeo)
Read More: Most Expensive Cities in The World for Study Abroad
Transportation Cost in Toronto
As an International student in Canada, you are going to spend nearly CAD 150 per month (9,279 INR). This amount is enough to buy a monthly pass for public transport. This does not include the cab bill or other means of transport. Check the points below to understand the total cost of transportation (INR):
- One-Way Ticket (local transport)- 204
- Monthly Pass- 9,500
- Taxi Start- 282
- Taxi 1 km- 106
- Taxi 1 hour- 1,893
Utility Expenses in Toronto
Apart from the above-mentioned essential living expenses in Toronto, there are some utility bills that you need to pay. We have mentioned point-wise expenses to help you better.
- Basic (Electricity, Heating, Cooling, Water, Garbage)- 12,139 INR
- Mobile Phone (Monthly Plan)- 3,843 INR
- Internet- 4,545 INR
- Health Insurance- 4,640 INR
- Entertainment- 6,187 INR
If you are looking ahead to study in Poland and need admission and application-related help, you can sign up for our free Shiksha Abroad Counselling. Or you can write to us in the comments below.
According to Numbeo, the average living cost in Toronto for international students is CAD 1504 (INR 90,468) per month. This amount does not include the house rent as it depends on the location. To save money on accommodation, you can choose to stay in sharing apartments or dorms.
International students must meet the general undergraduate admission requirements to study at Prince Edward Island. Applicants must have a minimum cumulative grade point average (CGPA) of 1.7 in the major subject requirements for Prince Edward Island University admission.
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The cost of living in New York City is more expensive than Toronto for international students. According to the list of top 10 expensive cities in the world released by the World Economic Forum, New York is on the top with Singapore. No Canadian city is in the list.
The average cost of living in Toronto is INR 18.57 Lakhs per year, whereas, international students spend more than INR 20.00 Lakhs to live on New York City.