Cost of Living in Toronto Ontario For International Students

For Indian students, the average living cost of living in Toronto is between CAD 30,000 to CAD 40,000 annually. This amount includes house rent, grocery expenses and other bills. This amount will increase or decrease according to the lifestyle of students studying here.

The cost of living in Toronto Ontario for international students is nearly CAD 1500 to CAD 2000 (INR 92.83 thousand to 1.23 Lakhs) per month. This expense does not include the housing rent as it depends on the location you are living. The average living expense in Toronto depends on various factors and the lifestyle of a student.

A large number of students from across the world apply to study in Canada, and most of them are Indian students. They choose to study in the educational institutions of Toronto, Ontario. If you are one of them and moving here for higher studies, then you should have a fair idea about the price of living in Toronto. In this article, we will walk you through the student life expenses in Toronto including accommodation, travel, and other essential expenses.

Cost of Living in Toronto Ontario

According to Mercer’s cost of living survey, Toronto is the most expensive city in Canada. Apart from tuition fees of universities of Canada, students will spend a large amount of their monthly expenses on accommodation, phone bills, groceries, and public transportation. Below, we have mentioned a table that contains information on average living expenses in Toronto.

Breakdown of Expenses	Living Expenses in Toronto Per Month (INR)
Accommodation	61,000
Transport	9,500
Phone and Other Utility Bills	20,000
Grocery	5000
Entertainment	5000
Grand Total	1,00,500

Source: CanadianSIM

Key Highlights of Living Expenses in Toronto for Indian Students

• Living expenses in Toronto for an Indian student is CAD 18,000 to CAD 30,000 (INR 11.13 Lakhs to 18.55 Lakhs) per year.
• Housing rent in Toronto is slightly more expensive than in other cities of Canada.
• Students should try to get an on-campus hostel as it is less costly than off-campus accommodation.

House Rent in Toronto Ontario

As mentioned earlier, Toronto is the most expensive city. The major reason behind this is a surge in the demand for housing and social security. The government is taking initiatives to make housing affordable for incoming international students. House rent in Toronto for a one-bedroom apartment (Outside the city centre) is nearly 90,000 INR per month.

This is the starting range of house rent and your location will be outside the city. Below, we have mentioned a table that will give you an overview of house rent in Toronto Ontario for Indian students.

Type of Accommodation	Cost of Living in Toronto (Per Month in CAD)	In Indian Rupees
For a One-Bedroom Apartment in the City Centre	2590 CAD	1.60 Lakhs
For a One-Bedroom Apartment Outside the City Centre	2255 CAD	1.39 Lakhs
For a Three-Bedroom Apartment in the City Centre	4517 CAD	2.79 Lakhs
For a Three-Bedroom Apartment in the City Centre	3669 CAD	2.26 Lakhs

It is advisable for students that they choose to live with a roommate to share the expense. It will help you to reduce the financial burden.

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Cost of Groceries in Toronto

The cost of food and groceries in Toronto Canada is between CAD 100 to CAD 150 per month. It is equal to 6,128 to 9, 279 in Indian rupees. According to the annual forecast by the University of Guelph, Dalhousie University, University of British Columbia and the University of Saskatchewan, the cost of living in Canada will increase by 2.5 to 4.5 per cent in 2024. Below, we have given detailed information on expenses on groceries and food.

Grocery Items	Average Monthly Living Cost in Toronto (CAD)	In Indian Rupees
1 litre of milk	3.95	244.34
White bread loaf (500g)	3.83	236.92
1 kg rice	4.82	298.16
A dozen eggs	4.64	287.03
1 kg local cheese	16.49	1020.07
1 kg apples	5.3	327.85
1 kg bananas	1.81	111.96
1 kg oranges	5.47	338.37
1 kg tomatoes	4.67	288.88
1 kg potatoes	3.7	228.88
1 kg onions	3.51	217.12
1.5-litre water bottle	2.4	148.46
Total Monthly Expenses	60.59	3748.09

(Source: Numbeo) 

Read More: Most Expensive Cities in The World for Study Abroad

Transportation Cost in Toronto

As an International student in Canada, you are going to spend nearly CAD 150 per month (9,279 INR). This amount is enough to buy a monthly pass for public transport. This does not include the cab bill or other means of transport. Check the points below to understand the total cost of transportation (INR):

• One-Way Ticket (local transport)- 204
• Monthly Pass- 9,500
• Taxi Start- 282
• Taxi 1 km- 106
• Taxi 1 hour- 1,893

Utility Expenses in Toronto

Apart from the above-mentioned essential living expenses in Toronto, there are some utility bills that you need to pay. We have mentioned point-wise expenses to help you better.

• Basic (Electricity, Heating, Cooling, Water, Garbage)- 12,139 INR
• Mobile Phone (Monthly Plan)- 3,843 INR
• Internet- 4,545 INR
• Health Insurance- 4,640 INR 
• Entertainment- 6,187 INR 

If you are looking ahead to study in Poland and need admission and application-related help, you can sign up for our free Shiksha Abroad Counselling. Or you can write to us in the comments below.