Describe a Time When You Received Money as a Gift Cue Card

International English Language Testing System ( IELTS )

View more
Avleen Kaur
Updated on Nov 4, 2025 14:13 IST

By Avleen Kaur, Sr. Executive Training

"Describe a Time When You Received Money as a Gift" IELTS Cue Card is a task of IELTS Speaking section. In this article, we will help you describe how to turn this scenario into an answer that examiner will remember. You’ll learn to explain why this gift meant so much and what it taught you.

IELTS Speaking Part 2 – Cue Card

Describe a time when you received money as a gift.

You should say:

  • When and on what occasion it happened

  • Who gave you the gift

  • What you did with the money

  • And explain why this gift was memorable

Download this content as pdf to read offline

1. Cue Card – Describe a Time When You Received Money as a Gift – Plan in 1 Minute

Use quick keywords - no full sentences and focus on the five W's - What, When, Where, Who and Why.

Bullet Point Your Quick Notes
What Envelope of cash
When & Where Last April, on my college graduation day
Who My aunt
Why To help me buy a DSLR camera & pursue photography

2. Cue Card – Describe a Time When You Received Money as a Gift – Structure Your Talk

Allocate your 2-minute speech:

Section Time Content
Introduction 15 s Paraphrase cue card (“I’d like to describe a time when…”)
Body 1 min 1. Occasion & giver2. Gift details & reaction3. How I used it
Conclusion 30 s Reflect on why it was meaningful and its lasting impact

Tip: Use signpost words—"First," "Then," "Finally," "To sum up…"

 

3. Cue Card – Describe a Time When You Received Money as a Gift – Power Up Your Vocabulary

Sprinkle in adjectives, verbs, and idioms that fit this topic:

Adjectives Verbs Idioms & Phrases
generous unwrap nest egg
unexpected splurge put my money where my mouth is
crisp budget break the bank
welcome invest cash cow

4. Cue Card – Describe a Time When You Received Money as a Gift – Sample Answer Outline

Introduction

"I'd like to tell you about a time when my aunt gave me money that changed my direction."

Body

  • Setting & Occasion: College graduation day
  • Giver & Gift: My aunt handed me an envelope. With exact amount I had been saving for a DSLR
  • Immediate Reaction: I felt shock and gratitude
  • Action Taken: Researched models of camera. Compared prices and placed an order that evening

Conclusion:

"That gift did not just buy a camera. It kick started my journey into photography. It taught me the power of belief."

Cue Card – Describe a Time When You Received Money as a Gift – Band 5

Um… I want to talk about a time when I got money as a gift… It was my last birthday… I turned twenty last year… My uncle came to our house… and he gave me an envelope… Inside, there was two thousand rupees… I was a bit surprised… because I never got money gift before…
 
First, I opened the envelope slowly… I counted the notes… Then I said, “Thank you, uncle,” but I was shy… He smiled and said, “Use it for something you need.” After he left, I felt very happy… and also a little worried… because I did not know how to spend it well…
 
Next day, I went to the market with my friend… I wanted to buy a new shirt… but the shirts were too expensive… So I bought a book about personal finance… It cost five hundred rupees… I thought it was useful… Then I saved the rest of the money…
 
I remember that gift because it helped me learn to save… and also gave me freedom to choose… It was simple, but it stayed in my memory…

Cue Card – Describe a Time When You Received Money as a Gift – Band 7

Introduction
I’d like to talk about the time when I received money as gift. It happened last year - on my 25th birthday. Rather than giving me a material present, my aunt gave me cash gift. This experience was memorable because of way I chose to use that money.

Background / Occasion
My 25th birthday was small family gathering at my parents’ home in Delhi. Due to work commitments, many relatives weren’t able to attend, but, my aunt - who lives in another city - sent her wishes and monetary gift. She’s always been practical. Instead of guessing what I might need - she opted to let me decide for myself.

Details of the Gift
When she handed me envelope, I was slightly surprised. I expected a book or a gadget. Inside envelope - there was ₹5,000 neatly folded. She also included a brief note- “Use this for something that advances your goals.” At that moment, I felt mix of gratitude and responsibility. Cash can be impersonal - but her thoughtful note made it feel purposeful.

Why She Gave That Gift
My aunt knows I’m an engineer planning to pursue a certification course. She understood that a material gift might end up gathering dust, whereas money would let me invest in something meaningful. She has a scientific mindset—always asking, “How will this help you move forward?” I appreciated her logic. It showed she’d thought through how I might use it to build skills rather than just buy something trivial.

How I Used Gift Money
I decided to enroll in short online course on machine learning. At around ₹4,500, it covered topics like Python libraries, regression models and neural networks. Investing in that course felt like planting a seed for my career. The remaining ₹500 went toward buying recommended textbook. In hindsight, that course gave me new insights and even led to minor project I added to my portfolio.

Feelings and Reflection
Receiving money instead of a typical gift was unexpected. At first I wondered if it felt impersonal. But as I reflected I realised it empowered me. The gift became a stepping stone for professional growth. Now whenever I work on something I learned from that course I feel thankful. It wasn’t just about the cash amount - it was about the trust she placed in me to use it wisely. In a world where trends change rapidly a flexible gift like money can be far more valuable than a fixed object.

Cue Card – Describe a Time When You Received Money as a Gift – Band 9

I’d like to discuss an occasion when I received money as a gift - something that at first glance might seem mundane but turned out to be deeply impactful. It happened just over a year ago - when I graduated with my master’s degree. Instead of the typical congratulatory card or a physical present - my older cousin handed me a sleek envelope containing ₹10,000. Initially I raised an eyebrow was this merely a cliché gesture? But as I opened it I found a succinct note- “Invest in your next big leap”. That simple phrase reframed everything.

Why Cash and not a Tangible gift?
My cousin has always been more pragmatic rather than being sentimental. Rather than guessing which gadget or book I might like - she chose to trust my judgment. In a subtle way she was challenging me- “What do you deem most valuable right now?” This approach resonated with me. In a consumerist culture where we accumulate things without thinking - giving cash forces the recipient to confront their priorities. It sounded logical - almost scientific like an experiment in personal resource allocation.

My Decision-Making Process
I didn’t rush to spend it on something frivolous. Instead I treated it as seed money and applied a cost - benefit analysis. I weighed two options- upgrading my old laptop or enrolling in a specialised data-visualisation workshop. Given that my laptop was still serviceable, I opted for professional development. I researched a weekend boot camp led by industry experts which cost exactly ₹9,500. The remaining ₹500 went toward purchasing a set of advanced plotting libraries for Python.

Outcomes and Reflections
That workshop was a game-changer. Not only did I master sophisticated visualisation techniques - like interactive dashboards using Plotly and D3.js integrations - but I also networked with hiring managers who later referred me to freelance gigs. Within three months I had already recouped double the workshop fee by producing data reports for a startup. In retrospect - my cousin’s gift was less about the amount of money and more about instilling a mindset- invest in experiences that compound over time rather than in fleeting possessions.

Emotional Impact
Receiving money can feel impersonal - almost transactional. Yet the purposeful note she included transformed it into an empowering gesture. It sparked a sense of accountability- I wasn’t just spending - I was strategically deploying capital toward self-improvement. It taught me that sometimes the best gifts are those that prompt introspection and long-term planning.

In sum that envelope gifted me far more than cash. It gave me a framework for thinking critically about resources and value of investing in oneself. I still chuckle when I recall my initial skepticism - money as a gift? Yet it turned out to be the most thoughtful present I’ve ever received.

Read more
Explore popular study destinations
Resources for you
Understand the process step by step by referring to these guides curated just for you