Study in Germany Without Blocked Account 2026

Can a candidate study in Germany without a blocked account if he or she does not have access to such an account? Well, there is, but the candidate has to fulfill a specific criterion with regard to the financial support. By being aware of these options, students can concentrate on their education without worrying about issues relating to German Blocked Accounts.

Germany is a top choice for international students because of its great education, job opportunities, and diverse culture. But to get a German student visa, the government asks you to show that you have enough money to live in Germany. The usual way is through a Blocked Account (called “Sperrkonto”), but there are exceptions and alternatives.

Many Indian students dream of studying in Germany, but the blocked account requirement can be a big challenge. Currently, students are required to prove their financial viability by producing €11,904 per year (Approximately INR 11 lakh). Which, for most middle-class families, is quite a big amount. If you don't have that much amount in such an account, don’t worry, there are other ways to prove financial support.

Students might have queries like Can I get a German student visa without a blocked account? Yes, some alternatives allow students to study in Germany without having to open a blocked account. However, there are some conditions that one needs to understand to study in Germany without a Blocked Account. One can check the details on the German Blocked Account and what its alternatives are for Indian students.

What is a Blocked Account in Germany?

A Blocked Account is a special type of bank account that international students must open to show they can afford to live in Germany while studying.

• You need to deposit €11,904 per year (about INR 11 lakhs).
• After arriving in Germany, you can withdraw around €992 per month.
• It is proof to the visa office that you won’t face money problems while you study.

This account is mandatory for most students, but there are some cases where you don’t need it.

New Blocked Account Requirement 

The German government increased the amount required in the Blocked Account.

• New Required Amount: €11,904/year
• Monthly Limit: €992/month

Can You Study in Germany Without a Blocked Account?

Yes, you can study in Germany without a blocked account if you can show financial support in other ways. Through a scholarship, a sponsorship letter from someone in Germany, or your parents’ income. Students from EU, EEA, or Switzerland don’t need a blocked account because they don’t need a student visa at all.

Alternatives to a Blocked Account

1. Scholarship:

If you got a scholarship that pays for your living expenses, you can use it to prove your financial support instead of opening a blocked account.

2. Sponsorship letter:

You can get a Letter of Commitment (Verpflichtungserklärung) from a person who lives in Germany and agrees to pay for your costs. Sponsor must show they have enough money to support you.

3. Parents’ income proof:

You can show documents of your parents’ income to prove they can take care of your expenses while you study in Germany.

4. Free accommodation or food:

If your university or college provides accommodation and food, that can also count as financial proof.

So, a blocked account is not only way. You just need to show you have enough funds to live in Germany during your studies.

German Study Visa Application Process

Ffollow these steps to apply for a German student visa:

1. Gather Required Documents
2. Schedule a Visa Appointment
3. Attend the Visa Interview
4. Submit Your Application
5. Wait for Visa Approval

Cost of Living in Germany:

The cost of living in Germany varies significantly between cities. Check the average monthly expenses in some major cities of Germany:

Part-time Work Opportunities in Germany:

International students from non-EU countries are allowed to work part-time while studying in Germany under specific conditions. Students can work up to 120 full days or 240 half days per year without requiring a special work permit. International students can work around 43.3 hours per month under the new minimum wage scheme of Germany. 

If you go over these limits, or if you have a job over semester break, you will definitely have to get a work permit. As of 2025, starting pay in Germany will increase to 12,41 EUR per hour. This increase will see full-time workers earning a gross pay of approximately €2222.