10 Most Affordable Universities in USA for Indian Students 2026

10 Most Affordable Universities in USA for Indian Students 2026

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Aishwarya
Aishwarya Bhatnagar
Study Abroad Expert
Updated on May 12, 2026 10:38 IST
Every international student at one point thinks about earning his higher education degree from the USA. However, the high cost of college and other expenses. In this article, we will inform you about the affordable universities in USA, where international students can pursue their higher education at an affordable cost.

Are you planning to study in USA but are finding it costly? You can apply to some of the most affordable and cheapest universities in USA from India. Yes, this option exists and is lucrative for those who cannot fund their education in USA. Check out the details.

most affordable universities in usa

Every international student at one point thinks about earning his higher education degree from the USA. However, the high cost of college and other expenses discourage students from living their dreams and many times persuade them to change their plans. There are many scholarships available for studying in the USA like fully funded scholarships in US. These are students who are hesitant to take loans to pursue their education, can opt for them.

For those students, who want cheaper universities for study can consider public universities in USA because private universities are more expensive. There are a plethora of options to look at if you want to study at affordable US universities from India. If you also need some guidance around some of the cheapest universities in USA then we will give you the best possible options. In this article, we will inform you of the cheapest universities in the USA for international students. 

Table of contents
  • Why Study at Cheapest US Universities?
  • List of Affordable Universities in the USA for International Students
  • Top 10 Cheapest Universities in USA for International Students
  • Other Affordable Universities in the USA for Undergraduate Students
  • Tips to Reduce Cost of Studying in the US for International Students
  • Affordable Universities in USA FAQs

Why Study at Cheapest US Universities?

There are numerous reasons why international applicants should choose to study across cheap universities in USA. Applicants do save on the cost of education (which is very high in the US), but also get quality education. Apart from this, other reasons to study at affordable US universities are as follows:

  • USA is very expensive for studying. But there are affordable universities which can help in reducing the overall high costs.
  • Irrespective of the choice of cheap university in US for any course type, the quality of education is not degraded.
  • There can be smaller class sizes, apart from lower tuition costs at cheap universities in USA, but the study outline, syllabus and pattern will be the same as the standard.
  • There will also be scholarships available at affordable US universities, which can further reduce the costs of studying in USA
  • Applicants can also consider studying at community colleges in USA, which are also cheap and affordable for international students.
  • Finally, applicants should not worry about the educational standards at cheap universities in USA, the standard is maintained and degrees are globally recognised.

Based on the above given reasons, applicants can consider applying to affordable universities in USA. 

List of Affordable Universities in the USA for International Students

One must have enough funds to study in a country like USA. Because US has some top-ranking universities which are also expensive, makes arranging funds for students difficult. But wait there is a solution. US is also home to some of the cheapest universities offering high quality education at affordable prices. Check out some of the cheapest universities in USA below:

  1. University of New Orleans
  2. California State University
  3. Southeast Missouri State University
  4. Arkansas State University
  5. Brigham Young University
  6. Alabama State University
  7. The University of Louisiana at Monroe
  8. Southwest Minnesota State University
  9. Northwest Missouri State University
  10. Dakota State University

Top 10 Cheapest Universities in USA for International Students

The section below discusses some of the most affordable colleges in USA for international students with tuition fees for different levels of study.

1. University of New Orleans

The University of New Orleans is a public research university located in New Orleans. This university offers different levels of academic programs. Since it's a public university, it is among the cheapest universities in USA. Despite being an affordable university, University of New Orleans offers students unique opportunities for research, internships, and experience culture and community within New Orleans. Check out the fees for the University of New Orleans below: 

Particulars International Students
Tuition & Fees (15 hours per semester) USD 14,290
Housing (4-bedroom in Pontchartrain Hall) USD 6,280
Meal Plan (Unlimited weekly Galley meals, daily retail dining trade + USD 150 Declining Balance) USD 5,950
TOTAL USD 26,520

2. California State University, San Bernardino

Cal State, San Bernardino is a part of the California State University system. This is thus, a public university based in California, USA. Cal State San Bernardino is also one of the cheapest universities in USA. The university offers numerous undergraduate, graduate, and online programs. Asian studies, Criminal Justice, Biology, Arabic, and Art History are some of the cheapest courses offered by the university. The table given below provides an overview of expenditures for the 2026-27 Academic Year:

Particulars

Undergraduate

Graduate

Tuition & Fees

USD 18,173 (INR 15.1 L)

USD 14,657 (INR 12.2 L)

Additional Expenses

USD 26,164 (INR 21.8 L)

USD 26,164 (INR 21.8 L)

TOTAL

USD 44,337 (INR 37 L)

USD 40,821 (INR 34.1 L)

3. Southeast Missouri State University

Southeast Missouri State University is a public university located in Missouri. It offers more than 200 programs including 100 minors, 145 undergraduate majors, and more than 75 graduate programs. Southeast Missouri State University is the most affordable university in USA, which focuses on giving quality education with modern teaching styles. The table given below gives costs of studying for the 2026-27 Academic Year:

Particulars Undergraduate Graduate
Tuition and General Fees (Fall and Spring) USD 17,147 (INR 14.3 L) USD 13,237 (INR 11 L)
Estimated Books and Supplies USD 364 (INR 30 K) USD 850 (INR 71 K)
Housing USD 7,850 (INR 6.5 L) USD 4,500 (INR 3.7 L)
Meals USD 3,300 (INR 2.7 L) USD 2,100 (INR 1.7 L)
Estimated Personal Expenses (toiletries, local transportation, recreation) USD 1,000 (INR 83 K) USD 1,000 (INR 83 K)
Health Insurance (mandatory; 12 months) USD 1,503 (INR 1.2 L) USD 1,503 (INR 1.2 L)
TOTAL USD 31,165 (INR 26 L) USD 23,190 (INR 19.3 L)

4. Arkansas State University

Arkansas State University is the cheapest university in the USA. It is a public research university based in Arkansas, USA. It is the second-largest university in Arkansas. The school offers more than 160 degree programs. It also offers various bachelor's, and master's programs online. For students' benefit, the university offers a Structured Learning Assistance Program that provides additional academic support for difficult topics. The table given below provides an overview of expenditures per semester for the year 2026-27:

Particulars Undergraduate Graduate
Tuition & Fees USD 9,680 (INR 8 L) USD 6,980 (INR 5.8 L)
Books USD 1,250 (INR 1 L) USD 1,250 (INR 1 L)
Room & Board USD 11,100 (INR 9.2 L) USD 12,400 (INR 10.3 L)
Personal USD 2,790 (INR 2.3 L) USD 2,790 (INR 2.3 L)
Transportation USD 3,332 (INR 2.7 L) USD 3,332 (INR 2.7 L)
TOTAL USD 28,152 (INR 23.5 L) USD 26,752 (INR 22.3 L)

5. Brigham Young University

Brigham Young University is a private research university which is also a cheap university in USA. Established in 1875, it is accredited by the Northwest Commission on Colleges and Universities. Brigham Young University follows a semester-based academic calendar. The campus spreads across 557 acres. The university is known for offering language education in 62 languages. The table given below provides an overview of expenditures per semester for the year 2026-27:

Particulars Undergraduate Graduate
Tuition Fees USD 13,376 (INR 11.1 L) USD 16,832 (INR 14 L)
Food and Housing USD 10,396 (INR 8.7 L) USD 13,260 (INR 11 L)
Books and Supplies USD 392 (INR 32.7 K) USD 392 (INR 32.7 K)
Personal Expenses USD 1,984 (INR 1.6 L) USD 2,816 (INR 2.3 L)
Transportation USD 2,480 (INR 2 L) USD 3,528 (INR 29.4 L)
Loan Fees USD 64 (INR 5.3 K) USD 228 (INR 19 K)
TOTAL

USD 28,692 (INR 24 L)

USD 37,056 (INR 31 L)

6. Alabama State University

Another public research university which is the cheapest in USA is Alabama State University. This university offers all levels of programs for its international students. Why students choose to apply for Alabama State University admissions is because of its quality academics, research excellence and cultural diversity. Check out the course-wise tuition fees at Alabama State University below:

Particulars Out of State Applicants Fee
Tuition USD 16,656 
Fees USD 2,920 
Housing & Board USD 7,600
Other Expenses USD 10,260
TOTAL USD 33,194

7. University of Louisiana–Monroe

The University of Louisiana at Monroe is a public university in USA, which is also the most affordable. It is known for its high-quality education. Also, this university is cheap because it is state-funded offering a variety of fields of study. The University of Louisiana Monroe helps students meet their academic, cultural, social, and personal needs. The table given below provides an overview of fees for the 2026-27 academic year:

Particulars Undergraduate Graduate
Tuition & Fees USD 9,199 (INR 7.6 L) USD 9,400 (INR 7.8 L)
Housing and meals USD 10,182 (INR 8.5 L) USD 10,182 (INR 8.5 L)
Books and supplies USD 1,300 (INR 1 L) USD 1,300 (INR 1 L)
Personal USD 2,500 (INR 2 L) USD 2,500 (INR 2 L)
Travel USD 3,424 (INR 2.8 L) USD 3,424 (INR 2.8 L)
Loan Fees USD 52 (INR 4.3 K) USD 52 (INR 4.3 K)
TOTAL USD 26,657 (INR 22.2 L) USD 26,858 (22.4 L)

8. Southwest Minnesota State University

Southwest Minnesota State University is a public university based in Minnesota, USA. Business, Psychology, Exercise Science, and Kinesiology are some of the popular majors offered by the university. Since it is also a public university, it is listed among affordable universities in USA for Indian students. Also, it is counted amongst the top four-year public universities offering a high-quality degree in liberal arts. The table given below provides an overview of expenditures for the 2026-27 Academic Year:

Particulars Undergraduate Graduate
Tuition & Fees USD 10,304 (INR 8.6 L) USD 10,350 (INR 8.6 L)
Housing and Food USD 10,666 (INR 8.9 L) USD 9,000 (INR 7.5 L)
Books, Materials, Supplies, Equipment USD 1,200 (INR 1 L) USD 1,200 (INR 1 L)
Transportation, Personal Expenses, Loan fees USD 3,542 (INR 2.9 L) USD 1,790 (INR 1.5 L)
TOTAL USD 25,712 (INR 21.5 L) USD 22,340 (INR 18.6 L)

9. Northwest Missouri State University

Northwest Missouri State University is a public university based in Missouri, USA. This is also the cheapest university in USA for international students. It follows a semester-based academic calendar. It offers undergraduate, graduate, and international programmes in different areas of study. Founded in 1905, Northwest Missouri State University is known for its highly qualified professors, with almost 95% of the faculty members carrying the highest degree in their respective fields. The table given below provides an overview of expenditures for the 2026-27 Academic Year:

Particulars Undergraduate Graduate
Tuition & Fees USD 21,654 (INR 18.1 L) USD 9,036 - USD 10,080 (INR 7.5 L - 8.4 L)
Housing and Food USD 13,062 (INR 11 L) USD 13,062 (INR 11 L)
TOTAL USD 34,716 (INR 29 L) USD 22,098 - USD 23,142 (INR 18.4 L - 19.3 L)

10. Dakota State University

Dakota State University is a public university based in South Dakota, USA. Founded in 1881, it is among the most prestigious educational institutions in the US. Plus, one of the most affordable universities in USA. DSU offers online courses for working professionals and homemakers. Apart from this, the university offers several programs in diverse fields from management to web development. The table given below provides an overview of expenditures for pursuing an undergraduate program:

15 credit hour enrollment

Particulars Cost of Living (Per Semester)
Tuition & Fees USD 5,968 (INR 5 L)
Housing & Food Service USD 4,130 (INR 3.4 L)
Wireless Computing Fee USD 409 (INR 34 K)
TOTAL USD 10,298 (INR 8.6 L)

Other Affordable Universities in the USA for Undergraduate Students

Besides the above-given US universities, there are also low-fee charging schools in the USA for international undergraduates. These mostly include public universities of US. Check them out below:

Often students go to popular states like New York and California while not looking for opportunities in less traditional destinations. Apart from the above-mentioned educational institutions, there are various low-fee universities in the US:

Other Affordable and Cheap Universities in the USA

Indiana State University

Metropolitan College of New York

Stratford University

University of Central Oklahoma

Columbus State University

Jacksonville State University

Columbus State University

Texas State University

Thomas Jefferson University

San Francisco State University

Florida International University

Montana State University

California State University, Fresno

University of North Texas

California State University, Los Angeles

Roosevelt University

Wright State University

Western Kentucky University

Texas A & M University

University of Nebraska

-

Tips to Reduce Cost of Studying in the US for International Students

Merely applying to the cheapest university in USA for international students is not the solution. In order to reduce cost of studying in the US, international applicants have to be careful with their expenses. They will not only have to track their expenses but also know where and how to spend. Some tips to minimise cost of studying in US are:

  • Research, apply for scholarships offered by your university, private organisations, or government-funded programs like the Fulbright well in advance of deadlines.

  • Start your first two years at a community college to pay significantly lower tuition fees, then transfer credits to a four-year university to complete your degree.

  • International students on F-1 visas can typically work up to 20 hours per week on campus during the semester to help cover personal and living expenses.

  • Sharing an off-campus apartment with roommates can often be more affordable than university dormitories and allows you to split utility bills.

  • Also you can apply to US universities with no application fees, which will further reduce the additional cost for applying.
  • In case your universities are not application-fee-free, look for those that offer a waiver.

There are many affordable US universities for study, especially for Indian applicants. While some may cut down tuition costs through scholarships, while others may cut it down by opting for public universities. There are also tier 2-3 universities that are feasible for international students. Applicants must do their homework properly before they choose the most affordable US university for study.

For more details on admissions, get in touch with our team of counsellors by signing up at - https://studyabroad.shiksha.com/apply

Affordable Universities in USA FAQs













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Commonly asked questions
Q:   How can I reduce the overall cost of pursuing academics in the US?
A: 

Reducing overall cost of academics in the US can be challenging. To do this apply for scholarship in USA and also work on a part-time in US

Q:   Is studying in US expensive for Indian students?
A: 

Yes, studying in US is expensie overall for Indian students. But they still have options to apply to public universities. Apart from this if eligible, they can apply for scholarships as well to cut down some financial load.

Q:   What are the scholarships available for the Indian students to study in USA?
A: 

There are over 1,300 scholarships in the USA for Indian students provided by US Universities. Since the rates of tuition for international students across US universities are very high, it becomes necessary for students to apply for financial aid. The popular scholarships for studying in the USA are as follows:

Also read about Scholarships to Study in the USA for International Students

Q:   What is the curriculum for the B.S. courses at Illinois Tech Mumbai?
A: 

The students going for AI programme can study subjects such as CS 480 Introduction to Artificial Intelligence, CS 481 Artificial Intelligence Language Understanding,  and CS 484 Introduction to Machine Learning. 

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Aishwarya Bhatnagar
Study Abroad Expert
Aishwarya is a professional Writer currently working as a Study Abroad Expert in the Editorial Team at Shiksha. She has over 5 years of experience and is skilled at creating Online Content with leveraged knowledge i Read Full Bio
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Master courses in USA
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Comments

(3)

B

Benazir Masood

2 years ago

Sir I am Indian dentist intrested for PG courses in usa

Reply to Benazir Masood

A

2 years ago

Hello Benazir! Please elaborate on the course you wish to pursue and only then will I be able to help you. In case you need some help in a more elaborate form, you can sign up for counselling here - https://www.shiksha.com/studyabroad/apply.

T

Thomas Mosun

3 years ago

Which university is the cheapest

Reply to Thomas Mosun

A

3 years ago

Hello Thomas, you can read the article above and check out the possibly cheap universities. Another way to check is to check the course fee and ensure you are eligible for a scholarship. If you have queries, you can get in touch with our counsellors at - https://studyabroad.shiksha.com/apply.

D

Divinefavour

3 years ago

I think south Texas college is the cheapest

Reply to Divinefavour

g

guest

3 years ago

Hi Divine, how sure is this information