Government & Defence Entrance Exam

The IBPS PO 2021 category-wise cut off is as follows:
For prelims, the cut off is out of 100 marks:
1. The cut-off for the general category, EWS, and OBC categories was the same, 50.5.
2. For SC category: 44.50
3. For the ST category: 38. Also, there is a section-wise cut off which is mandatory to qualify for prelims and was as follows:
1. English Language section cutoff (30 marks): 10 marks for the general category, 6.75 for the others.
2. Quantitative Aptitude Section Cut Off: For the general category it was 9 and for others it was 6.25 out of 35 marks.
3. Reasoning Ability section cut off: For the general category it was 10 marks, and for others it was 6.25 out of 35 marks. For qualifying Mains, the cut off out of 225 was as follows:
1. The General category: 80.75
2. EWS: cut off was 77.25
3. OBC category: 75.75
4. SC category: 65.50
5. The ST category cut-off score was 57.75.

1-SBI conducts both the exams for SBI PO and Clerk. The entry-level post of SBI PO is that of an officer rank, whereas an SBI Clerk or Junior Associate.
2-The age limit for SBI Clerk is 20 to 28 years, whereas SBI PO is 21 to 30 years.
3-The salary of an SBI Clerk is INR 19,900 Basic Pay (In-hand salary = INR 30,000 approximately. ). Whereas that of an SBI PO is INR 27,620 Basic Pay (In-hand salary- INR 40,000 approximately.)
4-Benefits of SBI Clerk are Dearness allowance, PF, Pension, Medical allowance, leave fare, and Miscellaneous, whereas SBI PO is Dearness allowance, HRA or rental lease, City Compensatory Allowance, Medical allowance, and Miscellaneous.
5-The working hours of the SBI Clerk are 10 am to 5 pm, whereas the SBI PO is 10 am to 6 pm.
6-Promotion of SBI Clerk is done through Internal exams and promotion to SBI PO takes place every 2 to 3 years.

Dear aspirant, Glad to meet you. The UPSC optional subjects list consists of 48 subjects including Medical Science. The Medical Science syllabus for IAS Exam focuses on the candidates understanding of the basic concepts and application of knowledge to problems faced by patients. The topics included in this subject are related to basic medical knowledge, general medicine and community medicine. Candidates should choose Medical Science as an optional subject in UPSC Mains exam when they have very high competence and a strong interest in the subject so that they can easily prepare for the exam. Candidates who have studied Medical Science in their undergraduate degree or who work as doctors, biomedical engineers, nurses or pharmacists can take up this optional. Hope it helps.

IBPS PO has an excellent career path, and career growth is determined based on merit.
IBPS PO is a scale I officer (assistant manager) and normally becomes a manager (scale II officer) after 34 years. Promotion happens through a written exam and interview. From bank to bank, there is a slight variation in the time and process of promotion, but fast-track promotion opportunities are there in almost every bank. Being a generalist, the PO gets the opportunity to work in various areas like operations, credit, foreign exchange, investment banking, risk management, auditing, etc.
Banks conduct internal exams for postings in investment banking and foreign offices. An IBPS PO's career advancement is rapid. One can get a promotion every 35 years, depending on the number of vacancies in the bank.
The promotion grades are a manager (Scale II), senior manager (Scale III), chief manager (Scale IV), AGM (Scale V), DGM (Scale VI), and GM (Scale VII). The GOI (Government of India) then appoints the Executive Director, Chairman, and Managing Director (CMD).
Almost all EDs and CMDs of banks started their careers as POs.
A few selected ones also get a chance to become Deputy Governors (DGs) in the RBI, as one of the four DG posts is for a commercial banker. Therefore, joining as a bank PO is the best opportunity for making a career in the banking industry.
I hope this will help you.

Many things will change in your life after clearing the IBPS PO exam.
1- In terms of career growth:
Scale 1: This is the entry-level position right after your appointment and generally lasts for two years, after which you have to sit for a screening and promotion test. This is the time when the recruited person becomes familiar with the bank's functions.
Scale 2: The candidate will be promoted to scale 2 or the position of the assistant officer.
Scale-3: The position is that of the branch manager.
Scale 4: This is a promotion to the role of chief manager.
Scale 5: Promotion to the position of AGM and the responsibility of a cluster of banks in a region is bestowed.
Scale 6: The employee gets further promoted to DGM.
Scale 7: The Chief GM is responsible for heading a circle, like a specific state.
Scale 8: The position of GM has an office at the country headquarters; this is also the post that gives the employee entered into the senior management of the bank.
2- In terms of Salary, Benefits, and perks of Bank PO:
The basic salary starts at INR 23,700. The overall monthly salary, including the benefits, is approximately INR 40,000 per month.
There are HRA benefits, which will vary from 6 percent to 15 percent of the basic payment depending on the location or branch where the PO is posted.
The DA is approximately INR 10,700 for a bank PO.
Hospitalization, leave fare concessions, and reimbursement is also very attractive, making this job opportunity the most stable one that you can get. In the event of illness, the employee will be granted leave. In the case of hospitalization, INR 700 per day is granted for room allowance in a hospital.
Other reimbursements include 1st-class AC train tickets and economy-class flights, taxi charges for work-related travel, and an allowance for employee holiday trips.
There is a DA (deputation allowance) that is awarded during the 2 years of promotion. In case the employee has to relocate or transfer to another branch during this time, an amount of INR 1500/day is given apart from the usual TA.
Other benefits and perks include reimbursement for up to 35 liters of gasoline and reimbursement for newspaper expenses. Some banks also cover telephone and entertainment expenses. Many banks have reimbursements for furniture allowance, briefcases, cheaper loans, and various life insurance policies.
The working hours of a bank PO in ideal situations are 10 a.m. to 5 p.m.

Firstly, you should know about English is not compulsory for UPSC interview. Aspirants writing their Main examination in English language, but their interview medium can be Hindi or such languages. During form filling they ask for your medium of interview. So, you can apply for Hindi also. It doesn't matter which language you speak and how you speak, it is basically what you speak, what is your thought process and how do you think about a particular issue as your reactions are more important than the language. But if you want to improve your English and become fluent during an interview You should speak slowly. You should use simple sentences. And don't bother if you're making grammatical mistakes don't go back to fix them. The interview board will not bother you. They will listen to you patiently.

According to IBPS PO is much better than RRB PO in many ways.
1- Eligibility Criteria: For IBPS PO candidates need to have a graduation degree in any stream and must be aged between 20 and 30 years of age. Whereas for RRB PO, a candidate must hold a graduation degree and must be proficient in the local language.
2- Selection Procedure: Both the government sector banks have three stages in their selection procedure, I. e. , preliminary, Mains, and interview. For IBPS Bank: The interview is conducted by participating organizations and coordinated by Nodal Bank. In the case of RRB PO, the interview is coordinated by Nodal Regional Rural Banks with the help of NABARD.
3-Exam Pattern of Preliminary: The prelims exam for IBPS PO includes English . Language, Reasoning Ability, and Quantitative Aptitude. Whereas the prelims exam for RRB PO includes reasoning and Numerical Ability.
4-Exam Pattern of Mains: The IBPS PO Mains paper consists of five subjects, which are Reasoning, English . Language, Quantitative Aptitude. General Awareness, and Computer Knowledge. RRB PO Mains has the same subjects as RRB PO, but you can choose Hindi instead of English .
5-Career Advancement: An IBPS PO can advance to the level of Executive Director, Chief Managing Director of Commercial Banks, and Deputy Governor of the Reserve Bank of India. In the RRB PO, you can expect a promotion to Chief Manager after 35 years of service, which is extremely limited.
6-Posting Locations: The matter of posting and frequent transfers are the major parts of the IBPS PO job profile. You can post in either rural or urban areas. Whereas RRB PO people will be posted in rural or semi-urban areas. This job profile allows you to be posted in your hometown in less time than IBPS PO. IBPS PO is posted in a commercial bank and is more versatile in comparison to RRB PO.
7- Salary and Benefits: The starting salary for an IBPS PO is INR 38703 plus HRA. RRB PO in-hand salary ranges from 29000 to 33000 with 100 percent DA. Other perks associated with RRB PO are TA, medical benefits, HRA, newspaper reimbursement, etc.
8-Work Pressure: The work pressure of the IBPS PO is high as compared to the RRB PO. I hope this will help you.