CBSE 10th

Not more than one year gap is tolerated anywhere in the industry. If you have 1 year gap then it is fine but 2 or more years are not valid and will lead to rejection.

Yes, there are many schemes and facilities given by the government of India to the needy family to avail and to complete their education and higher studies. You can check more this on official government of India website portal to get more information. Best of luck.

TCS does not want your academic qualification much, but your working experience and competitive nature must be examine in the interview or in group discussion. So, increase your strength, positive points and work experience to enter into TCS. Thank you
Best of luck.

Yes, there is a good chance for you to get into MBA. Enroll in the counselling rounds and surely you will get a call.

XLRI does not require any minimum graduation percentage unlike the IIMS however they generally prefer 75 percent minimum and these will be counted during you GDPI sessions. For details related to cut off please check this link:
https://www.shiksha.com/college/xlri-xavier-school-of-management-Jamshedp

With 55%, it would be difficult for you to get into the college. The cutoffs are in the range of 75%.

Hi Madhu
Its difficult for you to get admission in this college with this percentile in JEE Mains even if your board marks are good as cut off is high in this college.
Good luck

To get admission on the basis of 10th, there is only one thing, Diploma or ITI. But these will take another 3 years and after then you can take admission in B.Tech and other courses.

It will be good if he will choose Commerce or Arts for his 12th.

Yes, certainly you can admit to Bachelor of Music.