CMAT

If they did not ask then it wont be a problem. Just make sure you have a valid reason for it as most likely the job interviewers will ask about it

With 96.12 percentile there are good chances of admission provided a good performance in gd/pi rounds. The avg package is around 6.5 lakhs. The dates of gd/pi will be communicated to you once you submit the form.

No. CMAT is state level test for Maharashtra only.

It is Good Percentile. It should be 70 percentile or above in the Common Management Admission test (CMAT 2016). There is no problem with the average academics. But you should give your best during the interview. They check on your communication skills and logical reasonings. All the best.

You have cleared the eligibilty for admissions. The final decision will be made based on the performance in the GD-PI rounds. Top preference is given to Bangalore campus, but Kochi being new has better facilities

If your GDPI was good, then keep your fingers crossed. GDPI is the main thing. Marks are just supplementary. Good luck

Education loan can be availed. Do check the education loan of SBI, it comes for students without any collateral.

For MMS its is very low score because last year cut off was around 96+ percentile. For MMS fee structure is not disclose till now and for PGDM Rs 3, 40,000 per year (including formal suit, fees for Peregrine Evaluation, and industry visits / outbound experiential learning / aptitude test cost)