Accounting & Commerce

You have not mentioned your branch in class 12th. It depends on your area of interest. If you are from commerce field, you should go for B.Com, or if you are in Science field, go for B.Tech or B.Sc. If you belong to arts, then go for BA in your interested field.

I am also planning to study abroad. You should apply for Australia in April and May for July intake and in December and January for February intake. For UK, you should apply before 15th October. Because, deadline for the most universities is that. But some universities also accept application after that. Check the official website of the University Requirements and deadline to which you want to study.

No not at all. The requirements for Indian students are as follows:
1) Good marks in your board exam2) SAT with three subject test (maths level 2 is compulsory).
They ask you that if you have taken any English proficiency test, like IELTS or TOEFL, then submit the scores. It is not compulsory. Check more information on official website.

Well, you scored excellent in CMAT, but as far as your graduation aggregate are concerned, you are not eligible for PG. There are certain norms. Just check your eligibility, if any college permits.