CAT

This is there are sectional cut-offs also so chances are less.

CAT percentile for PGDM-90+,BFS-83+ and for HRM-85+. Plus there are sectional cutoffs also.

While you may try your luck and fill in the application form, it is unlikely that you will get a call this year because of your low percentile. Previous years cutoff was generally around 70 percentile.

Since your score is quite low, it would be better for you to wait another year. The colleges that you can target with this score have the average salary package of 5LPA.

With a score of 80 percentile, you can target much better colleges like TAPMI.

It generally is 98-98.5 percentile. However, to strengthen your chances of converting your interview call, a score of 99+ percentile is desirable.

If you gets placed through open camps/on-campus placement, then working for 1/2 year before option for MBA is a good option. Although your academic profile is good, you can attempt CAT this year and try to score 95 percentile. Pursuing MBA from any of top 15 B-Schools is worth. So you if you have opportunity to serve in an organisation, then its an advantage. Without work-experience also, it wouldn't be a big issue.

You have good chances to convert but your graduation percentage is on the lower side. Still if you perform well in GD/PI, then you have good chances to convert. As B-Schools give weightage to GD/PI-WAT/PI rounds.

You can check for IMI-Kolkata/Bhubaneshwar, ISME-Bangalore, VIT, BIMM-Pune, Amrita, IIFM, BIMTECH-Noida, SIES, ITM-Mumbai, SCMS-Cochin. You can consider these colleges.

It is better for you to read The Hindu newspaper daily as it is considered to be the best medium for studying current affairs.