IBPS PO

To clear the IBPS PO exam it requires dedication, discipline and a strong grasp of the subjects that constitute the IBPS PO Syllabus. I would suggest you few tips on how to prepare for IBPS PO exam. To know about the IBPS PO syllabus you can through this link - https://www.shiksha.com/exams/ibps-po-exam-syllabus
1. Know the detailed syllabus
Knowing the detailed syllabus will help you in knowing on which topic to focus on.
2. Make a time table
You should make a study plan that suits yourself and a strategy should include a well-planned schedule of study.
3. Attempt regular mock tests
Attempting mock tests has two advantages. First, it gives the aspirant a good idea of their preparation level, allowing them to intensify focus on weak areas of the IBPS syllabus. Second, it also provides ample practice in solving questions within the stipulated time.
4. Read regular news paper
Reading newspapers is an important but overlooked part of IBPS PO preparation.
5. Focus on one stage at a time
The PO exam is a two-stage exam with a large overlap in the IBPS syllabus between them. Candidates should focus on one stage of the exam at a time as the pattern is similar.
6. Review previous year question paper
The PO exam is a two-stage exam with a large overlap in the IBPS syllabus between them. Candidates should focus on one stage of the exam at a time as the pattern is similar.
7. Focus on every subject
There are five major subjects which a candidate has to prepare. This includes:
Reasoning Ability
Quantitative Aptitude
Computer Knowledge
English Language
General/ Banking/ Financial Awareness.

To clear the IBPS PO exam it requires dedication, discipline and a strong grasp of the subjects that constitute the IBPS PO Syllabus. I would suggest you few tips on how to prepare for IBPS PO exam. To know about the IBPS PO syllabus you can through this link - https://www.shiksha.com/exams/ibps-po-exam-syllabus
1. Know the detailed syllabus
Knowing the detailed syllabus will help you in knowing on which topic to focus on.
2. Make a time table
You should make a study plan that suits yourself and a strategy should include a well-planned schedule of study.
3. Attempt regular mock tests
Attempting mock tests has two advantages. First, it gives the aspirant a good idea of their preparation level, allowing them to intensify focus on weak areas of the IBPS syllabus. Second, it also provides ample practice in solving questions within the stipulated time.
4. Read regular news paper
Reading newspapers is an important but overlooked part of IBPS PO preparation.
5. Focus on one stage at a time
The PO exam is a two-stage exam with a large overlap in the IBPS syllabus between them. Candidates should focus on one stage of the exam at a time as the pattern is similar.
6. Review previous year question paper
The PO exam is a two-stage exam with a large overlap in the IBPS syllabus between them. Candidates should focus on one stage of the exam at a time as the pattern is similar.
7. Focus on every subject
There are five major subjects which a candidate has to prepare. This includes:
Reasoning Ability
Quantitative Aptitude
Computer Knowledge
English Language
General/ Banking/ Financial Awareness.

The Institute of Banking Personnel Selection IBPS conducts the IBPS PO Exam for the post of Probationary Officer (PO) or Management Trainee in public sector banks in India. There are a total of 11 participating banks in IBPS PO. The selected candidate can be posted to any of the following banks:
1. Bank of Baroda
2. Bank of India
3. Punjab National Bank
4. Indian Overseas Bank
5. Bank of Maharashtra
6. UCO Bank
7. Indian Bank
8. Central Bank of India
9. Canara Bank
10 Union Bank of India
11. Punjab & Sind Bank
The basic salary on joining is Rs. 23,700 per month, which gets an increment up to Rs. 42,020 per month. In addition, selected POs will get allowances such as daily allowance, house rent allowance, etc. Furthermore, they can be promoted to the post of Managing Director of the Bank.

The difficulty level depends on many factors, such as the aspirant's interest. For example, someone whose English is weak will think of IBPS as tougher than CGL. Here are some parameters according to which you may decide which one is difficult for you:
1. Syllabus wise: The syllabus of IBPS PO can be completed in 4 months, but the SSC CGL syllabus is vast and it needs a minimum of 6 months.
2. Pattern wise: IBPS PO is a three-stage recruitment process, of which the third one is the interview. On the other hand, SSC CGL is a four-stage recruitment process. If any aspirant is uncomfortable with the interview round, then SSC is easier as there is no interview in SSC CGL. Also, the whole process of CGL takes more than one year, whereas the IBPS process is completed in six months' time.
3. Stage wise: In IBPS PO the prelims scores are not counted in the final merit list and, therefore, you just need to qualify. On the other hand, in SSC there are around four levels; tiers one, two, three, and four, and an aspirant cannot afford to lose marks at any stage because the marks from all the stages are considered for the final merit list. Therefore, in this way, SSC CGL is more challenging.
4. The level of reasoning, computer aptitude, and English questions asked in IBPS PO exams is higher compared to SSC CGL. Also, there is a section-wise cut off which needs to be cleared. Both exams have a level of difficulty, but None of them is too difficult to clear. With proper strategy and practice, you can clear either of them, be it a banking exam like IBPS or SSC CGL.

The IBPS PO 2021 category-wise cut off is as follows:
For prelims, the cut off is out of 100 marks:
1. The cut-off for the general category, EWS, and OBC categories was the same, 50.5.
2. For SC category: 44.50
3. For the ST category: 38. Also, there is a section-wise cut off which is mandatory to qualify for prelims and was as follows:
1. English Language section cutoff (30 marks): 10 marks for the general category, 6.75 for the others.
2. Quantitative Aptitude Section Cut Off: For the general category it was 9 and for others it was 6.25 out of 35 marks.
3. Reasoning Ability section cut off: For the general category it was 10 marks, and for others it was 6.25 out of 35 marks. For qualifying Mains, the cut off out of 225 was as follows:
1. The General category: 80.75
2. EWS: cut off was 77.25
3. OBC category: 75.75
4. SC category: 65.50
5. The ST category cut-off score was 57.75.

The syllabus for the IBPS PO exam is set by the Institute of Banking Personnel Selection IBPS and is divided into two parts: the prelim and main stage. The Prelims Syllabus:
1. Quantitative Ability: This topic includes simplification, number systems, mixtures & allegations, profit & loss, simple interest & compound interest, time & distance, ratio & proportion, percentage, sequence & series, permutation, combination and Probability etc.
2. Reasoning: It includes questions related to Coding-Decoding, Seating Arrangement, Syllogism, Blood Relations, Tabulation, Puzzle, Direction, Ranking, and Alphanumeric Series related to logical reasoning, etc.
3. English Passage for reading comprehension, para jumbles, word-swap, word usage, error detection, paragraph completion, one word substitution, etc. The main syllabus includes topics from prelims and some other topics such as:
1. Questions about computer aptitude, such as memory, computer hardware, and operating systems, etc.
2. Data Interpretation and Analysis: This section includes questions on graphs, types of charts, and some arithmetic problems.
3. General awareness: This includes questions related to general knowledge of India, international issues, banking affairs, and financial news.
4. An essay and a letter on any current events topic are included in the descriptive section.

IBPS PO has an excellent career path, and career growth is determined based on merit.
IBPS PO is a scale I officer (assistant manager) and normally becomes a manager (scale II officer) after 34 years. Promotion happens through a written exam and interview. From bank to bank, there is a slight variation in the time and process of promotion, but fast-track promotion opportunities are there in almost every bank. Being a generalist, the PO gets the opportunity to work in various areas like operations, credit, foreign exchange, investment banking, risk management, auditing, etc.
Banks conduct internal exams for postings in investment banking and foreign offices. An IBPS PO's career advancement is rapid. One can get a promotion every 35 years, depending on the number of vacancies in the bank.
The promotion grades are a manager (Scale II), senior manager (Scale III), chief manager (Scale IV), AGM (Scale V), DGM (Scale VI), and GM (Scale VII). The GOI (Government of India) then appoints the Executive Director, Chairman, and Managing Director (CMD).
Almost all EDs and CMDs of banks started their careers as POs.
A few selected ones also get a chance to become Deputy Governors (DGs) in the RBI, as one of the four DG posts is for a commercial banker. Therefore, joining as a bank PO is the best opportunity for making a career in the banking industry.
I hope this will help you.

Many things will change in your life after clearing the IBPS PO exam.
1- In terms of career growth:
Scale 1: This is the entry-level position right after your appointment and generally lasts for two years, after which you have to sit for a screening and promotion test. This is the time when the recruited person becomes familiar with the bank's functions.
Scale 2: The candidate will be promoted to scale 2 or the position of the assistant officer.
Scale-3: The position is that of the branch manager.
Scale 4: This is a promotion to the role of chief manager.
Scale 5: Promotion to the position of AGM and the responsibility of a cluster of banks in a region is bestowed.
Scale 6: The employee gets further promoted to DGM.
Scale 7: The Chief GM is responsible for heading a circle, like a specific state.
Scale 8: The position of GM has an office at the country headquarters; this is also the post that gives the employee entered into the senior management of the bank.
2- In terms of Salary, Benefits, and perks of Bank PO:
The basic salary starts at INR 23,700. The overall monthly salary, including the benefits, is approximately INR 40,000 per month.
There are HRA benefits, which will vary from 6 percent to 15 percent of the basic payment depending on the location or branch where the PO is posted.
The DA is approximately INR 10,700 for a bank PO.
Hospitalization, leave fare concessions, and reimbursement is also very attractive, making this job opportunity the most stable one that you can get. In the event of illness, the employee will be granted leave. In the case of hospitalization, INR 700 per day is granted for room allowance in a hospital.
Other reimbursements include 1st-class AC train tickets and economy-class flights, taxi charges for work-related travel, and an allowance for employee holiday trips.
There is a DA (deputation allowance) that is awarded during the 2 years of promotion. In case the employee has to relocate or transfer to another branch during this time, an amount of INR 1500/day is given apart from the usual TA.
Other benefits and perks include reimbursement for up to 35 liters of gasoline and reimbursement for newspaper expenses. Some banks also cover telephone and entertainment expenses. Many banks have reimbursements for furniture allowance, briefcases, cheaper loans, and various life insurance policies.
The working hours of a bank PO in ideal situations are 10 a.m. to 5 p.m.

According to IBPS PO is much better than RRB PO in many ways.
1- Eligibility Criteria: For IBPS PO candidates need to have a graduation degree in any stream and must be aged between 20 and 30 years of age. Whereas for RRB PO, a candidate must hold a graduation degree and must be proficient in the local language.
2- Selection Procedure: Both the government sector banks have three stages in their selection procedure, I. e. , preliminary, Mains, and interview. For IBPS Bank: The interview is conducted by participating organizations and coordinated by Nodal Bank. In the case of RRB PO, the interview is coordinated by Nodal Regional Rural Banks with the help of NABARD.
3-Exam Pattern of Preliminary: The prelims exam for IBPS PO includes English . Language, Reasoning Ability, and Quantitative Aptitude. Whereas the prelims exam for RRB PO includes reasoning and Numerical Ability.
4-Exam Pattern of Mains: The IBPS PO Mains paper consists of five subjects, which are Reasoning, English . Language, Quantitative Aptitude. General Awareness, and Computer Knowledge. RRB PO Mains has the same subjects as RRB PO, but you can choose Hindi instead of English .
5-Career Advancement: An IBPS PO can advance to the level of Executive Director, Chief Managing Director of Commercial Banks, and Deputy Governor of the Reserve Bank of India. In the RRB PO, you can expect a promotion to Chief Manager after 35 years of service, which is extremely limited.
6-Posting Locations: The matter of posting and frequent transfers are the major parts of the IBPS PO job profile. You can post in either rural or urban areas. Whereas RRB PO people will be posted in rural or semi-urban areas. This job profile allows you to be posted in your hometown in less time than IBPS PO. IBPS PO is posted in a commercial bank and is more versatile in comparison to RRB PO.
7- Salary and Benefits: The starting salary for an IBPS PO is INR 38703 plus HRA. RRB PO in-hand salary ranges from 29000 to 33000 with 100 percent DA. Other perks associated with RRB PO are TA, medical benefits, HRA, newspaper reimbursement, etc.
8-Work Pressure: The work pressure of the IBPS PO is high as compared to the RRB PO. I hope this will help you.

Both exams are not easy to crack. But seeing the current scenario and increasing competition day by day IBPS PO is tough as compared to RRB PO. While the paper pattern of RRB PO is quite the same, and the questions' difficulty levels are moderate. The cut-off for the IBPS PO varies between 60, while that for the RRB PO went high to 80. So from the cut-off, one can understand the difference in the level between the two recruitment examinations. In the new pattern of the RRB PO preliminary exam, there will be no questions in English. You will have it only for the Mains. While in IBPS PO English comes in both preliminary and Mains. The IBPS PO and RRB PO are both banking exams for the Probationary post. In simple terms, take a look at the pros of both the job profile:
Pros of IBPS PO
1- Better promotion opportunities.
2- Greater exposure.
3- Social status.
4- Diverse Work.
5- Higher salary. Pros of RRB PO
1- Low Work Pressure.
2- Opportunity to serve lesser privileged people.
3- Home posting and a few transfers.
4- Lower salary.