Canada

Yes, if you are getting such an opportunity, grab it with both hands. Both of these streams are nice but if you have to choose one, I think you should go for bioinformatics because of its scope. But, first kindly confirm what was your percentage in B.Sc in life sciences?

Most of the deadlines for this year have already passed. However, there are few universities which have rolling admissions where the colleges continue to accept applications as long as there are seats available. If not Fall 2017, you can try for Spring 2018 admissions.

The cost would vary between 20 lakhs per year to 45 lakhs per year. You can also search and ask universities for some scholarships to reduce the cost. There are few Canadian universities which offer scholarships to international students.

Hi Harv,
For most of the universities especially the top ranked ones, yes, it is too late. You may find a couple of universities still accepting the application. Better you check the university websites.

6.5 is good but they also check for individual band (LRWS) minimum band. If you full fill their criteria, then definitely, you will get.
Good luck.

Hi Harchintan,
This is a very difficult question to answer because every person has a different aptitude, interests, skills, etc. I will advise you to research about the hot jobs in these countries. Medical is an evergreen sector, but admissions are competitive. Check the skilled occupation or labour shortage list of these countries or any country. Biotechnology, Bioinformatics, Pharmacy, etc., are some of the booming sectors common in these countries.

Hi Harshpreet,
Yes, you can but it will depend on the gap period itself. What were you doing during the gap? Working? Studying? You can also check with the universities directly.

You cannot take a loan in a foreign country. You have to take a loan from an Indian bank only. You are supposed to show your finances while applying for the visa. In such cases, without loan you cannot even apply for the visa.
As you are going, you need a copy borrower either your parents or siblings and you have to give collateral security for the loan. Interest rate differs from bank to bank.

To decide the country, you consider the following four factors. Duration, tuition fees and living expenses, ability to earn part-time and stay back option.
Australia will be more costly. Canada has better stay back options.
You have 6.5 overall score in IELTS. Do you have a minimum of 6 band in all four modules?

While studying you are allowed to work 20 hours per week during term days. Expect Singapore all other countries allow this for student visa holders. You are also allowed to work 40 hours per week when you have holidays.
Colleges and universities do have few jobs. Mostly, you have to look for jobs outside.