CAT

The calls for WAT/PI are based only on our CAT score. You can apply online to SJMSOM using the below link:
http://www.som.iitb.ac.in/Admissions_2016/
The cut off for general category varies between 97 to 98 percentile depending upon the applications received each year.

No. You may get a college but definitely not a good college. The cut off required in CAT is around 70% and CMAT is around 80% if you are targeting a good reputed college.
If you don't want to give up your dream to get a good college then write MAT, ATMA and MHCET exams coming in Feb/Mar. Perform well in these exams and you will definitely get a good college.
All the best.

Yes, you can choose electives of your choice in the 2nd year and you can choose the specialization of your choice.

For general category student, I don't think you get interview call from any good MBA college. Also because of your low graduation percentage, you will find it difficult to get a call from good college. I would suggest that you prepare well and try again next year. Please keep in mind that you will need to score really good in CAT to get an interview call.

Almost all IIMs have already released their shortlist and I believe interviews for the same would start next week. So, if you haven't received call from any of the IIMs, I don't think you will receive any call from IIMs. Also I don't think 88 percentile would get you calls from other good institutes like FMS etc. You should try again next year and you should prepare well for the same.

Hello Pawan! Apeejay School of Management provides scholarship to meritorious students who have secured decent marks in CAT, GMAT ,MAT etc. As you have shown your interest in doing your masters in Finance, you must have good command over quantitative skills and ability to interpret numbers and draw conclusions from results of various financial strategy changes. Decent score in graduation and cat for MBA in Finance will be great if you have scored more than 80-85%

Hi. Your CAT score is decent however your academic profile is average. You have okay chances of getting a call. Call depends upon the pool of applicants applying for DMS. So, though the profile may get a call but it all boils down to the kind of applications we get. All the best !

Ur overall profile is good apart from ur 12th marks. I wud suggest u too apply since ur overall profile wud be evaluated for shortlisting for interviews

Apart from ur 12th marks ur overall profile is good. but i wud suggest u to apply since ur overall profile wud be evaluated.

A percentile above 80 will surely fetch u a call providing ur overall profile is good and IFMR does not have any reservations.