Information Technology

The chance is very low with that score and percentile, and it seems that may be you'll not get the chance of taking admission in FC, Pune. But, still you can make a try directly. If you don't get then there is many more colleges you can have.
https://www.shiksha.com/college/fergusson-college-fergusson-college-road-pune-25748
This link will give you a better idea about this college. Stay positive. All the best.

https://www.shiksha.com/bca-bachelor-of-computer-applications-chp
Refer to the above link for information about the admission procedure.

Yes you can apply for direct admission but only if your 10+2 percentage is more than 60.

BCA fees is Rs. 39,800/- per year

They upload their paper on the official website. You can get the paper from there itself. Good luck.

You can refer the following link to get detailed information about the admission process, fees structure of some of the top BCA colleges. https://www.shiksha.com/it-software/ranking/top-bca-colleges-in-india/96-2-0-0-0

Admission to the MCA programme in BIT is based on marks obtained by the candidates in MCA online Entrance Test conducted by the Institute. For more details please visit www.bitmesra.ac.in.

There is no difference between both of them. Basically both the programmes are same. Both their curriculum and syllabus are same. There are seats kept apart for Information Technology course which are called Self Supporting seats. Information Technology is full time study programme and on the other hand Information Technology SS is the Self Supporting programme where students study part time while doing a job to support themselves financially for study.