SA_Scholarships & Loans

Students pick the best scholarships for themselves based on several persobally handpicked parameters. For example, the country of scholarship/studies can be utmost important for some while the coverage of full tuition can be the most important factor for others. For some students, the decision of st

Becoming a guarantor for a loan is a huge responsibility. As a guarantor will have a legal obligation to pay in case borrower defaults on their payment. If loan amount exceeds INR 4 lacs, then the bank may ask for a guarantee from a third party. If borrower is not able to repay loan amount irrespect

If you are unable to log in to the Vidya Lakshmi portal, make sure that you are using the login and password correctly. If you forget, then reset it.

Second option is to make sure internet connection is stable or working. If problem persists, try reconnecting.

If both don't work, connect on toll free

Both terms refer to same online platform for applying for education loans in India. “Vidyalaxmi Portal” and “Vidyalakshmi Portal” are simply spelling variations of same thing.

Official portal introduced by the government is called “Vidya Lakshmi Portal, ” and it helps Indian students to apply for mul

To apply for an Avanse Education Loan, you'll need:

• KYC documents (ID & address proof)
• Academic records (marksheets, certificates)
• Admission letter from the institute (India or abroad)
• Course fee structure
• Co-borrower's financial documents (ITR, salary slips, bank statements)
• Collateral papers (only for s

Collateral or security is not always required for an Avanse Education Loan. The lender offers both secured loans (with collateral like property) and unsecured loans (without collateral). It totally depends on the student's profile, repayment capacity, and loan amount applied for.

Only a few scholars enrolled on a PhD in third countries, who are selected by the Euroculture Erasmus Mundus Consortium, are eligible to contribute to this joint programme. Therefore, requests generated only through the officially established channels are considered, and no unsolicited requests for

Fixed rate of interest remains same for your entire education loan's tenure. Floating rates of loans can change over time, depending on market conditions and repo rate. RBI decides repo rate. It is suggested to choose fixed ROI, if you want stability, and floating ROI if you can handle fluctuations.

Yes, you can get it easily. Many Indian banks and NBFCs offer education loan without collateral for MBBS studies, especially for reputed universities.

The maximum collateral-free limit is not same for every lender. It generally falls between INR 7.5 Lacs to INR 75 lakh, depending on the lender and yo