SA_Scholarships & Loans

Applicant's age should be between 18 to 35 years. Nationality should be Indian only. If applying with co-applicant then it should be a blood relation. Mother, father, brother, and sister anyone can be a co-applicant.

GKS Scholarship is fully funded. It means that it covers all major expenses for students studying in South Korea. This includes a full tuition fee waiver, monthly living stipend, and round-trip airfare for your travel.

Axis bank, ICICI bank and HDFC Bank are known for providing 100% education loan for studying abroad.

In general, countries aiming to invite a larger number of international students each year give scholarships easily. Countries like Germany, South Korea, Australia and Canada are the ones known for offering various available scholarships to students. 

Students pick the best scholarships for themselves based on several persobally handpicked parameters. For example, the country of scholarship/studies can be utmost important for some while the coverage of full tuition can be the most important factor for others. For some students, the decision of studying abroad solely depend on the possibility of getting a good scholarship. However some generally best schoalrships are the Fulbright Scholarships (USA), Chevening Scholarship (UK), GKS Scholarship (South Korea) and MEXT Scholarship (Japan).  

Becoming a guarantor for a loan is a huge responsibility. As a guarantor will have a legal obligation to pay in case borrower defaults on their payment. If loan amount exceeds INR 4 lacs, then the bank may ask for a guarantee from a third party. If borrower is not able to repay loan amount irrespective of circumstances. Guarantor holds liability to repay complete amount to banks.

If you are unable to log in to the Vidya Lakshmi portal, make sure that you are using the login and password correctly. If you forget, then reset it.

Second option is to make sure internet connection is stable or working. If problem persists, try reconnecting.

If both don't work, connect on toll free number of the portal. You will get customer support for technical assistance.

Both terms refer to same online platform for applying for education loans in India. “Vidyalaxmi Portal” and “Vidyalakshmi Portal” are simply spelling variations of same thing.

Official portal introduced by the government is called “Vidya Lakshmi Portal, ” and it helps Indian students to apply for multiple education loan schemes offered by different banks through one application form.

To apply for an Avanse Education Loan, you'll need:

• KYC documents (ID & address proof)
• Academic records (marksheets, certificates)
• Admission letter from the institute (India or abroad)
• Course fee structure
• Co-borrower's financial documents (ITR, salary slips, bank statements)
• Collateral papers (only for secured loans)