M.S

Hi,
Banks do not provide full loans, they offer 70% to 80%. Admission process differs with universities. There is not one criteria for selection, the admission decision depends on the overall application package of the applicant. Every university's selection criteria also differs. Take the GRE, if you wish to apply to universities in US, since your academics is not so high you must secure a very good GRE score - something above 315. Additionally, you must take IELTS or TOEFL and score well enough. Take help of an overseas education consultancy, if you need assistance in this regard.

Italy is place to pursue arts, political science, design etc. Not a popular place to study computer science. If Europe is your choice, you can consider UK, Ireland, Sweden, etc.

You can opt for the branch that you love the most and are passionate about and analyze the future work conditions, scope and growth prospects before taking admission. You can also opt for psychometric test comprising of aptitude, personality and career interest to clear confusion.

Germany is the home for top automotive brands in the world i.e. BMW, Audi, Mercedes, etc. So, it's definitely a great choice.

Universities like RISD, Art Centre College of Design, Pratt Institute and Parsons are the best colleges for industrial and product designing in states. There is IISc - Bangalore in India, which also provides MS in industrial design.

It is not necessary to be fluent in English. You will soon learn the accent there. You need to focus on education, the college and your interest.
All the best.

Can you mention the country or the college for better assistance?

You can check the below mentioned link:
https://www.theguardian.com/higher-education-network/2011/sep/05/top-100-universities-world-civil-structural-engineering-2011