SA_Scholarships & Loans

Here are some popular government education loan schemes in India, to fund your higher studies:

1. Vidya Lakshmi Portal Education Loan 
2. Gujarat Government Education Loan for Studying Abroad 
3. Education Loan Scheme of the NBCFDC 
4. Padho Pardesh Scheme 
5. Dr Ambedkar Central Sector Scheme

Here is list of best education loans in India with easy application process:

Applicants with good academic scores and a family income of less than INR 8 Lacs per year are eligible to apply for government education loan schemes. Additionally, admission to a recognised institution, age limit, and Indian citizenship are crucial eligibility factors.

Yes, an eligible student can apply for a maximum of three education loan schemes offered by listed banks on the Vidya Lakshmi Portal. The primary objective of this portal is to streamline and expedite the education loan process.

There is no fixed bank that offers an easy loan without verifying the necessary details. The Vidya Lakshmi Portal serves as a centralized platform for students to apply for education loans from multiple banks in India. To obtain a student loan faster, it is important to follow all rules, submit the

The salary required to apply for an education loan depends on various factors such as the loan amount and repayment capacity. If you do not have a monthly salary, a collateral-backed education loan is an alternative option. Additionally, the Indian government offers education loans of up to INR 7.5

Here are some tips to reduce the interest rates of SBI education loan:

• Applicant should be a girl student.
• Profile of applicant should be strong (Good academic records, Got admission in top universities in the world & More)
• Cibil report of Co-applicant is good.

There are some other ways that y

SBI Education Loan interest rate is 11.15% for students who want to study abroad or in India. There is 0.50% concession in interest rate for girl students. This ROI type is floating and it can be changed with repo rate.

Here are some key features of SBI global ed vantage loan scheme 

1. Online application process
2. Attractive interest rate
3. You can borrow between INR 7.5 Lacs to INR 1.50 Crores
4. Repayment through EMI upto 15 years
5. You can avail tax benefit, under section 80 (E).

Here are basic and most popular rules which every student should know, if they are planning to borrow loan.

• Age: Typically between 18–35 years. (Depends on Bank rules)
• Courses/University: Students can get loans only for professional and job-oriented courses at a recognised university in India or abroa