SA_Scholarships & Loans

Students can avail of a loan of up to INR 4 lacs without collateral. For loans, up to INR 7.5 lacs, parents or guardians are made joint borrowers and a third party guarantee is obtained. For a loan exceeding INR 7.5 lacs property or any other asset is required as collateral.

Generally, banks and NBFCs prefer to give loans for undergraduate and postgraduate courses. Also, the majority of banks prefer to give education loans abroad for pursuing job oriented and professional courses. Note that, if the university you are applying is reputated then you will face less issue w

Yes, a 12th-pass student can get a study loan from a bank or NBFC to study abroad. The only condition is fulfilling the eligibility criteria decided by the banks for offering loans. It can vary for different banks and financial institutions. We have mentioned some general eligibility below:

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Here is the list of required documents for the education loan application. It can vary slightly depending on the bank or lender you choose:

• Filled application form
• KYC Documents (Know Your Customer) such as ID proof, residence proof, and more
• Academic Transcripts and Mark Sheets
• Co-applicant/Guarantor D

Well, do not worry! You can recover your password in three easy steps. However, for this, you must have your registered email id and then follow the below mentioned process:

• On the Vidya Lakshmi Portal student login page, click on "Forget Password".
• Mention your registered email id, and portal will se

Here are some common eligibility crtieria for Vidya Lakshmi Portal registration, set by the banks are:

• Student should be an Indian citizen
• The applicant must have a certificate of 10+2 completion.
• Admission letter from a reputed educational institute is mandatory part of vidyalakshmi education loan eli

Students need to ensure that they are eligible to apply for education loans through the Vidya Laxmi portal. Then applicants need to create a new account and fill up the Common Education Loan Application Form (CELAF) with the required information. There candidates can select the education loan scheme

It is really difficult to find a best education loan for abroad studies. There are several factors to select a best one such as interest rate, loan amount, repayment tenure, processing fees, collateral security and more. All you need to do is explore different options of education loans and compare

The best education loan providers are those banks that offer enough to cover education expenses at competitive interest rates:

1. State Bank of India (SBI)
2. Credila Financial Services
3. Axis Bank
4. Avanse Education Loan
5. Punjab National Bank (PNB)
6. Bank of Baroda
7. ICICI Bank
8. Federal Bank
9. Union Bank of India
10. IDBI Bank

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It totally depends on the loan amount and the loan sanction time. But I am a student, and I know that the educational lone does not sanction in the first semester. If you applied for a loan at the start of the first semester, then the responsible bank takes at least 4 months to sanction, so you shou