M.S

All the universities in Canada accept IELTS score. you don't need to worry about it.
For civil engineering, you can choose any of the following:
McGill University
University of British Columbia
University of Alberta
University of Toronto
University of Windsor
University of Ottawa etc.

It will be very difficult to get loan from Public Sector Banks for study abroad without surety. This facility is available for top 20 B-Schools of India. If you have issue of money, you can full fill your dream of MS abroad by going to a German University. Fees in German Universities is very low. You can work on student visa for 20 hours a week to pay for your living expenses.

Hello Deepak,
Usually banks provide loan up to 7.5 lakhs with collateral. But, there are few banks like HDFC Credila and Avanse which provides more loan without collateral.
All the best!

Some of the best universities in Germany include TU Munich, TU Freiburg, TU Hamburg, Weimar, Jena & TU Hamburg. For more details, please check WWW. DAAD.De

Both the countries have a great prospect for mechanical and automobile engineering. Germany is good for Civil Engineering where as Canada is good for Gas & Petroleum engineering, but in Germany, German language proficiency is also important.

1. TU – Munich.
2. TU - Berlin.
3. TU - Hamburg.
4. TU - Frieburg.
5. TU - Dortmund.
6. TU - Karlshure.
7. RWTH Aachen.
8. RUHR - Bochum.

You need to score high in GRE and IELTS examination and your past academic result also matter.

If your academic record is good then you shall appear for IELTS exam and score 6.5 band and also try to appear GRE as GRE gives your profile extra boost.