Banking, Finance & Insurance

Term life insurance differs from permanent life insurance in several ways but tends to best meet the needs of most people looking for affordable life insurance coverage. Term life insurance only lasts for a set period and pays a death benefit should the policyholder die before the term has expired.

Meanwhile, permanent life insurance, stays in effect as long as the policyholder pays the premium. Another critical difference involves premiums: term life is generally much less expensive than permanent life because it does not accumulate cash value.

Financial Analysts are responsible for guiding businesses and individuals in making decisions regarding expanding money and attaining profit. They analyze and assess the performance of different types of bonds, stocks, and other forms of investments. They work in banks, insurance companies, pension funds, and other consulting companies. 

Finance specializations helps in providing knowledge to candidates regarding corporate finance and financial markets necessary to succeed in corporate finance, portfolio management and other financial sectors. 

Upon completion of the finance specialization candidates can take various roles in retail, wholesale, manufacturing, and service firms at different designations.

Some of the top designations after finance specializations include Business Development Manager, Commercial Lender, Research Analyst, Securities Analyst and Financial Analyst. 

Apart from all the learning and growth opportunities, it offers candidates with abundant career opportunities. These positions can lead them to high-paying management and leadership roles soon. The various top career profiles candidates can pursue after BBA Finance include investment banker, financial analyst, and stockbroker. 

The students interested in finance and investments should choose BBA in Finance as the course helps them to get finance education and also helps them to build investment strategies and do economic analysis. Students pursuing BBA Finance get skilled in a lot of financial concepts including budgeting, finance, and facts analytics. 

Top recruitments for MBA Finance Management at KLUBS, Guntur include leading companies like HDFC Bank, ICICI Bank, Deloitte, KPMG, TCS, Cognizant, etc. These companies offer a variety of services in financial analysis, risk management, banking and advisory, offering career opportunities.

The SBI PO psychometric test takes 90 minutes to complete. The psychometric examination for the SBI PO will be given online. Psychometric tests are designed to assess an individual’s personality traits, cognitive abilities, and other psychological characteristics. These tests can include various types of assessments, such as personality questionnaires, situational judgment tests, and cognitive ability tests. The interview panel will be provided with the results of the psychometric test so they can fully understand the candidate. So be careful not to undervalue the significance of this test.

A psychometric test is conducted to assess the power of decision-making, and personality. The marks obtained in this test are not counted for final merit list.

The exam pattern is divided into prelims exam, mains exam, psychometric test, interview and group exercises. 

The prelims and mains exams of SBI PO are conducted online. The prelims exam of SBI PO carries a total of 100 marks. The mains exam of SBI PO carries 250 marks. Candidates qualifying the prelims exam are called for the mains exam. However, the marks of the prelims exam are not counted for the final merit list. Candidates qualifying the prelims exam are called for the mains exam.