Exam

SBI Clerk exam is conducted for recruitment of candidates for the post of Junior Associate (Customer Support & Sales). SBI PO exam is conducted for the recruitment of probationary officers. SBI Clerk syllabus is divided into prelims and Mains exams. SBI PO syllabus is divided into prelims exam, Mains exam, psychometric test, group exercises and interview. The difficulty level of SBI PO is easier than SBI Clerk.

Each participating institute releases its own ATMA cutoff. The ATMA cutoff determines if the student will be eligible to appear for the ATMA selection process which includes Group Discussion and Personal Interviews. The following are the various factors that determine the ATMA cutoff:

1. Marking scheme
2. The difficulty level of the exam
3. Number of students appearing for the exam
4. Seats offered by the participating institutes
5. Previous years' cutoff trends
6. Reservation policy
7. Lowest and average marks scored by the student

The entrance exams accepted by Vardhman Mahaveer Open University are MAT, CAT, and CMAT. Other accepted exams are VMOU MET, and others. Apply early as the seats are limited and the students applying are many.  The approach should be to prepare well in advance for any of the above-mentioned entrance exams for successful admission to various courses at VMOU Kotak.

Admission is made based on KEAM ranks and not the scores. The scores are used to assign ranks to the candidates. KEAM scores with 10+2 standardised scores are used in the weightage of 50:50 to assign ranks. The KEAM 2026 rank lists PDF will be published separately for Engineering, Architecture, B.Pharma, MBBS / BDS / BHMS / BSMS / BUMS / Agriculture / Forestry / Veterinary / Co-operation & Banking / Climate Change & Environmental Science / B.Tech Biotechnology (under KAU) / Fisheries and B.A. MS will be published.