Exam

Sorry to inform you, but no government college entertains such low percentile. I will suggest you to work more hard and appear in CAT next year to get better percentile. This would surely help you to get a premier b school. Patience pays off.

You can apply to many B school, but for sure no premier b school would entertain your CV as you haven't given any India level entrance test. Though some of the b school have their own entrance test on which they select students. Would suggest you to give one of the entrance test to get into a premier b school for MBA. All the best.

Your chances of getting into UBS is quite high. For general category their cut off goes to 80+ in CAT. Apart from CAT percentile, you must focus on GD and PI part, as this section carries nearly 50% weightage in overall selection process. All the best.