SBI PO

SBI PO is one of the most promising banking careers. However, a career as an SBI PO has some disadvantages as well. Advantages:
1. One of the most attractive parts is the salary as an SBI PO. At present, the basic pay of Junior Scale One is INR 27,620 and this will get four advance increments up to INR 42020 per month.
2. You will be eligible for a variety of other benefits, including DA, HRA, and medical allowance.
3. SBI provides its employees with a lower interest rate on their bank loans.
4. You will enjoy remuneration for leased accommodation, which can be as high as INR 35,000 in metro cities. Your social circle will expand. Your training could be helpful in your future financial planning as well.
6. SBI gives you the opportunity to get promoted directly to the post of Deputy Manager (scale 2) after training. You will be required to pass a cumulative promotion test to get this promotion. Disadvantage:
1. There are frequent postings, including mandatory rural postings, which may be a challenge. Apart from homesickness, frequent challenges may make your work hectic in these postings.
2. You must be an all-rounder who is willing to learn marketing skills as well as the SBI PO.
3. The SBI customer base is very large and the workload associated with it will be high in terms of volume. You will mostly have a hectic schedule and long working hours.
4. Some customers may not be well-behaved, and you have to learn good communication skills to deal with all kinds of customers.
5. Furthermore, your problem-solving skills and patience will be tested as you get promoted.

The eligibility criteria are as follows to apply for the SBI bank PO post:
1. Nationality: You must be a citizen of India to apply for SBI PO.
2. Academic Criteria: The applicant must have completed a Bachelor's degree from a recognised university. If you are in your final year, then you will be required to provide a passing Certificate at the time of the interview process.
3. Age Criteria: The minimum age required to apply is 21, and the maximum age is 30 years for the general category. Applicants from the OBC (Non-Creamy Layer) get a three-year age relaxation on their maximum age. The SC and ST get a 5 year age relaxation to apply and can apply up to 35 years of age.
4. Attempts Criteria: There is a four-attempts limit for general and EWS candidates to appear in the exam. For OBC candidates, there is a seven-attempt limit, and there is no limit for SC/ST candidates.

After passing the SBI PO exam, a life full of perks and challenges begins. Perks:
1. You will receive an appointment letter as a bank probationary officer.
2. You will get a decent salary, which is INR 41,960 per month as a PO.
3. There are many other additional allowances, such as a travel allowance offered to PO.
4. You will enjoy a concession on the interest rate of bank loans and will also get preference.
5. For two years, you will enjoy training life, and you will get a branch posting on scale one.
6. You can get a promotion to the bank's chairman.
Challenges:
1. You will enjoy posting at different locations during this phase, and your main challenge will be to learn what is being taught.
2. You will receive training and guidance from seniors in different departments, including personal banking, pension department, and NRI business, etc.
3. After training, you will have to qualify for the confirmation cumulative promotion test to get a direct scale two promotion.
4. On completion of the probation period, you will get the post of Assistant Manager and your challenge will be the administration of the bank.
5. Your problem-solving skills will be tested as you get promoted to higher levels.
6. You might not like some of the remote postings that take you away from your family.
Overall, life after clearing SBI PO is full of respect and challenges in daily life.

1-SBI conducts both the exams for SBI PO and Clerk. The entry-level post of SBI PO is that of an officer rank, whereas an SBI Clerk or Junior Associate.
2-The age limit for SBI Clerk is 20 to 28 years, whereas SBI PO is 21 to 30 years.
3-The salary of an SBI Clerk is INR 19,900 Basic Pay (In-hand salary = INR 30,000 approximately. ). Whereas that of an SBI PO is INR 27,620 Basic Pay (In-hand salary- INR 40,000 approximately.)
4-Benefits of SBI Clerk are Dearness allowance, PF, Pension, Medical allowance, leave fare, and Miscellaneous, whereas SBI PO is Dearness allowance, HRA or rental lease, City Compensatory Allowance, Medical allowance, and Miscellaneous.
5-The working hours of the SBI Clerk are 10 am to 5 pm, whereas the SBI PO is 10 am to 6 pm.
6-Promotion of SBI Clerk is done through Internal exams and promotion to SBI PO takes place every 2 to 3 years.