CMAT

If your family budget is low then you can apply for education loan. Nowadays, applying for education loan has become very easy and they don't take any interest from you during your study period as well as the next one year after college is over till you find a sound job for yourself. After getting a job you have to start paying your loan amount.

There is not much difference between the two in terms of difficulty level. CMAT is a bit easier than MAT as the number of questions needs to be answered in the CMAT is less than the number of questions that need to be answered in MAT. In CMAT, 100 questions need to be answered, 200 questions in CMAT.
Also, more time will be given for solving questions in CMAT than MAT. This gives CMAT ample edge over MAT in difficulty level. There is no significant difference in the nature of questions asked in MAT and CMAT. Even though students will be tested in 4 sections in CMAT and 5 sections in MAT.

Entrance exam score is required to get admission for MBA. Not a single college/institute in India will accept you without MBA entrance exam.

You cannot get any good college. You can try MAT for the next attempt and also you can go for colleges that don't take exam scores but use their own tests as the admission criteria. Also, you can try through other quotas to get into a good college.

Hello,
You have decent score. Welingkar will be a good option and then SIES, IBS. But cut-off for Welingkar goes to 98 percentile. So, the other better option you have is of SIES which is a good college. You can select better course which has demand whichever college you chose. So, don't worry! All the best!

https://www.shiksha.com/mba/course/master-of-business-administration-kvm-college-of-engineering-and-it-kerala-other-213036
Kindly visit the link. I hope it helps.

You have good chances to crack SIES, assuming you have a good GDPI and fair academic record. Hope for the best, good luck.

Hello,
IPER Bhopal strictly takes CMAT score under consideration for MBA admissions.
However, IF you missed CMAT, then also you can apply and get into counseling on the basis of your Bachelor's Degree percentage.
All the best

There won't be a problem if your English is not good. You can go ahead with your admission.