LIC AAO Exam

The basic LIC AAO eligibility criterion for a Specialist is that candidates should have a Bachelor's degree from a recognised university or institution. Candidates should be at minimum 21 years of age to apply for the LIC AAO Specialist post. The upper age limit is 30 years for AAO Specialist CS, Actuarial, Insurance Specialists and 32 years for CA and Legal posts. Have a look at the post-wise AAO Specialist eligibility below:

• AAO CA: Bachelor's Degree + Passed Final Examination of the Institute of Chartered Accountants of India and completed Articles
• AAO CS: Bachelor's Degree + Qualified Member of the Institute of Company Secretaries of India (ICSI)
• AAO Actuarial: Bachelor's Degree + Passed at least 6 papers of the examination conducted by the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK as on August 1, 2025
• AAO Insurance Specialists: Bachelor's Degree + Professional qualification in Life Insurance (Fellowship of Insurance Institute of India (Life) + Minimum experience of 5 years and above of working in Life Insurance Companies (regulated by IRDAI)
• AAO Legal: Bachelor's degree in Law with a minimum of 50% marks + Enrolled with the Bar Council as an Advocate + minimum two years' experience after being enrolled as an Advocate or as a Law Officer

The basic pay for the LIC AAO post is INR 53600 per month. The LIC AAO pay scale is INR 53600- 2645 (14) –90630– 2865 (4) –102090 and other admissible allowances. The total LIC AAO salary inclusive of House Rent Allowance (HRA), City Compensatory Allowance (CCA), etc. wherever admissible will be approximately INR 92870 per month in ‘A’ Class city. Apart from salary and allowances, other benefits enjoyed by LIC AAO are:

• Defined Contributory Pension
• Gratuity
• LTC
• Cash Medical Benefit
• Group Mediclaim
• Group Personal Accident Insurance
• Group Insurance
• Vehicle Loan (2-wheeler/4 wheeler) as per rules
• Meal coupon, reimbursement of cost of Brief case/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc. as per rules.