What is LIC AAO paper pattern for Generalist Mains exam?

The LIC AAO Mains exam is conducted online. There are two types of tests in the Mains exam for LIC AAO Generalist post-: Objective and Descriptive. The objective paper comprises 120 questions from Reasoning Ability, General Knowledge, Current Affairs, Data Analysis & Interpretation and Insurance and Financial Market Awareness. The descriptive paper is of English Language Communication Skills. Have a look at the detailed LIC AAO Mains exam pattern along with the sectional timings: Sections Total Questions (Maximum Marks) Sectional Timing Reasoning Ability 30 (90) 40 minutes General Knowledge, Current Affairs 30 (60) 20 minutes Data Analysis & Interpretation 30 (90) 40 minutes Insurance and Financial Market Awareness 30 (60) 20 minutes Total 120 (300) 2 hours English Language Descriptive Paper 2 (25*) 30 Minutes * English Descriptive paper will be of a qualifying nature, and its marks will not be counted for ranking. The descriptive paper will be evaluated only for those candidates who qualify for the Mains objective test.

What is LIC AAO exam pattern for Generalist?

The LIC AAO Prelims exam is conducted online, comprising objective-type MCQs. There are a total of 100 questions in the AAO Generalist Prelims exam. The questions are asked from Reasoning Ability, Quantitative Aptitude, and English. Have a look at the LIC AAO exam pattern for the Generalist post below: Section Total Questions Maximum Marks Sectional Timing Reasoning Ability 35 35 20 Minutes Quantitative Aptitude 35 35 20 Minutes English Language 30 30* 20 Minutes Total 100 70 1 hour *English Language will be qualifying in nature, and its marks will not be counted for ranking.

What is LIC AAO age limit?

The age limit for AAO in LIC is 21 years to 30 years. However, the upper age limit is relaxed: Category Age Relaxation (in Years) SC/ST 5 OBC 3 Person with Benchmark Disabilities (Gen) 10 Person with Benchmark Disabilities (SC/ST) 15 Person with Benchmark Disabilities (OBC) 13 ECO/SSCO (GEN) 5 ECO/SSCO (SC/ST) 10 ECO/SSCO (OBC) 8 Confirmed LIC employees Further Relaxation of 5 Years

What is LIC AAO Eligibility for Generalist post?

The LIC AAO Generalist eligibility is: Graduation Age limit: 21 to 30 years However, the upper age limit is relaxed for SC, ST, OBC and PwD.

Will there be LIC AAO exam in 2025?

Yes, there is LIC AAO exam in 2025. The Life Insurance Corporation conducted the AAO prelims exam on October 3, 2025. Get the regular updates here- https://www.shiksha.com/exams/lic-aao-exam

What is LIC AAO Eligibility for Specialist post?

The basic LIC AAO eligibility criterion for a Specialist is that candidates should have a Bachelor's degree from a recognised university or institution. Candidates should be at minimum 21 years of age to apply for the LIC AAO Specialist post. The upper age limit is 30 years for AAO Specialist CS, Actuarial, Insurance Specialists and 32 years for CA and Legal posts. Have a look at the post-wise AAO Specialist eligibility below: AAO CA: Bachelor's Degree + Passed Final Examination of the Institute of Chartered Accountants of India and completed Articles AAO CS: Bachelor's Degree + Qualified Member of the Institute of Company Secretaries of India (ICSI) AAO Actuarial: Bachelor's Degree + Passed at least 6 papers of the examination conducted by the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK as on August 1, 2025 AAO Insurance Specialists: Bachelor's Degree + Professional qualification in Life Insurance (Fellowship of Insurance Institute of India (Life) + Minimum experience of 5 years and above of working in Life Insurance Companies (regulated by IRDAI) AAO Legal: Bachelor's degree in Law with a minimum of 50% marks + Enrolled with the Bar Council as an Advocate + minimum two years' experience after being enrolled as an Advocate or as a Law Officer

What is the last date to apply online for LIC AAO 2025?

The last date to apply for Assistant Administrative Officer exam was September 8, 2025. The LIC did not extend the LIC AAO application last date.

What documents are required for LIC AAO Registration?

Scanned photograph image Scanned signature image Left thumb impression Handwritten declaration Email ID and mobile number Certificates and marksheets for educational details Photo ID Proof

What is the LIC AAO photo size and dimension?

While filling out the LIC AAO application form, candidates need to upload scanned image of their Photograph. Have a look at the LIC AAO photo size, dimensions and other details below: Photo Dimensions: 200 x 230 pixels Photo Size: 20 kb – 50 kb Photo should be taken against a light-coloured or white background. There should not be "red-eye" In case you wear glasses, ensure there are no reflections and eyes and ears are visible clearly. Do not wear caps, hats and dark glasses. Only religious headwear is allowed.

What is the guarantee bond amount for LIC AAO?

The guarantee bond amount for LIC Assistant Administrative Officer (AAO) is INR 5 lakh. The shortlisted AAO Generalists or Specialists need to submit an undertaking to serve the LIC for four years from the date of joining. Those who fail to complete the four-year service period have to pay damages of INR 5 Lacs to the LIC.

What is LIC AAO selection process?

The Life Insurance Corporation of India (LIC) carries out the recruitment of Assistant Administrative Officer (AAO) in a three-phased selection process involving: Preliminary Exam Mains Exam Interview

When will the LIC AAO admit card 2025 be released?

The LIC released the AAO Mains admit card on October 31, 2025. Candidates need to visit the LIC official website to download their admit cards.

What is the difference between LIC AAO and LIC ADO?

The LIC AAO is different from LIC ADO post. The LIC ADO works under the Divisional Officers and help in building the business through the recruitment of LIC agents. The LIC AAO is responsible for formulating new schemes, businesses and the checking existing policies. LIC AAO also manages and files Claims and Settlements of the customers.

When will the LIC AAO notification be released?

The LIC released the AAO notification on August 16. The LIC AAO notification PDF mentions the exam dates, application process, eligibility criteria, exam pattern, syllabus and result details.

What is LIC AAO guarantee bond?

Before joining as AAO in the LIC, candidates need to give a Guarantee Bond, an undertaking to serve the Corporation for a minimum 4 years period from the date of joining (including the probation). If a candidate fails to serve the LIC for four years, he/she or his /her heirs, executors, administrators will have to pay the damages of INR 5 Lakhs plus GST or the sum prescribed by the Executive Director (Personnel).

What is the salary of the LIC AAO?

The basic pay for the LIC AAO post is INR 53600 per month. The LIC AAO pay scale is INR 53600- 2645 (14) –90630– 2865 (4) –102090 and other admissible allowances. The total LIC AAO salary inclusive of House Rent Allowance (HRA), City Compensatory Allowance (CCA), etc. wherever admissible will be approximately INR 92870 per month in ‘A’ Class city. Apart from salary and allowances, other benefits enjoyed by LIC AAO are: Defined Contributory Pension Gratuity LTC Cash Medical Benefit Group Mediclaim Group Personal Accident Insurance Group Insurance Vehicle Loan (2-wheeler/4 wheeler) as per rules Meal coupon, reimbursement of cost of Brief case/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc. as per rules.

What is the probation period for LIC AAO?

After appointed as the Assistant Administrative Officer (AAO) in the LIC, a candidate will be on probation for a period of one year from the date of joining. The LIC AAO probation period may be extended upto two years. During the probation period of the LIC AAO, candidates’ performance will be under the continuous assessment. If a candidate fails to achieve the minimum standard of his/her services, his or her services will be terminated as per the policy of Corporation.

What is the pay scale of LIC AAO Generalist?

The basic pay of LIC AAO General is INR 88,635 per month. The LIC AAO Generalist pay scale is 88635- 4385 (14)-150025– 4750 (4) –169025. The LIC AAO also enjoy perks and allowances such as House Rent Allowance (HRA), City Compensatory Allowance etc.

What is the purpose of LIC AAO guarantee bond?

The LIC AAO guarantee bond is a kind of security that the LIC asks from candidates against their selection for trust purposes. The submission of an undertaking or guarantee bond ensures that the selected AAOs will serve the LIC for at least four years. Moreover, it assures the LIC that the investment made in the training and recruitment of LIC AAO Generalist and Specialist posts is successful.

What is the probation period of LIC AAO Generalist?

Candidates shortlisted as Assistant Administrative Officer (AAO) in the LIC are first posted on probation. The probation period of the LIC AAO Generalist and Specialist is 1 year. However, this can be extended up to 2 years based on the candidates' performance.

LIC AAO Recruitment 2025: Mains Admit Card Out, Result, Exam Date, Syllabus & Eligibility

Updated on Nov 17, 2025 16:07 IST

By Rupali Pruthi, Deputy Manager - Editorial

LIC AAO 2025: The LIC AAO Mains result will be released soon. The LIC conducted the AAO Mains exam on November 8, 2025. The Life Insurance Corporation of India (LIC) released the results of the LIC AAO Prelims 2025 exam for the Generalist post on October 29, 2025 and for the Specialist post on October 30, 2025. The LIC AAO Prelims merit list 2025 has been published along with the result. Download the LIC AAO result/ merit list PDF below. A total of 10,068 candidates have qualified for the LIC AAO Mains exam. The LIC AAO Prelims exam was held on October 3 and 7, 2025. Check below the LIC AAO expected cut-off 2025.

The Corporation has announced 350 vacancies for Assistant Administrative Officer (AAO) Generalist and 410 vacancies for AAO Specialist. The LIC AAO application form was available from August 16 to September 8, 2025.

Table of contents

What is LIC AAO?
LIC AAO 2025 Exam Dates & Schedule
LIC AAO Mains Result 2025
LIC AAO Cut Off 2025: Expected Marks
LIC AAO Eligibility Criteria 2025
LIC AAO Exam Analysis 2025
LIC AAO Recruitment 2025
LIC AAO Mains Admit Card 2025
LIC AAO Selection Process 2025
LIC AAO Vacancy 2025
LIC AAO Syllabus & Exam Pattern 2025
LIC AAO Preparation 2025
LIC AAO Application Form 2025

What is LIC AAO?

LIC AAO 2025 Exam Dates & Schedule

Take a look at the table below for the complete schedule of LIC AAO 2025 exam

Dates	Past Exam Dates
08 Nov ' 25	LIC AAO Mains Exam
31 Oct ' 25 - 08 Nov ' 25	LIC AAO Mains Admit Card
29 Oct ' 25 - 30 Oct ' 25	LIC AAO Prelims Result
View More Past Events (4)