Accounting & Commerce

3 attempts you've already done. Move onn. You are a under graduate? Go for MBA. Prepare nicely. Try getting into IIMs or other top institutes that provide good placement.

Which field interests you? Banking sector or management sector?
If banking, go for BCom and then you can do MCom or LLB or CA or CMA or CFA.
If management, take up BBA and then do MBA from a good college and get highly paid.
BBA can take you to MBA only whereas BCom has lots of options as you see above.
1 more thing: After doing BBA or BCom, you become eligible for sitting in compititive exams like IBPS, UPSC, SBI-PO, SBI-Clerk and other bank and railway exams to get a job.

you have to join good institute for certificate course & placement. in tally & accounts field certificate not more important, important is your knowledge.,.

if you are good in study you can do professional courses or CA, CS, CMA, MBA etc.

Dear Rishabh,
Both are best, if person pursued is passionate and skilled.
We can never compare two streams, you need to choose the one you like the most.
That is the only way you can be happy & successful in your career line.
Hope it was of help,
Regards,
Arun Dev

No, it's not necessary to have mathematics.

You can do BCom from Xaviers. But if you are keen on doing MBA afterwards, take up BBA course. It will help you with your MBA target. But know this, BBA is a one way course. You can do only MBA after BBA. But if you do BCom, you can go for MBA, MCom, CA, LLB, etc.