Australia

Even if you are considering a PG, you should be prepared to spend about 12 lacs or so. You can opt for a student loan option. USA, Canada, Australia and NZ allow students some time to find a job on completion of the degree. If you find a job and the company agrees to file for your work visa, you can stay back. Many European countries too support this.
All the best

Hi Naheeda,
You won't get a student visa out of the blue. You must apply to a college and the college must accept you first. Decide what to study and check the admission requirements on university websites and prepare accordingly. Your husband won't get the student visa but a spouse visa.

Hi Satish,
Scholarships are given on basis of merit and not on IELTS score alone. By merit it will mean your academic grades, SOP, overall profile etc. For IELTS score requirement please check Monash University website and visit the respective department page. Hope it helped.

It's depends on your interest of study.

Hi,
Check admission requirements on university websites, different universities have different requirements. Take your IELTS, an overall score of 6.5 is recommended.

Yes Abhishek you can. Lots of options will be available. You must also take the IELTS.

No Nitin,
Its a very basic knowledge, you can't do any Masters degree without completing a Bachelor's degree.