B.Tech

For a private engineering college it may go upto 80-100k per year.

Don't go for it. IEM is the best option for B.Tech.

Hello Siddharth,
VJTI is one of the best Institutions of Maharashtra. One needs a percentile of almost 90 to get admission here. With just 95 marks, I am afraid you have very slim chance of admission.

Hello Siddharth,
It's very good to dream big. CSE is the most sought after branch these days. But only dreams won't help. You have to work hard to achieve them. It looks like that your efforts have fallen short. It looks difficult to get admission.

Yes, you stand a chance for it. You might get some branch in NIT KUK. Go for it.
Good luck.

54 marks are not enough to get you any college. So, it is advisable for you to keep trying in private universities for direct admission on the basis of 12th score.