Banking Interview Questions 2025: Check Commonly Asked Questions & Prep Tips

Cracking a bank interview requires a strong understanding of Financial concepts, Current Affairs, Ability to present oneself confidently. The bank interview is a crucial stage and cracking the same will help candidates secure a place in the banking sector. Check here commonly asked banking interview questions for IBPS PO, SBI PO, RBi Grade B, etc.

Banking Interview Questions

Bank Interview is conducted for Officer-Level posts such as Probationary Officers and Specialist Officers. There is no interview for Clerical Level posts. Recruitment in the public sector banks in India is mainly conducted by the SBI, IBPS, NABARD, RBI, etc. Cracking a bank interviews requires strong understanding of Financial concepts, Current Affairs, Ability to present oneself confidently. The bank interview is a crucial stage and cracking the same will help candidates secure place in the banking sector. The marks obtained in the interview are counted for the final merit list. Usually interviews in most of the bank exams carries 100 marks. In this article, we have compiled a comprehensive list of commonly asked banking interview questions.

We have provided bank interview questions from technical questions to HR and situational queries. This will help candidates to prepare for bank interview with ease and boost their confidence. Read below for more details on banking interview questions.

Also Read:

Bank Exam Syllabus

Upcoming Bank Exams

Bank Exam Preparation Tips 

Banking Interview Questions

Some of the commonly asked Banking Interview Questions are given below.

Basic Banking Knowledge

1. What is the difference between a bank and an NBFC?
2. What are the functions of the Reserve Bank of India (RBI)?
3. What is CRR, SLR, and Repo Rate?
4. What is the difference between NEFT, RTGS, and IMPS?
5. What is the meaning of NPA (Non-Performing Asset)?

Personal & HR Questions

1. Tell me about yourself.
2. Why do you want to join the banking sector?
3. What are your strengths and weaknesses?
4. Where do you see yourself in 5 years?
5. Why should we hire you?

Current Affairs & Financial Awareness

1. Who is the current Governor of RBI?
2. What are the recent developments in the Indian banking sector?
3. What is digital banking?
4. What is UPI, and how does it work?
5. Name some financial inclusion schemes launched by the government.

Technical/Job Role Specific

1. What is a Cheque Truncation System (CTS)?
2. How do banks make a profit?
3. What is KYC and why is it important?
4. Explain the difference between a savings account and a current account.
5. What is the Basel Norm?

Situational/Behavioral Questions

1. How would you deal with an angry customer?
2. What will you do if you see a colleague doing something unethical?
3. How would you handle pressure in a high-demand environment?
4. Tell us about a time you worked as part of a team.
5. How would you deal with targets and deadlines?

How to Prepare for Bank Interview?

The tips and tricks to prepare for Bank Interview are given below:

• Firstly, candidates must acquaint themselves with the banking industry. Familiarize themselves with recent developments in banking regulations, finance and economic trends, the bank's position in the market, its competitors, and its recent performance
• It is also important to understand the job role. Understanding the key tasks can help focus in the study and provide valuable context
• Technical knowhow is important to crack the bank interview. Candidates can prepare themselves technical questions such as financial markets, investment vehicles, etc.
• Practice is the most effective way to develop skills for interview. Developing clear, concise responses will help candidates to build confidence
• Candidates must familarise themselves with the behavioral questions as these assess the ability to handle different situations within a team

Read More:

IBPS PO

IBPS RRB

SBI PO

RBI Grade B