Why Pursue Commerce After 12th?

Commerce courses offer a strong foundation for careers in diverse fields such as Accounting, Finance, Banking, Insurance, Management, and Economics. Commerce courses also serve as a stepping stone for pursuing professional courses like CA, CMA, and CS, which are highly valued in the corporate world.
The subjects in commerce, such as Economics, Accounting, , have direct applicability to the real world, making your education relevant and practical. Hence, studying commerce gives an understanding of business operations, financial management, and economic principles.
With the increasing globalisation of the world economy, commerce graduates have opportunities to work in international organisations, multinational corporations, and global financial institutions.
Commerce provides a base for pursuing higher education, such as a BCom, BBA, MBA, and other postgraduate courses.
These undergraduate courses not only impart essential theoretical knowledge but also focus on developing practical skills, making graduates industry-ready.
Course |
Top Colleges |
Tuition Fees |
BCom (Bachelor of Commerce) |
INR 540 |
|
INR 1,290 |
||
INR 24,160 |
||
INR 29,460 - 1.11 Lakh |
||
INR 30,000 - 2.7 Lakh |
||
BBA (Bachelor of Business Administration) |
INR 12 Lakh |
|
INR 28.5 Lakh |
||
INR 28.64 Lakh |
||
INR 82,000 |
||
INR 1,885 |
||
BMS (Bachelor of Management Studies) |
INR 38,490 |
|
INR 540 |
||
INR 1.01 - 7.04 Lakh |
||
INR 1.68 Lakh |
||
INR 1.2 Lakh |
||
Bachelor of Economics (B.Econ) |
Hansraj College, University of Delhi
|
INR 540 |
INR 23,360 |
||
INR 44,670 |
||
INR 61,470 - 74,970 |
||
INR 46,550 |
||
BAF (Bachelor of Accounting and Finance) |
MCC - Madras Christian College
|
INR 83,760 |
INR 7.3 Lakh - 13.6 Lakh |
||
INR 1.67 L |
||
INR 1.54 Lakh |
||
INR 4.37 Lakh |
Note: This information is sourced from the official website/ counselling body and may vary.
- High-Salaried Professional Courses After 12th Commerce
- Unique Courses After 12th Commerce
- Courses After 12th Commerce Without Maths
- Courses After 12th Commerce- Abroad
- Highest Paying Jobs After Commerce
High-Salaried Professional Courses After 12th Commerce
Many students default go to traditional options like BCom, but there are several specialised professional courses that lead to lucrative job opportunities across finance, business, law, and international trade.
This section entails some top high-salaried courses that you can pursue after 12th commerce to earn high salary packages:
Course Name |
Job Roles |
Highest Salary (Approx.) |
Chartered Accountancy (CA) |
Auditor, CFO, Tax Consultant |
India: INR 35–45 LPA Abroad: INR 70+ LPA |
Company Secretary (CS) |
Company Secretary, Compliance Officer |
INR 12–20 LPA |
Certified Management Accountant (CMA – USA) |
Cost Accountant, FP&A Analyst |
INR 20–25 LPA |
Certified Financial Planner (CFP) |
Wealth Manager, Investment Advisor |
INR 12–18 LPA |
LLB / BCom LLB (Law) |
Corporate Lawyer, Legal Consultant
|
INR 18–22 LPA (Top firms); INR 30+ LPA (International) |
Unique Courses After 12th Commerce
Unique programs such as Bachelor of Foreign Trade (BFT), Digital Marketing Certification, and Hotel Management offer a fresh career trajectory for commerce students who are looking for something distinctive after completing their commerce studies in the 12th. These fields can offer career opportunities in sectors like international business, digital media, and hospitality. This table provides a comparative overview of these courses:
Course Name |
Duration |
Eligibility |
Key Subjects |
BFT (Bachelor of Foreign Trade) |
3 years |
10+2 (any stream but preferably commerce) |
International trade laws, export-import policies, logistics, foreign exchange, WTO, customs laws |
Digital Marketing Certification |
3–12 months |
10+2 (any stream) |
SEO, SEM, social media marketing, content marketing, Google Ads, analytics, email marketing |
BHM / Diploma (Hotel Management) |
Degree: 3–4 years
Diploma: 1–2 years |
10+2 (any stream) |
Hospitality operations, food & beverage management, front office, housekeeping, event planning, tourism |
Courses After 12th Commerce Without Maths
The commerce students who wants to pursue courses without Maths after their 11th and 12th grades can still explore various career trajectories in various sectors.
These programs focus on core commerce principles, business administration, economics (often with a more qualitative approach), arts, media, and management. This allows students to leverage their strengths in areas like communication, organisation, and analytical reasoning without a heavy mathematical emphasis.
The table below covers some popular courses after 12th commerce that do not mandate Mathematics as a prerequisite:
Course Name |
Core Subjects |
Career Options |
Bachelor of Business Administration (BBA) |
Management, marketing, HR, entrepreneurship |
Business Analyst, Marketing Exec, HR Manager |
Bachelor of Management Studies (BMS) |
Organisational behavior, finance, business strategy |
Management Trainee, Project Manager |
Bachelor of Arts in Economics (without Maths) |
Micro & macroeconomics, public finance, stats basics |
Economist (with PG), Policy Analyst |
Bachelor of Foreign Trade (BFT) |
Export-import, foreign policy, logistics |
Export Manager, Trade Analyst |
Bachelor of Journalism & Mass Comm. (BJMC) |
Journalism, media writing, PR, digital media |
Journalist, Content Creator, PR Executive |
Bachelor in Event Management |
Event planning, logistics, marketing |
Event Manager, Wedding Planner |
Courses After 12th Commerce- Abroad
Whether it is in business, finance, hospitality, or creative industries, international education offers global exposure, advanced curriculum, and access to a wide global job market. Top countries such as the USA, UK, Canada, Australia, Switzerland, and Singapore are apt destinations for commerce-related undergraduate courses.
There are some popular courses you can consider in case you are looking to enhance your overall learning experience and future employability:
- Bachelor of Business Administration (BBA): It often provides specialisations like Marketing, Finance, Human Resources, International Business, Management, Entrepreneurship, Business Analytics.
Graduates can pursue entry-level roles in various industries, including management trainee positions, marketing executives, financial analysts, HR generalists, and operations coordinators.
- Bachelor of Economics (B.Econ/BA Economics): This course covers the principles of how economies function at micro and macro levels, while exploring microeconomics, macroeconomics, international economics, and various specialised fields.
Economics graduates can find opportunities as economists, market analysts, financial planners, consultants, researchers, and policy analysts in government organizations, financial institutions, and private sector companies.
- Bachelor of Accounting and Finance (BAF/BSc Accounting & Finance): It focuses on financial and management accounting, corporate finance, and investment analysis.
Graduates can work as accountants, auditors, financial analysts, investment bankers, financial advisors, and tax consultants in accounting firms, corporations, and financial institutions. Moreover, studying abroad can also expose them to international accounting standards (like IFRS) and global financial markets.
- Bachelor of International Business (BIB): This course teaches about global marketing, finance, logistics, and cross-cultural management.
Here graduates can pursue careers in international trade, export/import management, global marketing, international business development, and roles within multinational corporations.
- Bachelor of Management Studies (BMS): The course covers organisational behaviour, business law, marketing, finance, and human resources.
BMS graduates can find roles in various management and administrative positions across different industries, similar to BBA graduates.
Highest Paying Jobs After Commerce
The following table highlights some top job profiles pursued by commerce graduates, along with a brief description of their responsibilities and the salary ranges in India.
These roles often require specialised knowledge and skills in areas such as finance, accounting, law, and management:
Job Title |
Job Description |
Salary Range |
Chartered Accountant (CA) |
Manages accounting, auditing, taxation, and financial planning for businesses. |
INR 3.2 - 18 LPA |
Investment Banker |
Helps companies raise capital and advises on mergers, acquisitions, and investments. |
INR 3 - 45 LPA |
Actuarial Consultant |
Assesses financial risks using mathematics, statistics, and economics. |
INR 5.5 - 27.7 LPA |
Company Secretary (CS) |
Ensures company compliance with legal and regulatory requirements. |
INR 3 - INR 17 LPAs |
Cost and Management Accountant (CMA) |
Controls company cost structures and provides financial efficiency analysis. |
INR 2.5 - 15 LPA |
Financial Analyst / CFA |
Evaluates investment opportunities and guides portfolio management. |
INR 2.2 - 13.1 LPA |
Corporate Lawyer |
Handles company law, mergers, intellectual property, and compliance issues. |
INR 2 - 22 LPA |
Note: This salary information is sourced from Ambitionbox.com.
In conclusion, this article shows that studying commerce after 12th offers many different job choices, breaking the myth that there are only limited career options for commerce students after 12th.
The basic things taught in subjects like accounting, money, economics, and business provides a strong base for both immediate employment and further specialised or advanced education.
Whether one chooses regular college degrees like BCom and BBA from the best colleges, or choose special professional courses like CA, CMA, and CS, there are many prominent jobs in the business market.
Moreover, for those seeking unique career paths, like distinctive courses in foreign trade, digital marketing, and hotel management offer the best alternatives. Even without a mathematics background in their higher secondary education, commerce students have a wide range of job options.
Ultimately, a commerce education trains students in practical skills and a strong understanding of the business world, which can lead to good and well-paid jobs in India and around the world.
