Banking Courses After 12th: Eligibility, Courses and Career Scope

Check the article below to know the best banking courses after 12th in India. Know the eligibility, courses and career scope in banking and finance.

Top banking courses after 12th

Banking courses after 12th include courses at the UG, diploma and certificate levels. Choosing the right banking course after Class 12 is an important decision, especially for students looking for a rewarding and stable career. Banking and finance is one of the most sought after fields of career as they offer good job prospects, growth opportunities and salary packages.

Students who have completed Class 12 in commerce have a wide scope of pursuing banking courses after 12th in India. Banking courses focus on equipping students with knowledge in fields such as financial accounting and management, economics, investment banking, taxation, etc. In this article, Shiksha has given a detailed account of the top banking courses after 12th, eligibility criteria, best colleges, career scope, etc.  

Why Choose Banking as a Career?

Choosing banking as a career path can be a good decision as it brings with it many career options, including high salary packages, job security, career growth opportunities, etc. The field offers stability, which is an important consideration for students looking for banking courses after Class 12.

Another reason for choosing banking as a career is the wide networking opportunities and exposure. From customer service to investment banking, this sector offers a plethora of job opportunities and career options, which cater to different interests and skills, hence making it an attractive choice.

One of the top reasons for choosing banking is the attractive salary packages offered to students, as the demand for financial services is increasing and the banks are looking for skilled professionals who can manage everything. Many banks offer better salaries and perks based on performance, making it a lucrative career option.

Banking Course Subjects After 12

There are a lot of options available after completing Class 12 in the field of banking, such as BBA in Banking, BCom in Banking, BA in Banking and Finance, etc. The students tend to develop knowledge about the financial services and banking operations. Some top banking course subjects after Class 12 are:

• Modern Banking Theories
• Direct and Indirect Taxes
• Financial Accounting
• Banking Awareness
• International Banking and Finance
• Foreign Exchange
• Principles of Finance
• Marketing for Financial Services
• Economics and Global Trade
• Commercial Bank Management
• Banking Laws

Best Banking Courses After 12th

The duration of different banking courses can range from 6 months to 3 years. Here is a list of the best banking courses after 12th at different levels:

Banking Courses After 12th: Undergraduate Degrees

1. Bachelor of Business Administration in Banking and Finance is a 3 year UG degree in the field of banking and finance. The courses focus on giving the students with the knowledge of the principles and practices of banking and insurance in India. The students learn to analyse and solve problems related to the banking and financial services industry. To be eligible to pursue a BBA in Banking and Finance, students must:
   1. Have passed Class 12 from a recognized board
   2. Have secured a minimum of 50% aggregate in Class 12
   3. Some colleges accept scores of BBA entrance exams, such as CUET, SET, etc., followed by GD/PI rounds for admissions to the course.

The average course fee of BBA in Banking and Finance is INR 1.5 lakhs to 4 lakhs.

Job Opportunities After BBA in Banking and Finance

Take a look at the table below to know the job opportunities after BBA in Banking and Finance:

2. Bachelors of Commerce in Banking and Finance is also a 3 year full time UG degree course which includes 6 semesters. BCom in Banking and Finance course focuses on concepts of banking, accounting, banking law, insurance law and regulations. The average course fee of BCom in Banking and Finance is between the range of INR 50,000 to INR 3 lakhs. The eligibility criteria for BCom in Banking and Finance is:
   1. The student should have passed Class 12 from a recognized board.
   2. They must have secured at least 55% aggregate in Class 12

Also Read: How to become a stockbroker

Job Opportunities After BCom in Banking and Finance

Take a look at the table below to know the job opportunities after BCom in Banking and Finance:

Also Read: How to Become an Insurance Agent

Banking Courses After 12th: Diploma Degrees

1. Diploma in Banking Services: The course imparts knowledge about banking industry, its operations and the necessary skills required to work in different banking job positions. The course includes theoretical and practical knowledge. The duration of the Diploma in Banking Services is between 6 months to 1 year, depending on the mode of study. The eligibility criteria for the Diploma in Banking Services is that the student must have completed Class 12 from a recognized board. Some institutes require the students to have completed their graduation.

Job Opportunities After a Diploma in Banking Services

The following are the job options after Diploma in Banking Services:

The top institutes offering a Diploma in Banking Services include:

• Indian Institute of Banking & Finance
• National Institute of Banking and Finance
• Bharatiya Vidypeeth University
• Symbiosis Centre for Distance Learning
• University of Mumbai
• IGNOU

Also Read: How to become a SEBI-registered investment advisor

2. Diploma in Banking and Insurance is a specialized course imparts knowledge and skills needed for both banking and insurance sectors. Top roles offered after this course include customer service, claims handling, risk management, underwriting, etc. The duration of the course is between 6 months to 1 year.

Job Opportunities After Diploma in Banking and Insurance

The following are the job options after Diploma in Banking and Insurance:

Other Diploma Courses in Banking

Other diploma courses in banking include:

• Diploma in Banking Laws
• Diploma in Banking and Finance

Banking Courses After 12th: Certificate Level

1. Certificate in Banking and Sales Management equips the students with the skills and knowledge needed for a successful career in banking field and it particularly focuses on sales management. Students who are interested in roles which involve customer acquisition, managing a sales team, cross-selling, this course is perfect for them. The duration of the course falls between 3 to 6 months. The eligibility criteria for the Certificate in Banking and Sales Management course is that the student must have cleared Class 12. Subjects such as Introduction to Banking, Sales Management Fundamentals, Customer Relationship Management (CRM), Marketing in Banking, etc., are included in this course.
2. Certificate in Investment Banking is a specialized programme, which inculcates knowledge and practical skills in the students and prepares them for roles in financial advisory, acquisitions and mergers, private equity, marketing, etc. The core focus remains at the financial planning required for investment banking and other activities. Students study important topics such as investment banking, financial analysis and valuation, capital markets and gains, mergers and acquisitions, corporate finance, derivatives, investment banking regulations and compliance, financial modelling, corporate restructuring and bankruptcy, global investment banking practices, etc. The entry level roles after completing this course include Investment Banking Analyst, Equity Research Analyst, etc. The starting salary ranges between INR 5 LPA to INR 10 LPA.

Top Colleges Offering Banking Courses After 12th

Check the list of colleges which offer banking courses after Class 12:

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