Bank Job Vs SSC Jobs: Which one is better?

Bank job or SSC job! which is the best career option? This is one question that most of the students seek answers after graduation. Here we have provided a detailed comparison of SSC Job Vs Bank PO job.

Bank Job vs SSC Jobs

Bank Job vs SSC Jobs: 'What to Choose as a Career Option?' This is one question that most of the student seek answers to after graduation. Candidates seek guidance from experts, counsellors, friend or family who can generally guide them. Nowadays, candidates aspire to appear in various government exams because of job security. This depends completely on a candidate’s area of interest whether they want to choose bank job or ssc job.

SSC and banking exams both are one of the largest recruiters of the country. Every year millions of students appear in both exams to make a successful career. Candidates in both jobs have their own perks and job profile. However, in this article, we have drawn a comparison between the two to help young aspirants to decide their careers themselves.

Bank Jobs vs SSC Jobs: Highlights

The key difference between bank jobs and SSC jobs is given below:

Promotions: Promotion is faster in bank jobs. In SSC the promotion rate is slower apart from few posts.

Transfers: In banks, candidates are transferred frequently. In SSC, candidates get transfer after completing a fixed period of time at a place. There is high possibility of home state postings as well.

Salary: The salary in SSC jobs gets revised in every 10 years under pay commission while bank employees' salary gets revised every five years. Along with that, there are many allowances and perks for a bank employees.

Joining and selection process: The selection and joining process is faster than SSC jobs. The selection process in SSC jobs is time taking right from filling the application form till final allotment. 

Work Type: Work in bank jobs basically involves public dealing while it is not so in some posts of SSC jobs.The SSC jobs involve fieldwork as well as desk work.

SSC Jobs

SSC is undoubtedly one of the most prestigious government sector job provider. The organisation conducts exam to select candidates in Group B and C posts. It recruits non-technical and non-gazetted officers in various ministries and central government departments. The list of SSC exams is given below.

• SSC JE
• SSC CHSL
• SSC CGL
• SSC Stenographer
• SSC CPO
• SSC MTS
• SSC JHT

Bank jobs

Banking is a very lucrative section. Banking jobs are considered among the most sought after jobs by the youth. The banking sector offers good salary package, perks and benefits. There are a number of exam to recruit candidates to the post of Probationary Officer, Specialist Officer, Clerk in various public sector and regional rural banks. The list of different bank exams is given below:

• IBPS PO
• IBPS Clerk
• IBPS SO
• SBI PO
• SBI Clerk
• SBI SO
• RBI Grade B
• RBI Assistant
• NABARD

Bank Job Vs SSC Job: Detailed Comparison

To be eligible for both SSC and bank jobs, candidates require a graduation degree. The number of vacancies in bank jobs are slightly higher than SSC jobs.

Exam Pattern

Both banking and SSC has Quant, Reasoning and English section in the prelims exam. However, General Awareness section appears in the prelims exam of SSC. This section is absent in the prelims exam of the bank. The banking exams have a high level of Reasoning and moderate level for English Section. In case of SSC exam, the level of Reasoning is general moderate.

Job Profile

This is one thing that candidates should check first before applying. Listed below are the job profiles of banking and SSC exams.

Bank Job Profile

• Provide service to the customers
• Handle cash activities in the bank
• Enhancement of business of the bank
• Management of accounts of customers
• Customer service
• Target-based job
• Issue management related to customers

SSC Job Profile

• Clerical work such as answering RTI queries
• General administration work
• Make notes and filing work
• Carry out inspections, raids, surveillance etc.

Bank Job Vs SSC Job: Salary Comparison

Union Government governs the salary structure of SSC job through pay commission while Indian Banking Association through Bipartite Settlement governs the salary structure of bank officials.

SSC Job Salary Structure

SSC CHSL

• Lower Division Clerk (LDC)/ Junior Secretariat Assistant (JSA): INR 19,900-63,200
• Postal Assistant (PA)/ Sorting Assistant (SA): INR 25,500-81,100.
• Data Entry Operator (DEO): INR 25,500-81,100
• Data Entry Operator, Grade A: INR 25,500-81,100

SSC CGL

Also Read: SSC CGL Salary

SSC JE

SSC JE posts are Group B (Non-Gazetted) in Level-6. The salary is between INR 35,400 and 1,12,400 of pay matrix of 7th Central Pay Commission.

 Bank Job Salary