Bihar Student Credit Card (BSCC): Which Colleges Accept It?

The Bihar Student Credit Card (BSCC) Scheme helps students continue higher education without worrying about money. Many government and private colleges in Bihar and other states are approved under this scheme. Get the complete details on what BSCC is, which colleges accept it, and how students can benefit from it.

Bihar Student Credit Card (BSCC)

Bihar Student Credit Card: Which Colleges Accept It?: The Bihar Student Credit Card (BSCC) Scheme is one of the most helpful education schemes started by the Bihar state government. Under this scheme, students can get an education loan of up to INR 4 lakh for higher studies. The scheme was launched by the state to help students who face problem in continuing their higher education because of their poor financial conditions.

Many students often ask one important question: Which colleges accept the Bihar Student Credit Card? Well, those students must be happy as hundreds of colleges and universities across the state, as well as in the country, are approved under the Bihar Student Credit Card (BSCC) scheme. These include state government colleges, private colleges, engineering institutes, medical colleges, polytechnic institutes, and universities in Bihar as well as other states.

Bihar Student Credit Card (BSCC): Government Colleges under BSCC

Many famous government institutes in Bihar are included in the approved list of the Bihar Student Credit Card Scheme. According to reports, more than 100 colleges are part of the Bihar Student Credit Card approved list. Students studying in these colleges can apply for the Bihar Student Credit Card loan. Some of the popular government institutions are:

• Indian Institute of Technology Patna

• National Institute of Technology Patna

• All India Institute of Medical Sciences Patna

• Patna University

• Aryabhatta Knowledge University

• Magadh University

• Nalanda Open University

• Veer Kunwar Singh University

• Central University of South Bihar

These colleges offer courses in engineering, science, arts, commerce, medical, law, and management.

Private Colleges in Bihar also accept BSCC

Many private colleges are also approved under BSCC. Students taking admission in recognised private institutions can also apply for the education loan under Bihar Student Credit Card. Some of the popular private institutes include:

• Development Management Institute

• International School of Management Patna

• NIFT Patna

Bihar Student Credit Card (BSCC): Colleges outside Bihar

Many students do not know that BSCC can also be used in colleges outside Bihar. If a student gets admission in an approved institution in states like Delhi, Uttar Pradesh, Rajasthan, Gujarat, or Madhya Pradesh, they can apply for a loan under the BSCC scheme. However, the students must ensure that the college is recognised and approved under the BSCC scheme. Students are advised to check the officially approved list of colleges outside of Bihar before taking admission.

Bihar Student Credit Card: Eligibility Criteria for Colleges?

The Bihar Government approves colleges for the BSCC scheme based on the following conditions.

Bihar Student Credit Card (BSCC): Courses covered under BSCC

The Bihar Student Credit Card covers the following professional and general courses:

• B.Tech and Engineering

• MBBS and Medical Courses

• BBA and MBA

• BCA and MCA

• Polytechnic and ITI

• Hotel Management

• Nursing Courses

• BA, BSc, and BCom

• Law Courses

• Pharmacy Courses

Students from different streams can apply if their course and institution are approved under the scheme.

Who can apply for the Loan under the Bihar Student Credit Card?

To get the benefit of the Bihar Student Credit Card Scheme, students must:

• Be a permanent resident of Bihar

• Pass Class 12 from a recognised board

• Take admission in an approved college or course

• Complete the application process through the official portal and the DRCC office

Students also require document verification at the District Registration and Counselling Centre (DRCC).

Bihar Student Credit Card Application Process

The BSCC application process is completely online. Students who want to apply for the Bihar Student Credit Card (BSCC) Scheme can follow the instructions given below:

• Visit the official 7 Nischay website and click on the “New Applicant Registration” option.

• Enter details like name, mobile number, email ID, Aadhaar number, and OTP and complete registration.

• After registration, login credentials will be sent to your mobile number and email ID.

• Log in to the website and fill in the Personal Information section.

• Select the “BSCC” option from the menu and click on “Apply”.

• Fill out the Bihar Student Credit Card application form carefully and submit it.

• After submission, an acknowledgement message will appear on the screen; students need to approve it.

• The application is then sent to the DRCC office for document verification.

• Students must visit the DRCC centre with all required documents.

• Once verification and bank approval are completed, the loan amount is disbursed by the bank.

Documents Required for Bihar Student Credit Card Verification

Students applying for the Bihar Student Credit Card Scheme should bring the following documents at DRCC centre:

• Filled application form

• Aadhaar Card

• PAN Card

• Class 10 and Class 12 mark sheets and certificates

• Scholarship letter (if available)

• Approved course structure

• Admission proof

• Fee structure of the course

• Passport-size photographs

• Income certificate of the previous year

• Income Tax Return (ITR) of the last two years

• Bank statement of the last six months

• Residential proof such as a Passport, Driving Licence, Voter ID, etc.

• Tax receipt

The Bihar state government launched the BSCC scheme to help thousands of students realise their dream of completing higher education without worrying about their finances. Students who want to benefit from the BSCC scheme must check whether their college and course are approved under this scheme or not.