RBI Grade B Exam Pattern 2025: Phase 1 & 2 Marking Scheme

Q: What is the level of RBI Grade B syllabus?

The standard of RBI Grade B syllabus is of the Graduation and Postgraduation levels. RBI Grade B syllabus for Phase 1 comprises subjects such as General Awareness, Reasoning, English Language and Quantitative Aptitude. RBI Grade B Phase 2 syllabus comprises topics such as Paper-I: Economic and Social Issues, Paper-II: English and Paper-III: Finance and Management. Candidates qualifying the Phase 1 exam of RBI Grade B are called for Phase 2 exam. Those who qualify the Phase 2 exam are called for psychometric test and interview. The psychometric test is qualifying in nature. The marks secured in the interview are taken into consideration for the final merit list preparation.

Q: What are the subjects included in RBI Grade B exam?

Phase I exam for the General post comprises four subjects, General Awareness, English Language, Quantitative Aptitude and Reasoning. Phase II comprises Paper-I: Economic and Social Issues, Paper-II: English (Writing Skills) and Paper-III: Finance and Management.

Q: What is the nature of questions in RBI Grade B exam?

RBI Grade B exam comprises both objective and subjective type questions. The prelims exam carries objective-type questions whereas the Mains exam carries both objective-type and descriptive-type questions. The prelims exam carries questions from General Awareness, English Language, Quantitative Aptitude and Reasoning. The Mains exam carries questions from Paper-I: Economic and Social Issues, Paper-II: English (Writing Skills) and Paper-III: Finance and Management. The standard of questions asked in RBI Grade B exam is of graduation level. The total marks allotted to the Phase 1 exam are 200. The Phase 2 exam carries 300 marks. The interview carries 75 marks. Candidates need to be thorough with the exam pattern inorder to clear the exam.

Q: What are the important details related to RBI Grade B exam pattern?

Some of the important highlights related to RBI Grade B exam pattern are given below. Particulars Details Mode of exam Grade B (DR) for General Phase I & II: Online Grade B (DR) for DEPR/DSIM Paper I: Online Paper 2: Offline Paper 3: Online Test duration Grade B (DR) for General Phase I: 120 minutes Phase II Paper I & III will be held for 120 minutes Paper-II will be held for 90 minutes DEPR/DSIM post Paper 1: 120 minutes Paper 2: 180 minutes Paper 3: 90 minutes Nature of questions Grade B (DR) for General Phase I: Objective type Phase II: Descriptive and Objective Type Grade B (DR) for DEPR/DSIM Paper I: Objective type Paper II & III: Descriptive Type Number of sections Grade B (DR) for General Phase I: Four Phase II: Paper 1, 2 & 3 Grade B (DR) for DEPR Paper I: Objective type paper on Economics Paper II: Descriptive Type paper on Economics (Question paper displayed on the computer, answers to be written on paper) Paper III: Descriptive Type paper on English (To be typed with the help of keyboard) Grade B (DR) for DSIM Paper I: Objective type paper on Statistics Paper II: Descriptive Type paper on Statistics (Question paper displayed on the computer, answers to be written on paper) Paper III: Descriptive Type paper on English (To be typed with the help of keyboard) Total marks Grade B (DR) for General Phase I: 200 marks Phase II (Paper 1, 2 and 3): 100 marks for each paper Interview: 75 marks Grade B (DR) for DEPR/DSIM Paper I: 100 marks Paper II & III: 100 marks for each paper Inteview: 75 marks Marking of normal questions 1/4 marks will be deducted for wrong answers in objective type questions Language of question paper English and Hindi Number of questions Grade B (DR) for General Phase I: 200 Phase II Paper I & III: 30 objective-type questions and six descriptive type questions Paper-II: Three questions Grade B (DR) for DEPR & DSIM Paper I for DEPR: 62 Paper I for DSIM: 20 Paper II & III: Economics/Statistics: 5 English (Writing Skills): 3

Q: Are there any sectional timings in the RBI Grade B exam?

There are sectional timings in Phase 1 of RBI Grade B exam. The prelims exam is conducted for 120 minutes. Candidates need to attempt the different sections of the prelims exam as per the allotted time frame. Paper 1 and 3 of the Mains exam are held for 120 minutes. The Paper 2 of the Mains exam is conducted for 90 minutes. The total marks allotted to the prelims exam are 200. The total marks allotted to the Mains exam are 300. The total marks allotted to interview are 75 marks. In Phase-I, 25 minutes each are allotted to General Awareness, English Language and Quantitative Aptitude while 45 minutes are allotted to Reasoning.

Q: Will there be a Psychometric Test in RBI Grade B exam?

As per the revised exam pattern, candidates need to appear for the Psychometric Test in the RBI Grade B exam before appearing in the interview. There are no marks for this test. The performance of candidates in the psychometric test is not counted for the final merit list. It is only conducted to test the psychological knowledge of candidates. The psychometric test basically measure individuals' mental capabilities and behaviour style. The test assess a cadidate's ability to perform the assigned job role. Through psychometric test, the employer assess the following personality trait: Focus on the ‘bigger picture’ and strategy Initiative/proactive Driven to attain results Structured and logical approach to performing tasks Making informed decisions based on objective data Focusing on the customer Collaborating with stakeholders (colleagues, managers, vendors and customers)

Q: What is RBI Grade B salary?

RBI Grade B salary is INR 55,200 per month. The pay scale is INR 55,200-2850 (9)-80,850-EB-2850 (2)-86,550-3300 (4)-99,750 (16 years). Candidates are entitled to Dearness Allowance, Local Allowance, House Rent Allowance, Family Allowance, and Grade Allowance. Initial monthly gross emoluments are INR 1,08,404 (approximately).. .

Exam On - 18 Oct '25

Updated on Sep 8, 2025 16:57 IST

By Anangsha Patra, Deputy Manager – Editorial

RBI Grade B Exam Pattern 2025 was announced by the examination authority along with the notification. The exam pattern highlights the overall structure of the RBI Grade B exam. RBI Grade B exam pattern is different for different posts. RBi Grade B exam pattern is different for General post, DEPR & DSIM. Going through the exam pattern of RBI Grade B 2025, candidates can know the marking scheme, total marks, sectional marks, section-wise timings, etc. Except for the English language section, the RBI Grade B question papers are set bilingually in English and Hindi. Read below for more details in RBI Grade B exam pattern.

Q: Are there any sectional timings in the RBI Grade B exam?

Q: Will there be a Psychometric Test in RBI Grade B exam?

Q: What is RBI Grade B exam pattern?

Table of content

RBI Grade B Exam Pattern 2025
RBI Grade B Syllabus
RBI Grade B Exam Pattern 2025

RBI Grade B Exam Pattern 2025

RBI Grade B exam pattern is such that it is divided into Phase I, II, and Interview. The exam pattern provides details regarding the overall structure of the exam, such as the number of sections, distribution of questions, marking scheme, total marks, etc. Before beginning with the preparation, candidates must go through the exam pattern to get an understanding of the exam.

RBI Grade B Exam Pattern 2025 for DR General Post

Selection for this post is done through online RBI Grade B examinations and interviews. The online exams are held in two phases:

RBI Grade B Prelims/Phase I Exam Pattern

The Phase I exam comprises a single paper for 200 marks. Depending on the number of vacancies, the exam is held in multiple shifts. The exam consists of four sections, General Awareness, English Language, Quantitative Aptitude, and Reasoning. A total of 200 questions are asked in the exam, each section having a different set of questions. Candidates are given 120 minutes to solve all the questions. The language of the question paper except English is in Hindi and English. Candidates need to choose the language option at the beginning of the test. Candidates can toggle between the two languages after choosing the option for language. The corrected scores obtained by each candidate in different sessions will be normalised using the equi-percentile method. Candidates have to secure minimum marks separately for each test as well as in aggregate. Candidates qualifying the Phase I exam will be called for the Phase II exam. For every wrong answer marked by candidates, 1/4th of the marks assigned to that question are deducted as a penalty.

Structure of Phase I exam
Sections	Number of questions	Marks
General Awareness	80	80
Reasoning	60	60
English Language	30	30
Quantitative Aptitude	30	30
Total	200	200

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RBI Grade B Exam Pattern 2025 for Phase II

This phase is conducted for candidates shortlisted on the basis of the results of Phase I. The exam is conducted in shifts. Candidates are required to appear for all shifts. Paper I and III comprise both objective and descriptive type questions, while Paper II is completely a descriptive test. The duration of Paper I and III is 120 minutes (30 minutes for the objective test and 90 minutes for the descriptive test) while Paper-II is held for 90 minutes. All papers of Phase II, except the English Language, are set in English and Hindi. Candidates need to type the descriptive type answers with the help of the keyboard. The total marks of the test are 300, each section is for 100 marks. The objective paper of Paper I and III of Phase II carries a total of 30 questions. Some questions carry two marks, while some carry one mark. The Descriptive paper of Paper I and III carries six questions, out of which candidates need to attempt four questions. Two questions are of 15 marks, while two questions are of 10 marks. In case, candidates answer more than four questions in a descriptive paper then the first four are evaluated. Paper-II carries three questions.

Structure of Phase II exam
Name of the Paper	Type of Paper	Duration	Marks
Paper-I: Economic and Social Issues	50 per cent Objective Type 50 per cent Descriptive, answers to be typed with the help of the keyboard	120 Minutes Objective: 30 Descriptive: 90	Total: 100 Marks Objective: 50 Descriptive: 50
Paper-II: English (Writing Skills)	Descriptive answers to be typed with the help of the keyboard. Candidates opting to type the answers in Hindi may do so with the help of either Inscript or Remington (GAIL) keyboards layout.	90 Minutes	100
Paper-III: Finance and Management	50 per cent Objective Type and 50 per cent Descriptive, answers to be typed with the help of the keyboard. Candidates opting to type the answers in Hindi may do so with the help of either Inscript or Remington (GAIL) keyboards layout.	120 minutes Objective: 30 Descriptive: 90	Total: 100 Marks Objective: 50 Descriptive: 50

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RBI Grade B Exam Pattern 2025 for Interview

Candidates will be shortlisted for the interview based on the aggregate of marks obtained in Phase-II (Paper-I + Paper-II + Paper-III). The minimum aggregate RBI Grade B cut off marks for being shortlisted for the Interview is decided by the Board in relation to the number of vacancies. Candidates before appearing in the interview need to appear for the Psychometric Test. There are no marks for the Psychometric Test and it is not considered for final selection. The interview is held for 75 marks. Candidates may opt for an interview either in Hindi or English. Final Selection is done through merit list which is prepared by adding marks secured by candidates in Phase-II examination and interview.

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RBI Grade B Exam Pattern 2025 for DEPR

The exam paper of DEPR comprises three papers, I, II & III. Paper I comprises objective-type questions, while Paper II and III consist of Descriptive Type questions. Paper I is the first phase of the selection process. The paper comprises questions on Economics. The maximum marks allotted to the paper are 100, and the duration of the exam is 120 minutes. Candidates who secure minimum aggregate marks in Paper I will be shortlisted for Paper II and III. Paper-II and III will be conducted in shifts. Paper-II will be held offline while Paper III will be conducted online. Paper-II comprises questions from Economics while Paper III will have questions from English. The questions will be set in Hindi and English (except Paper III on English). Answers for Paper-II may be written either in Hindi or English. Paper-III will have to be answered in English only. On the basis of the performance in Paper II and III, candidates will be called for an interview. The final selection of candidates will be done on the basis of Paper I, II, III & Interview. The interview will be conducted for 75 marks. The structure of RBI Grade B exam pattern is given below.

Name of paper	Duration (In minutes)	Maximum marks
Paper-I Objective Type (on Economics)	120	100
Paper-II Descriptive Type (on Economics) (Question paper displayed on the computer, answers to be written on paper)	180	100
Paper-III English-Descriptive (To be typed with help of keyboard)	90	100
Total		300

RBI Grade B Exam Pattern 2025 for DEPR

The exam paper of DEPR comprises three papers. Paper I comprises objective-type questions while Paper II & III carries Descriptive Type questions. Paper I paper comprises questions on Statistics. The test carries 100 marks and the duration of the exam is 120 minutes. Candidates who secure minimum aggregate marks in Paper I will be shortlisted for Paper II and III. Paper-II is held offline while Paper III is conducted online. Paper-II comprises questions from Statistics while Paper III carries questions from English (Writing Skills). The questions is set in Hindi and English (except Paper III on English). On the basis of the performance in Paper II and III, candidates are called for an interview. The final selection of candidates is done on the basis of Paper I, II, III & Interview. The interview is conducted for 75 marks. The structure of the RBI Grade B exam pattern is given below.

Name of paper	Duration (in minutes)	Maximum marks
Paper-I Objective Type (on Statistics)	120	100
Paper-II Descriptive Type (on Statistics) (Question paper displayed on the computer, answers to be written on paper)	180	100
Paper-III English-Descriptive (To be typed with help of keyboard)	90	100
Total		300

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Manner of Conduct of Examinations for DEPR/DSIM

The exams will be conducted in the following manner:

Paper I exam is conducted in two days
Paper-II and III is held separately on the separate dates for candidates qualifying the Paper I exam
Paper I is an objective type paper and comprises is conducted online and comprise multiple-choice questions
Paper-II is a descriptive type pen/paper-based examination where the questions is displayed on the computer screen and is conducted in one session
Paper III (English) is descriptive type where the candidates is expected to type answers on a computer

RBI Grade B Marking Scheme

RBI Grade B marking scheme for DEPR, DSIM and General post is given below:

Marking for Grade B (DR) General Post

For wrong answers marked in the Phase 1 exam, 1/4 marks are deducted. For correct answers, candidates get one mark. The total marks are calculated based on the number or correct and incorrect answers.

Marking Scheme for DEPR

The marking scheme of RBI Grade B is given below:

In Phase 1 exam, 1/4 marks are deducted for wrong answers
There are three sections with a total of 62 questions in Paper 1 of Phase 2 exam
Section I and II of Phase 2 exam carry one, two, and three mark questions and Section III of Phase 2 exam carries one, two, and four mark questions
For wrong answers, there are RBI Grade B negative marking. 1/3 marks for one mark questions, 1/2 marks for two marks questions, one mark for three marks questions, and two marks for four marks questions for all sections

Marking Scheme for DSIM

The marking scheme for DSIM is given below:

In Phase 1 exam, for wrong answers 1/4 marks are deducted as penalty for wrong answers
In Phase 2 exam, there is a penalty for wrong answers marked by candidates. For every wrong answer, 5/3 of the marks assigned to that question is deducted as a penalty

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Commonly asked questions

Q: What are the subjects included in RBI Grade B exam?

Q: What is the nature of questions in RBI Grade B exam?

Q: What are the important details related to RBI Grade B exam pattern?

RBI Grade B Syllabus

RBI Grade B syllabus comprises the topics and sub-topics that candidates need to prepare for the exam. The RBI Grade B Syllabus is given below.

Reasoning	Quantitative Ability	English Language	General Awareness
Logical Reasoning	Simplification	Reading Comprehension	Current Affairs
Alphanumeric Series	Profit & Loss	Cloze Test	Indian Financial Systems
Ranking/Direction/Alphabet Test	Mixtures &Alligations	Para jumbles	Indian Banking Systems
Data Sufficiency	Simple Interest & Compound Interest & Surds & Indices	Miscellaneous	Monetary Plans
Coded Inequalities	Work & Time	Fill in the blanks	National Institutions
Seating Arrangement	Time & Distance	Multiple Meaning /Error Spotting	Banking Terms
Puzzle	Mensuration– Cylinder, Cone, Sphere	Paragraph Completion
Tabulation	Data Interpretation
Syllogism	Ratio & Proportion, Percentage
Blood Relations	Number Systems
Input Output	Sequence & Series
Coding Decoding	Permutation, Combination &Probability

RBI Grade B Phase 2 Syllabus

Subject	Syllabus
Paper 1- Economic & Social Issues	1. Growth and Development Measurement of growth- National Income and per capita income Poverty Alleviation and Employment Generation in India Sustainable Development Environmental issues 2. Indian Economy Economic History of India Changes in Industrial and Labour Policy Monetary and Fiscal Policy since reforms of 1991 Priorities and recommendations of Economic Survey and Union Budget Indian Money and Financial Markets: Linkages with the economy Role of Indian banks and Reserve Bank in the development process Public Finance Political Economy Industrial Developments in India Indian Agriculture Services sector in India 3. Globalization Opening up of the Indian Economy Balance of Payments Export-Import Policy International Economic Institutions IMF and World Bank WTO Regional Economic Cooperation International Economic Issues 4. Social Structure in India Multiculturalism Demographic Trends Urbanisation and Migration Gender Issues Social Justice: Positive Discrimination in favour of the underprivileged Social Movements Indian Political System Human Development Social Sectors in India Health and Education
Paper 2- English	To analyse the writing skills of the candidates including expression and understanding of the topic
Paper 3 (a) Finance	1. Financial System Regulators of Banks and Financial Institutions Reserve Bank of India- functions and conduct of monetary policy Banking System in India – Structure and concerns, Financial Institutions – SIDBI, EXIM Bank, NABARD, NHB, etc, Changing landscape of banking sector. Impact of the Global Financial Crisis of 2007-08 and the Indian response 2. Financial Markets Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, recent developments. 3. General Topics Risk Management in Banking Sector Basics of Derivatives Global financial markets and International Banking – broad trends and latest developments. Financial Inclusion Alternate source of finance, private and social cost-benefit, Public-Private Partnership Corporate Governance in Banking Sector, role of e-governance in addressing issues of corruption and inefficiency in the government sector. The Union Budget – Concepts, approach, and broad trends Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI - components and trends; striking a balance between inflation and growth through monetary and fiscal policies. FinTech
Paper 3 (b)- Management	1. Fundamentals of Management & Organizational Behaviour Introduction to management Evolution of management thought Scientific, Administrative, Human Relations Systems approach to management Management functions and Managerial roles Nudge theory Meaning & concept of organizational behaviour Personality: meaning, factors affecting personality, Big five model of personality Concept of reinforcement Perception: concept, perceptual errors Motivation: Concept, importance Content theories (Maslow’s need theory, Alderfers’ ERG theory, McCllelands’ theory of needs, Herzberg’s two-factor theory) Process theories (Adams equity theory, Vrooms expectancy theory). Leadership: Concept, Theories (Trait, Behavioural, Contingency, Charismatic, Transactional and Transformational Leadership Emotional Intelligence: Concept, Importance, Dimensions. Analysis of Interpersonal Relationship: Transactional Analysis, Johari Window Conflict: Concept, Sources, Types, Management of Conflict Organizational Change: Concept, Kurt Lewin Theory of Change Organizational Development (OD): Organisational Change, Strategies for Change, Theories of Planned Change (Lewin’s change model, Action research model, Positive model). 2. Ethics at the Workplace and Corporate Governance Meaning of ethics, why ethical problems occur in the business Theories of ethics: Utilitarianism: weighing social cost and benefits, rights and duties, Justice and fairness, ethics of care, integrating utility, rights, justice and caring An alternative to moral principles: virtue ethics, teleological theories, egoism theory, relativism theory Moral issues in business: Ethics in Compliance, Finance, Human Resources, Marketing, etc Ethical Principles in Business: introduction, Organization Structure and Ethics, Role of Board of Directors, Best Practices in Ethics Programme, Code of Ethics, Code of Conduct, etc. Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication Barriers to Communication Role of Information Technology