
LIC AAO 2025: The LIC AAO Mains result will be released soon. The LIC conducted the AAO Mains exam on November 8, 2025. The Life Insurance Corporation of India (LIC) released the results of the LIC AAO Prelims 2025 exam for the Generalist post on October 29, 2025 and for the Specialist post on October 30, 2025. The LIC AAO Prelims merit list 2025 has been published along with the result. Download the LIC AAO result/ merit list PDF below. A total of 10,068 candidates have qualified for the LIC AAO Mains exam. The LIC AAO Prelims exam was held on October 3 and 7, 2025. Check below the LIC AAO expected cut-off 2025.
The Corporation has announced 350 vacancies for Assistant Administrative Officer (AAO) Generalist and 410 vacancies for AAO Specialist. The LIC AAO application form was available from August 16 to September 8, 2025.
- What is LIC AAO?
- LIC AAO 2025 Exam Dates & Schedule
- LIC AAO Mains Result 2025
- LIC AAO Cut Off 2025: Expected Marks
- LIC AAO Eligibility Criteria 2025
- LIC AAO Exam Analysis 2025
- LIC AAO Recruitment 2025
- LIC AAO Mains Admit Card 2025
- LIC AAO Selection Process 2025
- LIC AAO Vacancy 2025
- LIC AAO Syllabus & Exam Pattern 2025
- LIC AAO Preparation 2025
- LIC AAO Application Form 2025
What is LIC AAO?
LIC AAO is a recruitment exam conducted by the Life Insurance Corporation of India (LIC). The LIC fills vacancies for the posts of Assistant Administrative Officer (AAO) Generalist and Specialist posts through this exam. The LIC AAO is one of the most important posts in the office as it is the AAO who looks at the proposed business ideas and grants his or her approval. It is the duty of the AAO to maintain the momentum of the business and create valuable products. Have a look at the AAI posts recruited through the LIC exam:
The following posts are filled through the LIC AAO Exam.
- AAO Generalist
- AAO Specialist IT
- AAO Specialist Chartered Accountant
- AAO Specialist Actuarial
- AAO Specialist Legal
- AAO Specialist Insurance
LIC AAO 2025 Exam Highlights
| Features | LIC AAO Exam Highlights |
|---|---|
| Exam Name | LIC Assistant Administrative Officers (AAO) |
| Conducting Body | Life Insurance Corporation of India (LIC) |
| Exam Level | National |
| Post Name | LIC AAO Generalist and LIC AAO Specialist |
| Vacancies |
|
| Exam Frequency |
Once a year |
| Medium of Exam | English/Hindi |
| Intimation+Exam Fees |
INR 700 (General category) and INR 85 (Reserved category) |
| Exam Mode | Online |
| Exam Website | https://www.licindia.in |
Commonly asked questions
The basic pay for the LIC AAO post is INR 53600 per month. The LIC AAO pay scale is INR 53600- 2645 (14) –90630– 2865 (4) –102090 and other admissible allowances. The total LIC AAO salary inclusive of House Rent Allowance (HRA), City Compensatory Allowance (CCA), etc. wherever admissible will be approximately INR 92870 per month in ‘A’ Class city. Apart from salary and allowances, other benefits enjoyed by LIC AAO are:
- Defined Contributory Pension
- Gratuity
- LTC
- Cash Medical Benefit
- Group Mediclaim
- Group Personal Accident Insurance
- Group Insurance
- Vehicle Loan (2-wheeler/4 wheeler) as per rules
- Meal coupon, reimbursement of cost of Brief case/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc. as per rules.
After appointed as the Assistant Administrative Officer (AAO) in the LIC, a candidate will be on probation for a period of one year from the date of joining. The LIC AAO probation period may be extended upto two years. During the probation period of the LIC AAO, candidates’ performance will be under the continuous assessment. If a candidate fails to achieve the minimum standard of his/her services, his or her services will be terminated as per the policy of Corporation.
LIC AAO 2025 Exam Dates & Schedule
Take a look at the table below for the complete schedule of LIC AAO 2025 exam
| Dates | Past Exam Dates |
|---|---|
| 08 Nov ' 25 | LIC AAO Mains Exam |
| 31 Oct ' 25 - 08 Nov ' 25 | LIC AAO Mains Admit Card |
| 29 Oct ' 25 - 30 Oct ' 25 | LIC AAO Prelims Result |
LIC AAO Mains Result 2025
The LIC will declare the results of the Mains exam for Generalist posts at licindia.in. The LIC AAO result will be announced at licindia.in. Candidates can check LIC AAO prelims as per process below-
- Visit licindia.in.
- Click on the “careers” link.
- Click on the LIC AAO link.
- Go to the result.
- Download the merit list pdf.
- Check your result using the roll number.
- Save the file for future reference.
LIC AAO Prelims Result 2025 Links
Direct LIC AAO Result/ Merit List 2025 Link - https://licindia.in/documents/d/guest/prelim-result_generalist-2025
LIC AAO Specialist Result Link for Legal - https://licindia.in/documents/d/guest/prelim-result_aao-legal-2025
LIC AAO Result Link for Specialist Insurance - https://licindia.in/documents/d/guest/prelim-result_aao-insurance-specialist-2025
LIC AAO Result Link for Specialist CS - https://licindia.in/documents/d/guest/prelim-result_aao-cs-2025
LIC AAO Specialist Result Link for CA - https://licindia.in/documents/d/guest/prelim-result_aao-ca-2025
LIC AAO Pre Result Link for Specialist Actuarial - https://licindia.in/documents/d/guest/prelim-result_aao-actuarial-2025-1-
LIC AAO Cut Off 2025: Expected Marks
Based on the vacancies and difficulty level of the LIC AAO question paper, we have guesstimated the expected cut-off marks below. Have a look at the LIC AAO expected cutoff for each category below:
| Category |
Expected Cut Off Marks |
|---|---|
| SC |
50-55 |
| ST |
45-50 |
| OBC |
53-58 |
| EWS |
53-58 |
| UR |
58-63 |
| LD |
45-50 |
| VI |
46-51 |
| HI |
35-40 |
| ID/MD |
35-40 |
LIC AAO Eligibility Criteria 2025
Candidates must fulfil all the AAO eligibility. Have a look at the LIC AAO eligibility 2025 below in terms of age limit, age limit relaxation and educational qualifications.
LIC AAO Age Limit 2025
The minimum LIC AAO age limit is 21 years. Have a look at the upper age limit:
| Post Name | Upper Age Limit |
|---|---|
| AAO Generalist/ AAO Specialist (CS, Actuarial, Insurance Specialists) | 30 years |
| AAO Specialist (CA, Legal) | 32 years |
LIC AAO Upper Age Limit Relaxation
Following age relaxation is provided to the reserved category candidates:
| Category | Age Relaxation (in Years) |
|---|---|
| SC/ST | 5 |
| OBC | 3 |
| Person with Benchmark Disabilities(Gen) | 10 |
| Person with Benchmark Disabilities(SC/ST) | 15 |
| Person with Benchmark Disabilities(OBC) | 13 |
| ECO/SSCO (GEN) | 5 |
| ECO/SSCO (SC/ST) | 10 |
| ECO/SSCO (OBC) | 8 |
| Confirmed LIC employees | Further Relaxation of 5 Years |
LIC AAO Eligibility 2025: Educational Qualifications
The required post-wise LIC AAO educational qualifications are given below:
| Posts |
Education Qualification |
|---|---|
| AAO Generalist |
Bachelor’s Degree in any discipline from a recognised university/institution |
| AAO (Chartered Accountant - CA) |
Bachelor’s Degree from a recognised Indian University/Institution + Passed Final Examination of the Institute of Chartered Accountants of India and completed Articles as presented by the Institute of Chartered Accountants of India |
| AAO (Company Secretary - CS) |
Bachelor’s Degree from a recognised Indian University/Institution + Qualified Member of the Institute of Company Secretaries of India (ICSI) |
| AAO (Actuarial) |
Bachelor’s Degree from a recognised Indian University/Institution + Passed at least 6 papers of the examination conducted by the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK as on August 1, 2025 |
| AAO (Insurance Specialists) |
Bachelor’s Degree from a recognised Indian University/ Institution + Professional qualification in Life Insurance (Fellowship of Insurance Institute of India (Life) + Minimum experience of 5 years and above of working in Life Insurance Companies (regulated by IRDAI) |
| AAO (Legal) |
Bachelor’s degree in Law with a minimum of 50% marks or equivalent SC/ ST/ PwBD need 45% marks Other Essential Experience (as on August 1, 2025) 1. Enrolled with the Bar Council as an Advocate. 2. At least two years’ experience after being enrolled as an Advocate or as a Law Officer in the Legal Department of a bank/financial institution/statutory corporation/company/ State/ Central Government post enrolment with the Bar Council. |
LIC AAO Guarantee Bond
The candidates who clear the LIC AAO exam will be appointed as probationers for one year. This period can be extended to two years based on the performance of the candidate. Before joining as a Probationer in the LIC, the candidate needs to furnish a guarantee bond of INR 5 lakh.
Read More: LIC AAO Salary
Commonly asked questions
The LIC AAO Generalist eligibility is:
- Graduation
- Age limit: 21 to 30 years
However, the upper age limit is relaxed for SC, ST, OBC and PwD.
The age limit for AAO in LIC is 21 years to 30 years. However, the upper age limit is relaxed:
| Category | Age Relaxation (in Years) |
|---|---|
| SC/ST | 5 |
| OBC | 3 |
| Person with Benchmark Disabilities (Gen) | 10 |
| Person with Benchmark Disabilities (SC/ST) | 15 |
| Person with Benchmark Disabilities (OBC) | 13 |
| ECO/SSCO (GEN) | 5 |
| ECO/SSCO (SC/ST) | 10 |
| ECO/SSCO (OBC) | 8 |
| Confirmed LIC employees | Further Relaxation of 5 Years |
Yes, there is LIC AAO exam in 2025. The Life Insurance Corporation conducted the AAO prelims exam on October 3, 2025. Get the regular updates here- https://www.shiksha.com/exams/lic-aao-exam
LIC AAO Exam Analysis 2025
Have a look at the exam analysis and review of the LIC AAO prelims 2025 exam below:
| Subject |
Difficulty Level |
Good Attempts |
|---|---|---|
| Reasoning |
Easy |
22-24 |
| Quantitative Aptitude |
Moderate |
21-23 |
| English Language |
Easy |
23-24 |
| Total |
Easy to Moderate |
69-74 |
LIC AAO Recruitment 2025
The Life Insurance Corporation began the recruitment of Assistant Administrative Officer (AAO) Generalist and Specialist posts with the release of the official notification. Candidates who want to be recruited as AAO officers in the LIC need to apply through online mode only. The LIC AAO recruitment 2025 notification contains the total number of vacancies to be filled against each post of the AAO such as -
- AAO Generalist
- AAO Specialist
Candidates can download the LIC AAO Notifications for both the posts here - LIC_AAO_Generalist_notification_2025 & LIC_AAO_Specialist_notification_2025
Commonly asked questions
The LIC AAO is different from LIC ADO post. The LIC ADO works under the Divisional Officers and help in building the business through the recruitment of LIC agents. The LIC AAO is responsible for formulating new schemes, businesses and the checking existing policies. LIC AAO also manages and files Claims and Settlements of the customers.
The LIC released the AAO notification on August 16. The LIC AAO notification PDF mentions the exam dates, application process, eligibility criteria, exam pattern, syllabus and result details.
Before joining as AAO in the LIC, candidates need to give a Guarantee Bond, an undertaking to serve the Corporation for a minimum 4 years period from the date of joining (including the probation). If a candidate fails to serve the LIC for four years, he/she or his /her heirs, executors, administrators will have to pay the damages of INR 5 Lakhs plus GST or the sum prescribed by the Executive Director (Personnel).
LIC AAO Mains Admit Card 2025
The LIC released the admit card for the LIC AAO Mains exam 2025. Candidates can download the LIC AAO admit card using the process below-
- Go to licindia.in
- Go to the careers section
- Click on the admit card link
- Enter the login details
- Download the admit card
- Take its printout
Direct LIC AAO Mains Admit Card Link - https://ibpsonline.ibps.in/licjul25/meclax_oct25/login.php?appid=08620621640b6d8236199d48fcecfc03
LIC AAO Mains Exam Handout - https://ibpsonline.ibps.in/licjul25/meclax_oct25/uploads/loadpdf.php?file=k7m5p+fQ15d3xtTWy97RnJ6V18qxrczckaKX6HN3csqmwJnZ1azOs9GD&t=ybe4pNzUzJa4vtE=#toolbar=0&navpanes=0
Also Read: LIC AAO exam date
Commonly asked questions
The LIC released the AAO Mains admit card on October 31, 2025. Candidates need to visit the LIC official website to download their admit cards.
LIC AAO Selection Process 2025
Commonly asked questions
The guarantee bond amount for LIC Assistant Administrative Officer (AAO) is INR 5 lakh. The shortlisted AAO Generalists or Specialists need to submit an undertaking to serve the LIC for four years from the date of joining. Those who fail to complete the four-year service period have to pay damages of INR 5 Lacs to the LIC.
The Life Insurance Corporation of India (LIC) carries out the recruitment of Assistant Administrative Officer (AAO) in a three-phased selection process involving:
- Preliminary Exam
- Mains Exam
- Interview
LIC AAO Vacancy 2025
Commonly asked questions
Candidates shortlisted as Assistant Administrative Officer (AAO) in the LIC are first posted on probation. The probation period of the LIC AAO Generalist and Specialist is 1 year. However, this can be extended up to 2 years based on the candidates' performance.
The basic pay of LIC AAO General is INR 88,635 per month. The LIC AAO Generalist pay scale is 88635- 4385 (14)-150025– 4750 (4) –169025. The LIC AAO also enjoy perks and allowances such as House Rent Allowance (HRA), City Compensatory Allowance etc.
The LIC AAO guarantee bond is a kind of security that the LIC asks from candidates against their selection for trust purposes. The submission of an undertaking or guarantee bond ensures that the selected AAOs will serve the LIC for at least four years. Moreover, it assures the LIC that the investment made in the training and recruitment of LIC AAO Generalist and Specialist posts is successful.
LIC AAO Syllabus & Exam Pattern 2025
Commonly asked questions
The LIC AAO Mains exam is conducted online. There are two types of tests in the Mains exam for LIC AAO Generalist post-: Objective and Descriptive. The objective paper comprises 120 questions from Reasoning Ability, General Knowledge, Current Affairs, Data Analysis & Interpretation and Insurance and Financial Market Awareness. The descriptive paper is of English Language Communication Skills. Have a look at the detailed LIC AAO Mains exam pattern along with the sectional timings:
Sections | Total Questions (Maximum Marks) | Sectional Timing |
|---|---|---|
Reasoning Ability | 30 (90) | 40 minutes |
General Knowledge, Current Affairs | 30 (60) | 20 minutes |
Data Analysis & Interpretation | 30 (90) | 40 minutes |
Insurance and Financial Market Awareness | 30 (60) | 20 minutes |
Total | 120 (300) | 2 hours |
English Language Descriptive Paper
| 2 (25*) | 30 Minutes |
* English Descriptive paper will be of a qualifying nature, and its marks will not be counted for ranking. The descriptive paper will be evaluated only for those candidates who qualify for the Mains objective test.
The LIC AAO Prelims exam is conducted online, comprising objective-type MCQs. There are a total of 100 questions in the AAO Generalist Prelims exam. The questions are asked from Reasoning Ability, Quantitative Aptitude, and English. Have a look at the LIC AAO exam pattern for the Generalist post below:
Section | Total Questions | Maximum Marks | Sectional Timing |
|---|---|---|---|
Reasoning Ability | 35 | 35 | 20 Minutes |
Quantitative Aptitude | 35 | 35 | 20 Minutes |
English Language | 30 | 30* | 20 Minutes |
Total | 100 | 70 | 1 hour |
*English Language will be qualifying in nature, and its marks will not be counted for ranking.
LIC AAO Preparation 2025
LIC AAO Application Form 2025
Commonly asked questions
The last date to apply for Assistant Administrative Officer exam was September 8, 2025. The LIC did not extend the LIC AAO application last date.
- Scanned photograph image
- Scanned signature image
- Left thumb impression
- Handwritten declaration
- Email ID and mobile number
- Certificates and marksheets for educational details
- Photo ID Proof
While filling out the LIC AAO application form, candidates need to upload scanned image of their Photograph. Have a look at the LIC AAO photo size, dimensions and other details below:
- Photo Dimensions: 200 x 230 pixels
- Photo Size: 20 kb – 50 kb
- Photo should be taken against a light-coloured or white background.
- There should not be "red-eye"
- In case you wear glasses, ensure there are no reflections and eyes and ears are visible clearly.
- Do not wear caps, hats and dark glasses. Only religious headwear is allowed.
LIC AAO Exam