LIC AAO 2025: Prelims Exam Analysis, Result, Cut Off for Generalist/Specialist, Eligibility

After appointed as the Assistant Administrative Officer (AAO) in the LIC, a candidate will be on probation for a period of one year from the date of joining. The LIC AAO probation period may be extended upto two years. During the probation period of the LIC AAO, candidates’ performance will be under the continuous assessment. If a candidate fails to achieve the minimum standard of his/her services, his or her services will be terminated as per the policy of Corporation.

The recruitment of Assistant Administrative Officers (AAO) in the LIC is done through three stages 

• Phase-I: Preliminary Examination
• Phase-II: Main Examination
• Phase-III: Interview

The basic pay for the LIC AAO post is INR 53600 per month. The LIC AAO pay scale is INR 53600- 2645 (14) –90630– 2865 (4) –102090 and other admissible allowances. The total LIC AAO salary inclusive of House Rent Allowance (HRA), City Compensatory Allowance (CCA), etc. wherever admissible will be approximately INR 92870 per month in ‘A’ Class city. Apart from salary and allowances, other benefits enjoyed by LIC AAO are:

• Defined Contributory Pension
• Gratuity
• LTC
• Cash Medical Benefit
• Group Mediclaim
• Group Personal Accident Insurance
• Group Insurance
• Vehicle Loan (2-wheeler/4 wheeler) as per rules
• Meal coupon, reimbursement of cost of Brief case/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc. as per rules.

The LIC AAO Generalist eligibility is:

• Graduation
• Age limit: 21 to 30 years

However, the upper age limit is relaxed for SC, ST, OBC and PwD. 

The age limit for AAO in LIC is 21 years to 30 years. However, the upper age limit is relaxed:

Yes, there is LIC AAO exam in 2025. The Life Insurance Corporation will conduct the AAO prelims exam on October 3, 2025. Get the regular updates here- https://www.shiksha.com/exams/lic-aao-exam

The LIC AAO is different from LIC ADO post. The LIC ADO works under the Divisional Officers and help in building the business through the recruitment of LIC agents. The LIC AAO is responsible for formulating new schemes, businesses and the checking existing policies. LIC AAO also manages and files Claims and Settlements of the customers.

Before joining as a LIC AAO, candidates are required to give a Guarantee Bond, which is an undertaking to serve the LIC for a minimum four years period from the date of joining (including the probation). If a candidate fails to serve the LIC for four years, he/she or his /her heirs, executors, administrators will be liable to pay liquidated damages of INR 5 Lakhs + GST or the sum of amount the Executive Director (Personnel) may prescribe from time to time.

The LIC released the AAO notification on August 16. The LIC AAO notification PDF mentions the exam dates, application process, eligibility criteria, exam pattern, syllabus and result details.

The guarantee bond amount for LIC Assistant Administrative Officer (AAO) is INR 5 lakh. The shortlisted AAO Generalists or Specialists need to submit an undertaking to serve the LIC for four years from the date of joining. Those who fail to complete the four-year service period have to pay damages of INR 5 Lacs to the LIC.

The Life Insurance Corporation of India (LIC) carries out the recruitment of Assistant Administrative Officer (AAO) in a three-phased selection process involving:

• Preliminary Exam
• Mains Exam
• Interview

Candidates shortlisted for appointment as Assistant Administrative Officer (AAO) in the LIC are initially posted on probation. The probation period of the LIC AAO Generalist and Specialist is 1 year. However, the LIC AAO probation period can be extended up to 2 years based on the candidates' performance. During the probation, candidates are subjected to continuous assessment. If a candidate fails to serve the LIC as per the specified minimum standards, his or her services may be terminated. The decision of the LIC is considered final in this regard.

The basic pay of LIC AAO General is INR 88,635 per month. The LIC AAO Generalist pay scale is 88635- 4385 (14)-150025– 4750 (4) –169025. The LIC AAO also enjoy perks and allowances such as House Rent Allowance (HRA), City Compensatory Allowance etc.

The LIC AAO guarantee bond is a kind of security that the LIC asks from candidates against their selection for trust purposes. The submission of an undertaking or guarantee bond ensures that the selected AAOs will serve the LIC for at least four years. Moreover, it assures the LIC that the investment made in the training and recruitment of LIC AAO Generalist and Specialist posts is successful.

The LIC AAO Mains exam is conducted online. There are two types of tests in the Mains exam for LIC AAO Generalist post-: Objective and Descriptive. The objective paper comprises 120 questions from Reasoning Ability, General Knowledge, Current Affairs, Data Analysis & Interpretation and Insurance and Financial Market Awareness. The descriptive paper is of English Language Communication Skills. Have a look at the detailed LIC AAO Mains exam pattern along with the sectional timings:

* English Descriptive paper will be of a qualifying nature, and its marks will not be counted for ranking. The descriptive paper will be evaluated only for those candidates who qualify for the Mains objective test.

The LIC AAO Prelims exam is conducted online, comprising objective-type MCQs. There are a total of 100 questions in the AAO Generalist Prelims exam. The questions are asked from Reasoning Ability, Quantitative Aptitude, and English. Have a look at the LIC AAO exam pattern for the Generalist post below:

*English Language will be qualifying in nature, and its marks will not be counted for ranking.

The LIC will soon release the AAO Prelims admit card. Candidates need to visit the LIC official website to download their admit cards.

The last date to apply for Assistant Administrative Officer exam was September 8, 2025. The LIC did not extend the LIC AAO application last date.

• Scanned photograph image
• Scanned signature image
• Left thumb impression
• Handwritten declaration
• Email ID and mobile number
• Certificates and marksheets for educational details
• Photo ID Proof

Follow the given steps to fill out the LIC AAO application form:

1. Click on the official website – licindia.in    
2. Click on the Careers tab    
3. Open the given link Recruitment of AAO for registration    
4. Go to the apply online link.
5. Click on the new registration    
6. Complete the registration form
7. A registration number will be generated.    
8. Login using the registration number and password. 
9. Upload the photograph and signature
10. Fill in other required details and click on the preview to get the preview of LIC AAO application
11. Submit the required LIC AAO application fees (as per category)
12. Click on the Final Submit button to submit the application
13. Login again and take a printout of the LIC AAO confirmation page for future reference