What is the guarantee bond amount for LIC AAO?

The guarantee bond amount for LIC Assistant Administrative Officer (AAO) is INR 5 lakh. The shortlisted AAO Generalists or Specialists need to submit an undertaking to serve the LIC for four years from the date of joining. Those who fail to complete the four-year service period have to pay damages of INR 5 Lacs to the LIC.

What is the purpose of LIC AAO guarantee bond?

The LIC AAO guarantee bond is a kind of security that the LIC asks from candidates against their selection for trust purposes. The submission of an undertaking or guarantee bond ensures that the selected AAOs will serve the LIC for at least four years. Moreover, it assures the LIC that the investment made in the training and recruitment of LIC AAO Generalist and Specialist posts is successful.

What is the probation period of LIC AAO Generalist?

Candidates shortlisted as Assistant Administrative Officer (AAO) in the LIC are first posted on probation. The probation period of the LIC AAO Generalist and Specialist is 1 year. However, this can be extended up to 2 years based on the candidates' performance.

What is the pay scale of LIC AAO Generalist?

The basic pay of LIC AAO General is INR 88,635 per month. The LIC AAO Generalist pay scale is 88635- 4385 (14)-150025– 4750 (4) –169025. The LIC AAO also enjoy perks and allowances such as House Rent Allowance (HRA), City Compensatory Allowance etc.

Will there be LIC AAO exam in 2025?

Yes, there is LIC AAO exam in 2025. The Life Insurance Corporation conducted the AAO prelims exam on October 3, 2025. Get the regular updates here- https://www.shiksha.com/exams/lic-aao-exam

What is the last date to apply online for LIC AAO 2025?

The last date to apply for Assistant Administrative Officer exam was September 8, 2025. The LIC did not extend the LIC AAO application last date.

What is the probation period for LIC AAO?

After appointed as the Assistant Administrative Officer (AAO) in the LIC, a candidate will be on probation for a period of one year from the date of joining. The LIC AAO probation period may be extended upto two years. During the probation period of the LIC AAO, candidates’ performance will be under the continuous assessment. If a candidate fails to achieve the minimum standard of his/her services, his or her services will be terminated as per the policy of Corporation.

What is LIC AAO guarantee bond?

Before joining as AAO in the LIC, candidates need to give a Guarantee Bond, an undertaking to serve the Corporation for a minimum 4 years period from the date of joining (including the probation). If a candidate fails to serve the LIC for four years, he/she or his /her heirs, executors, administrators will have to pay the damages of INR 5 Lakhs plus GST or the sum prescribed by the Executive Director (Personnel).

When will LIC AAO application 2025 begin?

The LIC AAO application 2025 began on August 16, 2025. The last date to apply for the LIC AAO 2025 exam was September 8, 2025.

When will the LIC AAO notification be released?

The LIC released the AAO notification on August 16. The LIC AAO notification PDF mentions the exam dates, application process, eligibility criteria, exam pattern, syllabus and result details.

What is the difference between LIC AAO and LIC ADO?

The LIC AAO is different from LIC ADO post. The LIC ADO works under the Divisional Officers and help in building the business through the recruitment of LIC agents. The LIC AAO is responsible for formulating new schemes, businesses and the checking existing policies. LIC AAO also manages and files Claims and Settlements of the customers.

What is LIC AAO selection process?

The Life Insurance Corporation of India (LIC) carries out the recruitment of Assistant Administrative Officer (AAO) in a three-phased selection process involving: Preliminary Exam Mains Exam Interview

What is LIC AAO exam pattern for Generalist?

The LIC AAO Prelims exam is conducted online, comprising objective-type MCQs. There are a total of 100 questions in the AAO Generalist Prelims exam. The questions are asked from Reasoning Ability, Quantitative Aptitude, and English. Have a look at the LIC AAO exam pattern for the Generalist post below: Section Total Questions Maximum Marks Sectional Timing Reasoning Ability 35 35 20 Minutes Quantitative Aptitude 35 35 20 Minutes English Language 30 30* 20 Minutes Total 100 70 1 hour *English Language will be qualifying in nature, and its marks will not be counted for ranking.

How to Download LIC AAO notification?

Candidates can download the LIC AAO notification PDF using the process shared below- Visit licindia.in. Go to the Careers link at the bottom of the home page. Click on the recruitment link. Go to the Generalist or Specialist notifications. Download the PDF.

How many vacancies are there in LIC AAO Exam 2025?

The LIC has announced 760 vacancies for Assistant Administrative Officer post this year. Of these, 350 vacancies are for AAO Generalist and 410 vacancies for AAO Specialist. These vacancies are filled through prelims, Mains and interview.

LIC AAO Notification 2025 Out: Download Official Notification PDF

By Rupali Pruthi, Deputy Manager - Editorial

LIC AAO Notification 2025: The Life Insurance Corporation of India (LIC) released the notification for the LIC AAO 2025 on August 16, 2025, to fill vacancies for the posts of Generalists and Specialists. The notification PDF is an important document that informs candidates about LIC AAO exam, number of vacancies, the LIC AAO exam date, the selection process, the result criteria and others. The LIC AAO recruitment 2025 seeks to fill a total of 760 vacancies (350 vacancies of Generalist and 410 vacancies for Specialist).

The LIC application form for the Assistant Administrative Officer (AAO) Specialist and Generalist posts was released with the notification. The last date to fill out the form was September 8, 2025. Candidates should download the LIC AAO notification PDF 2025 shared below and then apply for the exam.

Q: What is the salary of the LIC AAO?

The basic pay for the LIC AAO post is INR 53600 per month. The LIC AAO pay scale is INR 53600- 2645 (14) –90630– 2865 (4) –102090 and other admissible allowances. The total LIC AAO salary inclusive of House Rent Allowance (HRA), City Compensatory Allowance (CCA), etc. wherever admissible will be approximately INR 92870 per month in ‘A’ Class city. Apart from salary and allowances, other benefits enjoyed by LIC AAO are:

Defined Contributory Pension
Gratuity
LTC
Cash Medical Benefit
Group Mediclaim
Group Personal Accident Insurance
Group Insurance
Vehicle Loan (2-wheeler/4 wheeler) as per rules
Meal coupon, reimbursement of cost of Brief case/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc. as per rules.

Table of contents

LIC AAO Notification 2025: PDF Download
LIC AAO 2025 Exam Dates & Schedule
LIC AAO Vacancies 2025
LIC AAO Eligibility Criteria 2025
LIC AAO Guarantee Bond

LIC AAO Notification 2025: PDF Download

The Life Insurance Corporation has released the detailed notification for AAO Generalist and Specialist posts. Candidates can download the LIC AAO notification PDF using the process shared below-

Visit https://licindia.in.
Go to the Careers link at the bottom of the home page.
Click on the "Recruitment of AAO (Generalists/ Specialists/ Assistant Engineers) 2025" link
Go to the Generalist or Specialist notifications.
Download the PDF.

LIC_AAO_Generalist_notification_2025

LIC_AAO_Specialist_notification_2025

LIC AAO 2025 Exam Dates & Schedule

Take a look at the table below for the complete schedule of LIC AAO 2025 exam

Dates	Past Exam Dates
08 Nov ' 25	LIC AAO Mains Exam
31 Oct ' 25 - 08 Nov ' 25	LIC AAO Mains Admit Card
29 Oct ' 25 - 30 Oct ' 25	LIC AAO Prelims Result
View More Past Events (4)

LIC AAO Vacancies 2025

The LIC AAO 2025 notification mentions the number of vacancies for the specialist and generalist posts. The most popular among all is the post of LIC AAO (Generalist). Along with the number of vacancies, the eligibility criteria for all the posts are mentioned separately. The LIC AAO vacancies have been listed post-wise and category-wise. Candidates can go through the LIC AAO vacancies below.

LIC AAO Generalist Vacancy 2025

Category	Vacancies
SC	51
ST	28
OBC	91
EWS	38
UR	142
Total	350

LIC AAO Specialist Vacancy 2025

Post	Total
AAO (Chartered Accountant)	30
AAO(Company Secretary)	10
AAO (Actuarial)	30
AAO (Insurance Specialist)	310
AAO (Legal)	30
Total	410

Also Read: LIC AAO Syllabus 2025

LIC AAO Eligibility Criteria 2025

The LIC AAO exam is a combined exam for different specialised positions. The notification chalks out different educational qualifications for the specialised posts notified in the LIC AAO notification. The candidates need to read the eligibility conditions carefully to avoid any confusion at a later stage of the application.

Educational Qualification for LIC AAO 2025

Post	Essential Education Qualification required
AAO (Chartered Accountant)	Bachelor’s Degree from a recognized Indian University/Institution and Candidates should have passed Final Examination of Institute of Chartered Accountant and completion of Articles as presented by Institute of Chartered Accountant. The candidate should be Associate member of Institute of Chartered Accountants of India. Candidates should provide their membership number and the same will be verified with Institute of Chartered Accountants of India.
For AAO (Actuarial)	Bachelor’s Degree in any discipline from a recognized Indian University/Institution and Candidates should have compulsorily passed 6 or more papers of the examination conducted by the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK as on the date of eligibility i.e. 1st February, 2020. Candidates should provide their membership number and the same will be verified with Institute of Actuaries of India / Institute and Faculty of Actuaries, UK.
For AAO (Legal)	Bachelor’s degree in Law or LLM from a recognized Indian University/Institution. Three years of Bar experience is essential
For AAO (Rajbhasha)	1. Post Graduate Master’s Degree in Hindi/Hindi translation with English as one of the subjects at Bachelor’s Degree level OR 2. Post Graduate Master’s Degree in English with Hindi as one of the subjects at Bachelor’s degree level OR 3. Post Graduate Master’s Degree in Sanskrit with English and Hindi as subjects at Bachelor’s degree level.
For AAO (IT)	Graduation degree in Engineering (Computer Science, IT or Electronics) or MCA or MSC (Computer Science) from a recognized Indian University/ Institution.

Age Limit for LIC AAO 2025

Age is another criterion for filling up the application form. The LIC AAO notification prescribed the age limit for all the positions in a very elaborate manner. The LIC AAO notification is a common notification for the recruitment of various specialised posts. LIC AAO notification 2025 prescribed a common age for all the posts. The age limit is as follows

Lower Age Limit: 21 years

Upper Age Limit: 30 years

The LIC AAO notification has prescribed age relaxation for the reserved category candidates. Age relaxation is massive for the candidates belonging to reserved categories. It is as follows.

Category	Age Relaxation
SC/ST	5 Years
OBC	3 Years
Person with Benchmark Disabilities(Gen)	10 Years
Person with Benchmark Disabilities(SC/ST)	15 Years
Person with Benchmark Disabilities(OBC)	13 Years
ECO/SSCO (GEN)	5 Years
ECO/SSCO (SC/ST)	10 Years
ECO/SSCO (OBC)	8 Years
Confirmed LIC employees	Further Relaxation of 5 Years

# Scheduled Caste (SC)/Scheduled Tribe(ST)/Other Backward Community(OBC) / Emergency Commissioned Officers (ECO) / Short Service Commissioned Officers (SSCO) /Persons with Benchmark Disabilities (PwBD) /Confirmed LIC employees

Also Read: LIC AAO 2025 Salary

LIC AAO Guarantee Bond

After the final selection as AAO, candidates are posted as Probationers. They need to give an undertaking or a Guarantee bond of INR 5 lakh to ensure that they will serve the LIC for a minimum of four years from the date of joining, including the probation period. Candidates who fail to serve four years will be liable to pay a fine of INR 5 lakh as liquidated damages. Candidates will be required to submit a Deed of Indemnity at their cost, duly stamped and notarised.

Read More: LIC AAO Exam Pattern