LIC AAO 2025 Exam Pattern: Paper Pattern of Prelims, Mains & Negative Marks
Life Insurance Corporation Assistant Administrative Officer Exam 2025 ( LIC AAO )
LIC AAO Exam Pattern 2025 has been prescribed by the Life Insurance Corporation. The LIC AAO exam includes two levels- Prelims and Mains. Both exams are conducted online. However, the exam pattern is different for both levels. The LIC AAO Prelims pattern includes 100 objective-type questions of 1 mark each. In Preliminary exam, the questions are asked from Reasoning Ability, Quantitative Aptitude and English Language. Candidates need to solve the LIC AAO question paper in a duration of 1 hour.
Change in Paper Pattern 2025: As per the exam day instructions released by the LIC, negative marking has been introduced in Prelims exam. There is a deduction of 1/4th marks for each wrong answer in LIC AAO prelims exam 2025.
Also Read: LIC AAO Admit Card
- LIC AAO Prelims Exam Pattern 2025
- LIC AAO Mains Exam Pattern 2025
- LIC AAO Interview 2025
- LIC AAO Normalisation of Marks
LIC AAO Prelims Exam Pattern 2025
LIC AAO prelims exam is conducted online at various centres across the nation. The LIC AAO Prelims has three sections and the total allotted time is 1 hour. The medium of exam is English and Hindi. The time duration for each section is 20 minutes. The candidates have to score minimum qualifying numbers marked for each section. After the exam, the authority decides the cut-off marks for the LIC Prelims exam. LIC AAO prelims marks are not counted for the final merit. Have a look at the LIC AAO exam pattern for Prelims below:
| Subject |
Questions |
Marks |
|---|---|---|
| Reasoning |
35 |
35 |
| Quantitative Aptitude |
35 |
35 |
| English Language |
30 |
30* |
| Total |
100 |
70 |
*English Language Test is of qualifying nature and the marks obtained are not counted for ranking.
The number of candidates who pass the LIC AAO prelims exam are 20 times the number of vacancies notified in the LIC AAO notification.
LIC AAO Mains Exam Pattern 2025
LIC AAO main exam is conducted online to select the candidates for the interview stage. The LIC AAO exam is conducted for the various functionally distinct positions. The medium of AAO Mains exam is English and Hindi for all sections except the English section. There are 30 questions for each section, except the descriptive test. The LIC AAO Mains exam includes objective-type as well as descriptive questions. The objective MCQs are asked from Reasoning Ability, General Knowledge, Current Affairs, Data Analysis and Interpretation and Insurance and Financial Market Awareness. The descriptive questions are asked from English. There is no negative marking in mains exam.
The LIC AAO main exam consists of two types of questions
- Objective test - 300 marks
- Descriptive type - 25 marks
Have a look at the LIC AAO exam pattern for Mains below:
LIC AAO Mains Exam Pattern (Generalist)
| Section |
Maximum Marks |
Minimum Qualifying Marks |
Duration |
|
|---|---|---|---|---|
|
|
|
SC/ST |
Others |
|
| Reasoning Ability |
90 |
40 |
45 |
40 Minutes |
| General Knowledge, Current Affairs |
60 |
27 |
30 |
20 Minutes |
| Data Analysis & Interpretation |
90 |
40 |
45 |
40 Minutes |
| Insurance and Financial Market Awareness |
60 |
27 |
30 |
20 Minutes |
| Total |
300 |
|
|
2 Hours |
| English Language (Letter Writing & Essay) |
25* |
9 |
10 |
30 Minutes |
LIC AAO Interview 2025
LIC AAO Interview is the last stage of the selection process. The number of candidates to be called for an interview are about three times the number of vacancies to be filled. The LIC declares the AAO final result after the interview round. Based on the final result, candidates are sent for the medical test.
See here: LIC AAO Salary
LIC AAO Normalisation of Marks
Normalisation is a process undertaken to provide a level playing field to all the candidates who appeared in different slots and different question papers. The scores of the examination are obtained by adopting the following procedure:
(i) The number of questions answered correctly by a candidate in each objective test is considered for arriving at the Score.
(ii) The score so obtained by a candidate are made equivalent to take care of the minor difference in difficulty level, if any, in each of the objective tests held in different sessions to arrive at the Equated Scores*
* Scores obtained by candidates on any test are equated to the base form by considering the distribution of scores of all the forms.
(iii) Test wise scores and scores on total are reported with the decimal point up to two digits.
Read More:
LIC AAO Exam
Student Forum
Anything you would want to ask experts?Answered 2 months ago
While filling out the LIC AAO application form, candidates need to upload scanned image of their Photograph. Have a look at the LIC AAO photo size, dimensions and other details below:
- Photo Dimensions: 200 x 230 pixels
- Photo Size: 20 kb – 50 kb
- Photo should be taken against a light-coloured or white ba
A
Beginner-Level 5
Answered 2 months ago
- Scanned photograph image
- Scanned signature image
- Left thumb impression
- Handwritten declaration
- Email ID and mobile number
- Certificates and marksheets for educational details
- Photo ID Proof
S
Beginner-Level 5
Answered 2 months ago
The basic LIC AAO eligibility criterion for a Specialist is that candidates should have a Bachelor's degree from a recognised university or institution. Candidates should be at minimum 21 years of age to apply for the LIC AAO Specialist post. The upper age limit is 30 years for AAO Specialist CS, Ac
U
Beginner-Level 5
Answered 2 months ago
The LIC AAO Generalist eligibility is:
- Graduation
- Age limit: 21 to 30 years
However, the upper age limit is relaxed for SC, ST, OBC and PwD.
R
Beginner-Level 5
Answered 2 months ago
The basic pay of LIC AAO General is INR 88,635 per month. The LIC AAO Generalist pay scale is 88635- 4385 (14)-150025– 4750 (4) –169025. The LIC AAO also enjoy perks and allowances such as House Rent Allowance (HRA), City Compensatory Allowance etc.
R
Contributor-Level 10
Answered 2 months ago
Candidates shortlisted for appointment as Assistant Administrative Officer (AAO) in the LIC are initially posted on probation. The probation period of the LIC AAO Generalist and Specialist is 1 year. However, the LIC AAO probation period can be extended up to 2 years based on the candidates' perform
V
Beginner-Level 5
Answered 2 months ago
The LIC AAO guarantee bond is a kind of security that the LIC asks from candidates against their selection for trust purposes. The submission of an undertaking or guarantee bond ensures that the selected AAOs will serve the LIC for at least four years. Moreover, it assures the LIC that the investmen
R
Beginner-Level 5
Answered 2 months ago
The guarantee bond amount for LIC Assistant Administrative Officer (AAO) is INR 5 lakh. The shortlisted AAO Generalists or Specialists need to submit an undertaking to serve the LIC for four years from the date of joining. Those who fail to complete the four-year service period have to pay damages o
M
Beginner-Level 5
Answered 2 months ago
The LIC AAO Mains exam is conducted online. There are two types of tests in the Mains exam for LIC AAO Generalist post-: Objective and Descriptive. The objective paper comprises 120 questions from Reasoning Ability, General Knowledge, Current Affairs, Data Analysis & Interpretation and Insurance and
P
Beginner-Level 5
Answered 2 months ago
The Life Insurance Corporation of India (LIC) carries out the recruitment of Assistant Administrative Officer (AAO) in a three-phased selection process involving:
- Preliminary Exam
- Mains Exam
- Interview
P
Beginner-Level 5
KARTET Application Form 2025 23 Oct '25 - 9 Nov '25
What is the LIC AAO photo size and dimension?