IBPS Clerk Salary 2025: Pay Scale, Allowances & Career Growth
Institute of Banking Personnel Selection Clerk Exam 2025 ( IBPS Clerk )
Exam On - 29 Nov '25
IBPS Clerk Salary 2025: Aspirants selected by IBPS to the Clerical Cadre posts in various public sector banks, get a lucrative IBPS Clerk salary along with various perks, incentives, and benefits. The primary reason why every year lakhs of candidates rush for the IBPS Clerk exam is the good salary. IBPS Clerk salary is one of the significant reasons for candidates opting for a career in the banking sector.
IBPS Clerk 2025 Salary gradually increases as the employee continues to work and gets promoted to higher levels. There is always a curiosity among the students regarding IBPS Clerk salary, perks, and allowances. Read the article below for more details on IBPS Clerk salary.
The public sector banks in India offer lucrative salaries to Clerical cadre posts along with various perks, incentives and benefits. Therefore, the in-hand salary of an IBPS Clerk may range between INR 28,000 to 30,000 per month. The following allowances are offered to IBPS Clerk: Dearness Allowance: This component is 4 per cent of the Basic Pay. DA depends on the CPI and is revised after every three months. House Rent Allowance: The HRA is dependent on the location of the posting. It is 8.5 per cent of the Basic Pay for Metro Cities, 7.5 per cent of the Basic Pay for cities having a population of more than 5 Lacs, and 6.5 per cent of the Basic Pay for other cities. Travel Allowance: The official tours and travels will be reimbursed by the bank. Medical Allowance: For IBPS Clerks, the amount is fixed at INR 2000. Medical allowance is provided once in a year. Special Allowance: For IBPS Clerk this amount is fixed at INR 4118.
Selected candidates will get a salary amount only after a few deductions, called in-hand salary. The In-hand salary for the Tier-I, Tier-II and Tier-III cities is different. For example, if you are posted in Mumbai, Delhi, Kolkata, your in-hand salary amount would be slightly more than others. The In-hand salary given will be inclusive of allowances as per the 7th pay commission.
- The basic pay of an IBPS clerk is INR 19,900 per month.
- The pay scale of IBPS Clerk is INR 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230-1310/1-31540
The initial basic pay of IBPS Clerk is INR 19,900 with a yearly increment of INR 1000 for three years. The basic pay of IBPS Clerk is INR 20,900 with a yearly increment of INR 1230 for the next three years. The basic pay of IBPS Clerk is INR 24,590 with a yearly increment of INR 1490 for the next four years. The basic pay is INR 30,550 with a yearly increment of INR 1730 for the next seven years. The basic pay of IBPS Clerk is INR 42,600 with a yearly increment of INR 3270 for the next year.
- IBPS Clerk Salary 2025
- IBPS Clerk Salary Structure
IBPS Clerk Salary 2025
IBPS Clerk salary is the sum of basic pay and other allowances such as HRA (House Rent Allowance and Dearness allowances etc.). The first basic pay for IBPS Clerk is INR 19,900. The IBPS Clerk pay scale is INR 19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The minimum basic IBPS Clerk salary is INR 19,900 while the maximum is INR 47,920. Refer to the table below to understand clearly the IBPS Clerk salary structure.
| Basic Pay | Amount (In INR) |
|---|---|
| Initial Basic Pay |
19,900 with a yearly increment of 1000 for three years |
| Basic Pay after 3 years |
20,900, with a yearly increment of 1230 for the next three years |
| Basic Pay after the next 3 years |
24,590, with a yearly increment of 1490 for the next four years |
| Basic Pay after the next 4 years |
30,550, with a yearly increment of 1730 for the next 7 years |
| Basic Pay after the next 7 years |
42,600, with a yearly increment of 3270 for the next year |
| Basic Pay after the next 1 year |
45,930, with a yearly increment of 1990 for the next year |
| Basic Pay after next year 1 year |
47,920 (maximum Basic Pay) |
Also Read:
IBPS Clerk Salary: Allowances Offered to Candidates
Besides IBPS Clerk salary, candidates also get Dearness Allowance, Travel Allowance, House Rent Allowance, Special Allowance, Medical Allowance, etc. The allowances that candidates get are explained below.
| Parameters | Details |
|---|---|
| Special Allowance |
INR 4118 |
| Dearness Allowance (DA) |
DA is 4 per cent of the IBPS Clerk Basic Pay DA depends on the CPI and is revised quarterly, i.e. after every three months |
| House Rent Allowance (HRA) |
The HRA depends on the location of the posting The HRA remains between 6.5 per cent to 8.5 per cent depending upon the location of the posting |
| Travel Allowance (TA) |
Expenses on official tours and travels will be reimbursed by the bank. |
| Medical Allowance (MA) |
This is paid once a year. For IBPS Clerks, the amount is fixed at INR 2000 annually |
What is the Career Growth of IBPS Clerk?
Candidates joining as clerks can apply for promotions after at least two years for their service. Promotions are based on seniority and merit. The promotion levels are given below:
- Assistant Manager Scale I
- Manager Scale 2
- Senior Manager Scale 3
- Chief Manager Scale 4
- Assistant General Manager Scale 5
- Deputy General Manager Scale 6
- General Manager Scale 7
Also Read:
Commonly asked questions
The overall difficulty level of the prelims exam was easy to moderate. The difficulty of the Mains exam was moderate.
IBPS Clerk is an entry-level post. IBPS Clerk is a post that offers a lot of learning as well as opportunities. The job profile of IBPS Clerk is given below: Verification of various documents and proofs submitted by the customers Responsible for bank cash, various important documents, keys, etc. Sanctioning of withdrawals by the customers Maintaining the various documents of the bank, balance sheets, ledger, etc. Resolving the various issues of the customers Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts, etc. Providing information about the latest schemes and government policies Providing guidance to customers relating to various banking activities Attending to treasury works Updating the passbooks of account holders Resolving queries of the customers Miscellaneous tasks.
The table below shows the year-wise IBPS Clerk salary.
Starting IBPS Clerk Basic Pay | INR 24050 |
IBPS Clerk Basic Pay after 3 years | INR 28070 |
IBPS Clerk Basic Pay after 6 years | INR 33020 |
IBPS Clerk Basic Pay after 10 years | INR 41020 |
IBPS Clerk Basic Pay after 17 years | INR 57400 |
IBPS Clerk Basic Pay after 18 years | INR 61800 |
IBPS Clerk Basic Pay after 19 years | INR 64480 |
IBPS Clerk Salary Structure
The pay scale of an IBPS Clerk is INR19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The in-hand salary of an IBPS Clerk range between INR 28,000 to 30,000 per month. Below is the IBPS Clerk salary structure.
| IBPS Clerk Salary Structure |
|
|---|---|
| Basic Pay |
INR 19,900 |
| Dearness Allowance |
INR 5209.82 |
| Special Allowance |
INR 4118 |
| Transport Allowance |
INR 757.08 |
| CCA |
INR 0 |
| House Rent Allowance(HRA) |
INR 2039.75 |
| Gross Pay |
INR 32,024.65 |
| Deduction (NPS Fund, Union Fee) |
INR 2570.98 |
| Net Pay |
INR 29453.67 |
Commonly asked questions
Based on the performance of candidates, they are eligible for promotion after two years. There are two process through which candidates get promotion. Candidates who get promoted through the normal process are not required to appear for JAIIB and CAIIB diplomas. They are promoted based on their experience, seniority and performance in the written exam which is conducted internally. For merit-based promotion, candidates are require to have JAIIB and CAIIB diplomas from the Indian Institute of Banking and Finance.
IBPS Clerk is a permanent job. All candidates selected for IBPS Clerk exam will be on a probation period of six months. After this period, candidates are confirmed as permanent employees only after an assessment through a test or review of their performance in the probation period. Candidates for the post of IBPS Clerk is selected based on the performance in the Mains exam. The marks obtained in the prelims exam are not counted for the final merit list. IBPS Clerk prelims exam pattern is such that it is divided into three sections-Quantitative Aptitude, Reasoning Ability and English Language. The total marks allotted to the prelims exam are 100. The mains exam comprises General/ Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude. The total marks allotted to the test are 200.
IBPS Clerk Exam
Student Forum
Anything you would want to ask experts?Answered a month ago
IBPS Clerk application form correction window was released on September 2. The last date to correct the details in the application form is September 3. Candidates are allowed to correct and re-submit the modified/ corrected application only once
during the 'Edit Window to Modify/ Correct Application
B
Contributor-Level 7
Answered 2 months ago
The overview of IBPS Clerk previous years' vacancies are given below.
- IBPS Clerk Vacancy 2025: 10277
- IBPS Clerk Vacancy 2024: 11826
- IBPS Clerk Vacancy 2023: 4,545
- IBPS Clerk Vacancy 2022: 6,035
- IBPS Clerk Vacancy 2021: 7,855
- IBPS Clerk Vacancy 2020: 2,557
- IBPS Clerk Vacancy 2019: 12,075
I
Contributor-Level 7
Answered 2 months ago
IBPS Clerk 2025 prelims admit card was released on September 24, 2025. The Mains admit card will be released in November. Candidates can download their admit cards online only by logging with the required credentials.
C
Contributor-Level 7
Upcoming Sarkari Exam Dates
SSC CPO application form 2025 26 Sep '25 - 16 Oct '25 UPSC ESE (IES) 2026 Prelims Application Form 26 Sep '25 - 16 Oct '25
When IBPS Clerk application form correction window was released?