IBPS Clerk 2026 Selection Process: Check Complete Exam Procedure

Institute of Banking Personnel Selection Clerk Exam 2025 ( IBPS Clerk )

Anangsha Patra
Updated on Dec 24, 2025 13:06 IST

By Anangsha Patra, Deputy Manager – Editorial

IBPS Clerk Selection Process 2026: The Institute of Banking Personnel Selection (IBPS) conducts the IBPS Clerk exam for Common Recruitment Process for the selection of personnel for Customer Service Associate (CSA) posts. IBPS Clerk selection process is completed in two stages. All registered candidates are first required to appear in the prelims exam. Based on candidates' performance in the prelims exam, they are called for the mains exam. The final selection of candidates is done based on the mains exam. The prelims exam is qualifying in nature. The marks obtained in the prelims exam are not counted for the final merit list.

Allotment of candidates in IBPS Clerk exam is done in 11 participating banks as per the number of vacancies. Read below for more details on the IBPS Clerk selection process.

Table of contents
  • Step-wise IBPS Clerk Selection Process
  • IBPS Clerk Salary
  • IBPS Clerk Exam Pattern 2026
  • IBPS RRB Clerk Selection Process FAQs
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Step-wise IBPS Clerk Selection Process

IBPS Clerk selection process is decided by the conducting body. It comprises prelims and mains exams. There is no interview since it is clerical level post. The complete selection process for IBPS Clerk is given below.

Release of IBPS Clerk Application Form

IBPS Clerk Application Form should be filled out online. The application fees are INR 850 for the General and OBC categories while it is INR 175 for SC, ST and PwBD candidates.

Issue of IBPS Clerk Admit Card

IBPS Clerk admit card is released in two stages: Prelims and Mains exam. The admit card for the prelims exam is released for all the registered candidates. IBPS Clerk admit card for the mains exam is released for the qualified candidates of prelims exam.

Appearing in the IBPS Clerk exam

The prelims and mains exams are conducted online across various cities in the country. The prelims exam comprises three sections: English Language, Numerical Ability and Reasoning Ability. The test paper comprises 100 questions. The duration of the exam is 60 minutes, each section will be for 20 minutes. The score of the prelims exam will be calculated out of 100 marks. The mains exam comprises four sections: General/ Financial Awareness, General English, Reasoning Ability & Computer Aptitude and Quantitative Aptitude. The total marks for the mains exam are 200. Read the IBPS Clerk exam pattern and IBPS Clerk syllabus.

Declaration of IBPS Clerk Result

IBPS Clerk Result is declared online in two stages. On the basis of the marks of the prelims exam, candidates are selected for the mains exam. Based on the marks of mains exam, candidates are shortlisted for the provisional allotment.

Q&A Icon
Commonly asked questions
Q:   What is IBPS Clerk job profile?
A: 

IBPS Clerk is an entry-level post. This post offers a lot of learning and opportunities. They are asked to verify documents and proofs submitted by customers. They also maintain cash and Demand Drafts. Recruitment is done as per selection process.

 

Q:   How can I crack IBPS clerk exam?
A: 

Check tips below:

  • English Language: Focus on improving Vocab and comprehension
  • Reasoning Ability: Practice previous papers
  • Numerical Ability: Learn Shortcuts

 

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IBPS Clerk Salary

The first basic salary of IBPS Clerk is INR 19,900. The IBPS Clerk pay scale is INR 19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The in-hand salary of IBPS Clerk ranges between INR 28,000 to 30,000 per month. Besides IBPS Clerk salary, candidates are also entitled to Dearness Allowance, Travel Allowance, House Rent Allowance, Special Allowance, Medical Allowance, etc.

Career Growth of IBPS Clerk

The career and promotion opportunities for IBPS Clerk is given below:

  • Scale 1-Officer / Assistant Manager
  • Scale 2-Manager
  • Scale 3- Senior Manager
  • Scale 4 – Chief Manager
  • Scale 5 – Asst. General Manager
  • Scale 6 – Deputy General Manager
  • Scale 7 – General Manager

Also Read:

IBPS Clerk Preparation 

IBPS Clerk Books

Q&A Icon
Commonly asked questions
Q:   What is the dearness allowance offered to IBPS Clerk?
A: 

The dearness allowance offered to IBPS Clerk is given below:

  • DA is 4 percent of the IBPS Clerk Basic Pay.
  • DA depends on the CPI and is revised quarterly, which is after every three months.
  • The Dearness Allowance would be INR 5,209
Q:   Is IBPS Clerk a permanent job?
A: 

IBPS Clerk is a permanent job. All candidates selected for IBPS Clerk exam will be on a probation period of six months. After this period, candidates are confirmed as permanent employees only after an assessment through a test or review of their performance in the probation period. Candidates for the post of IBPS Clerk is selected based on the performance in the Mains exam. The marks obtained in the prelims exam are not counted for the final merit list. IBPS Clerk prelims exam pattern is such that it is divided into three sections-Quantitative Aptitude, Reasoning Ability and English Language. The total marks allotted to the prelims exam are 100. The mains exam comprises General/ Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude. The total marks allotted to the test are 200.

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IBPS Clerk Exam Pattern 2026

IBPS Clerk exam pattern is decided by IBPS based on the nature of the post. The level of exam is usually moderate in terms of difficulty level. The prelims exam carries three sections. The total marks allotted to the test are 100. This stage is qualifying in nature. The mains exam carries four sections. The total marks allotted to the test are 200. 

Prelims Exam Pattern

Sections No. of Questions Total Marks IBPS Clerk Prelims Exam Time Duration (In Minutes)

English Language

30

30

20

Numerical Ability

35

35

20

Reasoning Ability

35

35

20

Total

100

100

60 Minutes

Mains Exam Pattern

S.No. Name of Tests No. of Questions Maximum Marks Duration
1 Reasoning Ability & Computer Aptitude 40 60 35 minutes
2 English Language 40 40 35 minutes
3 Quantitative Aptitude 35 50 30 minutes
4 General/ Financial Awareness 40 50 20 minutes
Total 190 200 120 minutes

 

 

Q&A Icon
Commonly asked questions
Q:   What is IBPS Clerk marking scheme?
A: 

For correct answer, one mark is awarded. For incorrect answers, 0.25 marks are deducted The score is calculated based on the number of correct and incorrect answers. 

Q:   What is IBPS Clerk Mains paper structure?
A: 

The Mains exam of is divided into four sections. The total marks allotted to the exam are 200. The marks obtained at stage is considered for final selection.

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IBPS RRB Clerk Selection Process FAQs

Candidates can check below IBPS Clerk selection process FAQs. 

Q&A Icon
Commonly asked questions
Q:   Is IBPS Clerk easy or tough?
A: 

The overall difficulty level of the prelims exam was easy to moderate. The difficulty of the Mains exam was moderate. 

Q:   What are IBPS Clerk shift timings?
A: 

Check exam timings below:

Prelims: 

Shift 1: 9-10 am

Shift 2: 11:30 am-2:30 pm

Shift 3: 2 pm-3 pm

Shift 4: 4:30 pm-5:30 pm. 

Mains exam: Single shift

 

Q:   Is there any interview for IBPS Clerk selection?
A: 

There is no interview in IBPS Clerk exam. The selection process comprises two stages-prelims and Mains. Candidates qualifying the prelims exam are called for the Mains exam. The final selection of candidates is done based on the Mains exam. The marks obtained in the Mains exam are not counted for final selection. Allotment of candidates in the participating banks is done based on merit-cum-preference. The process of conducting interviews in Clerical level jobs was discontinued in 2015. The list of participating banks is given below:

  • Bank of Baroda
  • Canara Bank
  • Indian Overseas Bank
  • UCO Bank
  • Bank of India
  • Central Bank of India
  • Punjab National Bank
  • Union Bank of India
  • Bank of Maharashtra
  • Indian Bank
  • Punjab & Sind Bank
Q:   Can I change IBPS Clerk provisional allotment list?
A: 

The provisional allotment is subject to the candidate fulfilling the criteria for Participating Bank and identity verification to the satisfaction of the allotted bank. This does not constitute an offer of employment. Verification of documents with regard to eligibility criteria will be carried out by the participating bank. The participating bank will also ascertain Proficiency of local language (reading, writing and speaking) of the State/UT for the provisionally allotted candidates. The participating bank reserves the right to cancel the candidature on account of deficiency of the same. Decision of the participating banks here shall be final and binding upon the candidates. In case it is detected at any stage of the recruitment process that, the candidate does not satisfy the eligibility criteria his/her candidature/chance in the process shall stand forfeited.

Q:   What are the stages included in the IBPS Clerk selection process?
A: 

IBPS Clerk selection process comprises filling the application form, downloading the admit card, appearing in the exam, declaration of result and release of marksheet and final allotment. The online exam is conducted in two stages-prelims andMainsexams. The marks obtained in the prelims exam are not counted for the final merit list. Provisional allotment of candidates is done based on the marks obtained in theMainsexam. IBPS only conducts the prelims andMainsexams. The joining formalities are carried out by the participating banks.

Q:   What is the increment offered to IBPS Clerk?
A: 

The initial basic pay of IBPS Clerk is INR 19,900 with increment of INR 1000 for three years. The basic pay of IBPS Clerk is INR 20,900 with a yearly increment of INR 1230. The basic pay of IBPS Clerk is INR 24,590 with increment of INR 1490. The basic pay is INR 30,550 with increment of INR 1730. The basic pay of IBPS Clerk is INR 42,600 with increment of INR 3270. 

Q:   What is IBPS Clerk in hand salary?
A: 
IBPS Clerk inhand salary ranges between INR 28,000 to 30,000 per month. The inhand salary is calculated after making all the deductions. It is the amount offered to candidates after the gross deductions and additions for expenditure. The amount vary from the place of posting. Candidates posted in metro cities like Mumbai, Delhi and Kolkata get comparatively more amount.
Q:   What is IBPS Clerk exam pattern?
A: 

IBPS Clerk exam pattern two parts-prelims and mains. The prelims test comprises three sections and carries 100 marks. The Mains comprises four sections and carries 200 marks. 

 

 

Q:   How the candidates are selected against IBPS Clerk vacancies?
A: 

The selection process of IBPS Clerk includes preliminary and Mains exams. The final selection is done based on the Mains exam. The prelims exam marks are not counted for the merit list. Candidates selected through IBPS Clerk exam will be recruited to the 11 participating public sector banks in India. Candidates can ace the exam with good preparation.

Q:   What is IBPS Clerk age limit?
A: 

Candidates between 20 and 28 years are eligible for the exam. Relaxation in the upper age limit is provided to candidates belonging to reserved categories. Graduate candidates can apply for the exam.

Q:   I got bank allotment through IBPS exam, but I did not receive any email/sms from the bank regarding the appointment. What to do?
A: 

The role of IBPS comes to end after the provisional allotment. The offer of appointment is done by the bank/organisation to which candidates has been provisionally allotted. The candidates may contact the allottee bank for appointment. It is better to contact the allotted bank to know regarding the appointment.

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Answered a week ago

A total of 15701 vacancies were announced for IBPS Clerk 2025 recruitment. The state-wise vacancy break-up is given below.

IBPS Clerk 2025 Vacancy State Wise & Category Wise
States NamesSCSTOBCEWSGeneralTotal Vacancies 

Andaman & Nicobar

--

--

02

01

13

16

Andhra Pradesh

77

33

110

42

200

462

Arunachal Pradesh

--

15

--

02

24

41

Assam

26

44

102

36

189

397

Bihar

118

04

201

72

365

760

Chandigarh

01

--

02

--

12

15

Chhattisgarh

34

97

13

28

142

314

Dadra and Nagar Haveli and Daman Diu

--

12

01

03

28

44

Delhi

39

19

73

23

125

279

Goa

--

08

15

09

72

104

Gujarat

76

164

295

105

469

1109

Haryana

32

--

47

15

94

188

Himachal Pradesh

32

04

25

13

60

134

Jammu & Kashmir

01

05

16

04

50

76

Jharkhand

27

60

31

24

126

268

Karnataka

214

108

338

135

591

1386

Kerala

35

01

89

34

195

354

Ladakh

--

01

--

--

07

08

Lakshadweep

--

01

--

--

06

07

Madhya Pradesh

142

191

140

93

392

958

Maharashtra

166

142

437

159

730

1634

Manipur

--

11

03

04

30

48

Meghalaya

--

04

--

--

13

17

Mizoram

--

09

--

02

18

29

Nagaland

--

12

--

01

21

34

Odisha

87

126

66

54

239

572

Puducherry

01

--

05

01

19

26

Punjab

112

--

74

33

164

383

Rajasthan

67

53

77

37

174

408

Sikkim

--

03

03

01

18

25

Tamil Nadu

247

09

322

116

523

1217

Telangana

61

27

81

32

161

362

Tripura

05

14

--

03

34

56

Uttar Pradesh

589

28

754

272

1138

2781

Uttarakhand

11

--

07

07

78

103

West Bengal

256

52

237

102

439

1086

Total

2456

1257

3566

1463

6959

15701

A

Anangsha Patra

Contributor-Level 10

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