NDA Salary: Basic Pay, Allowances & Perks After 7th Pay Commission

National Defence Academy & Naval Academy Exam 2025 ( NDA )

DeskCalelnderRegistration - 10 Dec '25 - 30 Dec '25

Anangsha Patra
Updated on Oct 11, 2025 20:22 IST

By Anangsha Patra, Deputy Manager – Editorial

NDA Salary: Joining the armed forces has always been a dream come true for the majority of youths. After the 7th Pay Commission, NDA salary has witnessed many changes. Candidates joining Indian Army, Navy and Air Force through National Defence Academy & Naval Academy exam are offered attractive payscale and allowances. The benefits related to NDA salary start during the training period. The stipend given to Gentlemen Cadets during the entire duration of training in Service academies i.e. during training period at IMA is INR 56,100 for NDA exam. After the successful training, the NDA salary of the Officer Commissioned will be fixed in the first Cell of Level 10.  In this article, we have discussed in detail NDA salary, allowances, perks and other benefits given to the cadets.

Table of content
  • NDA Salary
  • NDA Salary: Allowances & Perks
  • What is Training Period at NDA?
  • NDA Salary FAQs
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NDA Salary

Aspirants who wish to join the Army, Navy or Air Force must be curious about knowing NDA salary, allowances, perks, and many more. The table below highlights NDA salary for different ranks and levels.

Overview of NDA Salary

The overview of NDA salary is given below.

Parameters

Details

Name of the Exam

National Defence Academy Exam

Exam Conducting Body

Union Public Service Commission (UPSC)

Purpose for NDA exam

To select eligible candidates for admission to Army, Navy and Air Force wings of NDA and Indian Naval Academy Course

Mode

Offline

Number of Times

Twice a Year

Selection Stages

Written Test and SSB Interview

Educational Eligibility

Class 12 pass

NDA Starting Salary

INR 56,100 per month

NDA Stipend During Training Period 

Stipend for cadet training of Army Officers and equivalent ranks in Air Force and Navy is given below.

Training Stipend-NDA Stipend Amount (In INR)

Stipend to Gentlemen Cadets during the entire duration of training in Service Academies i.e. during the training period at IMA.

56,100 per month (Starting pay in Level 10)

The period of training will not be treated as commissioned service and arrears on account of admissible allowances (as applicable) for the training period will be paid to cadets.

Also Read:

NDA answer key 

NDA admit card

Rank-Wise NDA Salary

The rank-wise salary of cadets are given below:

Ranks NDA salary (In INR)

Lt to Maj

Lt: Level 10 (56,100-1,77,500)

Capt: Level10 B (61,300-1,93,900)

Maj: Level 11 (69,400-2,07,200)

Lt Col to Maj Gen

Lt Col: Level 12A (1,21,200-2,12,400)

Col: Level 13 (1,30,600-2,15,900)

Brig: Level 13A (1,39,600-2,17,600)

Maj Gen - Level 14 (1,44,200-2,18,200)

Lt Gen to HAG Scale

Level 15 (1, 82, 200-2,24,100)

HAG+Scale

Level 16 (2,05,400-2,24,400)

VCOAS/ArmyCdr/Lt Gen (NFSG)

Level 17 (2,25,000) (fixed)

COAS

Level 18 (2,50,000) (fixed)

Military Service Pay given to the officer is given below:

Military Service Pay(MSP) to the officers from the rank of Lt to Brig

 

INR 15,500 pm (fixed)

Also Read:

NDA Selection Process NDA Vacancies
NDA Preparation Tips NDA Books
NDA Pattern NDA Syllabus
Q&A Icon
Commonly asked questions
Q:   What are the monetary benefits given to NDA Officers in case of mishap?
A: 

The monetary benefits given to NDA Officers in case of mishap are given below:

In case of disability

  • Monthly Ex-gratia amount of INR 9,000 per month.
  • Ex-gratia disability award of INR 16,200 per month
  • Constant Attendant Allowance (CCA of INR 6, 750 per month for 100 per cent disable on the recommendation of Invaliding Medical Board (IBM).

In case of death

  • Ex-gratia amount of INR 12.5 Lacs to the NoK.
  • The Ex-gratia amount of INR 9,000 per month to the NoK.
  • The Ex-gratia awards to Cadets (Direct)/NoK, will be sanctioned purely on ex-gratia basis and the same should not be treated as pension for any purpose.
Q:   What is grade pay of NDA Officers?
A: 

NDA grade pay depend on the post to which they are selected. NDA salary is based on the 10th pay scale as per 7th pay commission. NDA grade pay for different posts is given below.

NDA RankNDA Grade Pay (in INR)

Captain

6,100

Major

6,600

Lieutenant

5,400

Lieutenant Colonel

8,000

Brigadier

8,900

Colonel

8,700

Major General

10,000

View salary details
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NDA Salary: Allowances & Perks

Along with NDA salary, candidates are also entitled to various allowances and benefits. Allowances offered to candidates are given below:

  • Uniform Allowance
  • As per the post-Compensatory Field Area Allowance
  • As per the post, Compensatory Modified Field Area Allowance
  • Dearness and Transport Allowance (DA/TA)
  • Para Allowance
  • Para jump instructor Allowance
  • Para Reserve Allowance
  • Technical Allowance Tier 1
  • Technical Allowance Tier 2
  • Special Forces Allowance
  • Children's Education Allowance
  • Hostel Subsidy

Candidates can check the amount and details of perks and allowances included in NDA salary below:

Type Details

Dearness Allowance

Admissible at the same rates and under the same conditions as applied to the civilian personnel from time to time

Para Allowance

INR 10,500 per month

Para Jump Instructor Allowance

INR 10,500 per month

Project Allowance

INR 3,400 per month

Special Forces Allowance

INR 25,000 per month

Technical Allowance (Tier-I)

INR 3,000 per month

Technical Allowance (Tier-II)

INR 4,500 per month

Kit maintenance Allowance

Subsumed into the newly proposed Dress Allowance of INR 20,000 per year

Depending upon rank and area of posting, officer posted to Field Areas will be eligible for the following Field Area allces.

Rank

Level

HAFA

Fd Area Allce

Mod Fd Area Allce

Lt & above

Level 10 and above

16, 900 (R1H2)

10, 500 (R2H2)

6,300 (60% of R2H2)

High Altitude Allowance

Rank Level CAT I (PM) CAT II (PM) CAT III (PM)

Lt & above

Level 10 and above

3,400 (R3H2)

5,300 (R3H1)

25,000 (R1H1)

Siachen Allowance: INR 42,500 per month

Free Rations

  • Continue in Fd Area to all Defence Officers
  • Defence officers posted in peace area to get Ration Money Allce (RMA) every month

Transport Allce (TPTA):

Pay Level

Higher TPTA Cities (Rs per month)

Other Places (INR Per month)

9 and above

INR 7, 200 + DA thereon

INR 3,600 + DA thereon

Flying Allowances:

The Army Aviators (Pilots) in Lt and above for Level 10 and above serving in the Army Aviation Corps are entitled to flying allowance of INR 25,000 (R1H1 of Risk and Hardship Matrix).

Important Points

  • Higher Tpt Cities (UA) are Hyderabad, Patna, Delhi, Ahmadabad, Surat, Bengaluru, Kochi, Kozhikode, Indore, Greater Mumbai, Nagpur, Pune, Jaipur, Chennai, Coimbatore, Ghaziabad, Kanpur, Lucknow, Kolkata.
  • The allowance will not be admissible to those service personnel who have been provided with the facility of Government transport.
  • Officers in Pay Level 14 and above, who are entitled to use official car, will have the option to avail official car facility or to draw the TPTA at the rate of INR 15,750+DA thereon.
  • The allowance will not be admissible for the calendar months wholly covered by leave.
  • Physically disabled service personnel will continue to be paid at double rate, subject to a minimum of INR 2,250 + DA

Children Education Allowance: INR 2, 250 per month will be given for per child for two eldest surviving only. This allowance is admissible from Nursery to Class 12. In the case of allowances specific to Defence Forces, the rates of these allowances will be enhanced by 25 per cent automatically each time. The Dearness Allowance payable on the revised pay band goes up by 50 per cent.
Also Read:

NDA Pattern NDA Syllabus
NDA Notification NDA Recruitment

What is the promotional policy of NDA Officers?

Candidates can check below the promotions given to Army, Navy and Air Force based on their performance and years of service.

Army Navy Air Force Selection criteria

Lieutenant

Sub Lieutenant

Flying Officer

On being Commissioned

Captain

Lieutenant

Flight Lieutenant

After 2 years of service

Major

Lt  Commander

Squadron Leader

After 6 years of service

Lieutenant Colonel

Commander

Wing Commander

13 years of service

Colonel(Selection)

Captain (Selection)

Group Captain (Selection)

On Selection

Colonel (Time Scale)

Captain (Time Scale)

Group Captain (Time Scale)

26 years of service

Brigadier

Commodore

Air Commodore

On Selection

Major General

Rear Admiral

Air Vice Marshal

On Selection

Lieutenant General

Vice Admiral

Air Marshal

On Selection

General

Admiral

Air Chief Marshal

On Selection

NDA Salary: Retirement Benefits

Pension, gratuity and casualty pensionary award will be given in accordance with the rules in force from time to time.

NDA Leave Policy

Leave will be admissible in accordance with the rules in force from time to time

Q&A Icon
Commonly asked questions
Q:   What is the field area allowances offered to NDA Officers?
A: 

Based upon rank and area of posting, the officer will be posted to field areas and will receive the following field area allowances, as shared below:

Level
Highly Active Field Area Allowance
Field Area Allowance
Modified Field Area Allowance
Officers
INR 16,900 pm
INR 10,500 pm
INR 6,300 pm
Q:   Are there any allowances along with the NDA salary?
A: 

There are multiple allowances offered to the Officers along with NDA salary such as Uniform Allowance, Dearness and Transport Allowance, Para Reserve Allowance, Technical Allowance, Children Education Allowance, Hostel Subsidy, High Altitude Allowance, etc. The Army Aviators (Pilots) in Lt and above in Level 10 and above serving in the Army Aviation Corps are entitled to flying allowance of INR 25,000 (R1H1 of Risk and Hardship Matrix).. .

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What is Training Period at NDA?

After training at NDA, candidates are sent to the respective defence academies. The details are shared below:

Army Cadets

  • After the Army Cadets pass out from NDA, they go to the Indian Military Academy, Dehradun, Naval Cadets to Indian Naval Academy, Ezhimala and Air Force cadets and Ground Duty-Non Tech streams to Air Force Academy, Hyderabad, and Air Force cadets of Ground Duty–Tech stream to Air Force Technical College, Bengaluru

  • At the IMA Army Cadets are known as Gentlemen Cadets and are given arduous military training which is for one year and it is aimed at turning them into officers capable of leading infantry Subunits. After the Cadets have successfully completed the training as Gentlemen Cadets they are granted Permanent Commission in the rank of Lt subject to being medically fit in "SHAPE" one

Naval Cadets

  • On passing out from the NDA, Naval cadets are selected for the Executive Branch of the Navy, and are also given further training at Indian Naval Academy, Ezhimala for one year and, on successful completion of the training, they are promoted to the rank of Sub Lieutenants

  • Candidates who are selected for the Naval Academy under (Class 12 Cadet Entry Scheme) are inducted as Cadets for four year B Tech course in Applied Electronics & Communication Engineering, Mechanical Engineering (for Engineering Branch including Naval Architect specialization) or Electronics & Communication Engineering (for Electrical Branch) as per Naval requirements. After the candidates complete the course they are awarded B Tech Degree by Jawaharlal Nehru University (JNU)

Air Force Cadets

  • Air Force Cadets receive flying training for a period of 1½ years. However, at the end of one year of successful training, they are given provisional commission in the rank of Flying Officer. After the Air Force Cadets successfully complete further training of six months they are absorbed as permanent commissioned officers on probation for a period of one year

  • Air Force Ground Duties Branch Cadets receive streamwise specialist training for one year. After the successful completion of training, they are given a provisional commission in the rank of Flying Officer. They are further absorbed as permanent commissioned officers on probation of one year

Read More:

AFCAT Salary CDS Salary
Q&A Icon
Commonly asked questions
Q:   What is the cost of training of NDA Officers?
A: 

The cadet's cost of training includes accommodation, boarding, medical treatment books, uniforms, etc. All these costs are borne by the Government. During the training, the personal expenses are borne by family. The private expenses generally account to not more than 3000 per month. Even in cases where the parents are not able to provide the expenses of the cadets, the government provides the financial assistance of  INR 1000 per month for the period of training. The financial assistance is provided to only those candidates whose parents' income is less than INR 21,000 per month. Cadets whose parent's income is more than INR 21,000 per month are not liable for financial assistance.

If the cadet's brother or any cadet who is being provided help by parents and guardians and even he is simultaneously undergoing training at NDA, IMA, OTA, and corresponding training establishment in the Navy and Air Force, then both of them are eligible for financial assistance by the government. Candidates who are finally selected for training at the Academy are required to deposit the following amount.

Cost of TrainingAmount  (INR)     

Pocket allowance for 5 months @INR 3000.00 per month    

15000

For items of clothing and equipment

21831

Army Group Insurance Fund

7200

Clothing items required at the time of joining

8681

Incidental Expenditure during 1st Semester

7138

Total

59850

Out of the total amount, the following amount is refunded to candidates in the event of financial aid being sanctioned to them.

RefundAmount (INR)

Pocket allowance for five months INR 2000 at INR 400.00 per month (Corresponding to Govt. Financial Assistance)

2000

For items of clothing and equipment approximately

13935

Q:   How much will the NDA salary be fixed after the successful training of the Officer Commissioned?
A: 

NDA salary to be fixed after the successful training of the Officer Commissioned is given below.

NDA Salary After 7th Pay Commission

NDA Posts

NDA Pay Scale

NDA Pay Level

Stipend during training at IMA

56,100

Level 10

Lieutenant

56,100 -1,77,500

Level 10

Captain

61,300- 1,93,900

Level 10 B

Major

69,400-2,07,200

Level 11

Lieutenant Colonel

1,21,200-2,12,400

Level 12A

Colonel

1,30,600-2,15,900

Level 13

Brigadier

1,39,600-2,17,600

Level 13A

Major General

1,44,200-2,18,200

Level 14

LT General HAG Scale

1,82,200-2,24,100

Level 15

HAG + Scale

2,05,400-2,24,400

Level 16

VCOAS/Army CDr/Lt Gen (NFSG)

2,25,000 (fixed)

Level 17

COAS

2,50,000 (fixed)

Level 18

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NDA Salary FAQs

Candidates can check below NDA salary FAQs. By going through the FAQs candidates can know about the increment, perks, allowances, benefits, rank-wise salaries, etc.

Q&A Icon
Commonly asked questions
Q:   What is pre-commissioning stipend for NDA Gentlemen Cadets?
A: 

The Lady/Gentlemen Cadets during pre commission trg when in receipt of stipend are insured for INR One Cr as applicable to officers of the regular Army. Monthly AGIF subscription will be deducted directly by PCDA (O), Pune. For those who are invalidated out by Invalidated Medical Board (IMB) on account of disability and not entitled to any pension will be provided INR 25 Lacs for 100 percent disability. This will be proportionately reduced to INR 5 Lacs for 20 percent disability. However, for less than 20 percent disability, an ex-gratia grant of INR 50,000 only will be paid. Disability due to alcoholism, drug addiction
and due to the diseases of pre-enrolment origin will not qualify for disability benefit and ExGratia Grant. In addition, Lady/Gentleman Cadets withdrawn on disciplinary grounds, expelled  as an undesirable or leaving the Academy voluntarily will not be eligible for disability benefits and Ex-Gratia. 

Q:   What is the per month salary for NDA Officers?
A: 

NDA salary per month is INR 56,100 during the training period. After joining NDA, candidates get the starting salary. Over the time, the NDA salary increases based on the experience and performance. NDA salary per month for Lieutenant is between INR 56,100-1,77,500. The highest NDA salary for Officer is INR 2,50,000 per month for the Chief of Army Staff. The month-wise NDA salary is given below:

  • Captain: INR 61,300-1,93,900
  • Major: INR 6,94,00-2,07,200
  • Lieutenant Colonel: INR 1,21,200-2,12,400
Q:   What is the salary of candidates selected through NDA exam?
A: 

Aspirants are always interested in knowing NDA salary while preparing for the exam. The salary provides details regarding the compensation that employees get after joining NDA. The stipend given to the Gentlemen Cadets during training is INR 56,100. After the successful training, the NDA salary of the Officer Commissioned will be fixed in the first Cell of Level 10.

Q:   What is the salary after graduating from NDA?
A: 

The salary that candidates will get after completing their course in NDA is given below. Lt to Major: Lt: Level 10 (56100-177500) Capt: Level 10 B (61,300-193900) Maj: Level 11 (69400-207200) Lt Colonel to Major General: Lt Col: Level 12A (121200-212400) Col: Level 13 (130600-215900) Brig: Level 13A (139600-217600) Maj Gen: Level 14 (144200-218200) Lt Gen AG Scale: Level 15 (182200-224100) HAG + Scale: Level 16 (205400 224400) VCOAS/ Army Cdr/ Lt Gen (NFSG): Level 17 (225000) (fixed) COAS: Level 18 (250000) (fixed). .

Q:   What are the ranks given to the candidates on successful commissioning?
A: 

On successful commissioning in Army, candidates are given the rank of Lieutenant. In Navy, candidates are given the rank of Sub Lieutenant. In Air Force, candidates are given the rank of Flying Officer. The starting NDA salary of an Officer is INR 56,100. This is the stipend offered to the candidates during the training period and the minimum salary that a Lieutenant gets. It keeps on increasing as per the level of the post.

Q:   What is Army Group Insurance policy for NDA Officers?
A: 

Army Group Insurance Fund provides insurance cover of INR 15 Lacs on payment of one time non-refundable premium of INR 7,200 (subject to revision from time to time) by cadets from the date of joining for pre-commission training i.e. for 3 years. 

Q:   What is the highest NDA salary of an Officer?
A: 

The highest NDA salary of an Officer is Level 18 which is INR 2,50,000. This salary is offered to Chief of Army Staff. The highest salary varies for different posts. The salary for the post of Lieutenant is INR 1,77,500 per month. The salary for Major General is INR 2,18,200 per month.

Q:   Who earns more- NDA officer or IAS officer?
A: 

The NDA Cadets receive a fixed stipend of INR 56,100 per month during the training duration. An IAS Officer may earn between INR 56,100 and INR 2,50,000 annually as salary.

Q:   What is the insurance policy of NDA officers?
A: 

The insurance policy given to NDA officers is given below:

  • Army Group Insurance Fund is a compulsory contributory group scheme, which provides insurance cover for INR 15 Lacs on payment of one time non-refundable premium of INR 6,400 for 3 years paid from the date of joining NDA till completion of training
  • In case of relegation, an additional premium of INR 1,160 per relegated term will be paid immediately on occurrence
  • For those who are invalided out from NDA by IMB on account of disability and not entitled to any pension will be provided INR 7.5 Lacs for 100 per cent disability
  • This will be reduced to INR 1.5 Lacs for 20 per cent disability
  • For less than 20 per cent disability, only an Ex-Gratia Grant of INR 50,000 for initial year of training and INR 1 Lacs during the last year of training will be paid.
  • At IMA, at the time of stipend, the Gentlemen cadets are provided insurance cover of INR 75 Lacs with a monthly contribution of INR 5,000 (with effect from October 1, 2016 as per maint AGI scheme as application to regular officers).
  • Those who are invalidated out from IMA by IMB on account of disability and not entitled to any pension will be provided INR 25 Lakhs for 100 per cent  disability.
  • This will be reduced to INR 5 Lacs for 20 per cent disability.
  • For less than 20 per cent disability, only an Ex-Gratia amount of INR 50,000 for initial year of training and INR 1 Lacs during the last year of training will be paid.
Q:   What is the insurance policy given to the selected cadets in NDA?
A: 

Army group insurance fund is the compulsory contributory group scheme that provides insurance cover of INR 15 Lacs on payment of one time non-refundable premium of INR 6,400 for 3 years paid from the date of joining NDA till completion of training. In case of death, compensation is offered to the families. An ex-gratia amount of INR 12.5 Lacs or INR 9,000 per month is paid to the NoK. This will be provided on an ex-gratia basis and should not be considered with a pension.

Q:   What is the transport allowance offered to NDA officers?
A: 

The transport allowance offered to NDA Officers is given below.

Pay Level
Higher TPTA Cities (Rs. Per month)
Other Places (Rs. Per month)
Officers
INR 7200+DA thereon
INR 3600+DA thereon
Q:   What is the current NDA salary during the entire duration of training in Service academies?
A: 

NDA salary during the entire duration of training is INR 56,100. Candidates starting salary during the training period and in the initial phase of their job. Over time, the post and salary of NDA officers keep increasing based on their performance and experience. The NDA salary per month for the Lieutenant post ranges from INR 56,100 to 1,77,500, while the highest salary for NDA Officer is INR 2,50,000 per month for the Chief of Army Staff.

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NDA Exam

Student Forum

chatAnything you would want to ask experts?
Write here...

Answered a week ago

NDA 1 application form 2026 will be made available on December 10, 2025. The last date to fill the application form is December 30, 2025. NDA 2 application form will be released on May 20, 2026. The last date for online registration is June 8, 2026. 

 

R

Raushan Pradhan

Contributor-Level 7

Answered a week ago

NDA 2026 exam dates have been announced. NDA 1 2026 exam will be held on April 12, 2026. The exam for NDA II 2026 will be held on September 13, 2026. 

A

Abhishek Kumar

Contributor-Level 7

Answered a week ago

NDA apply online link is acrivated on the official website of the exam conducting body. However, we will provide the direct link to register online for the exam. Only online applications are accepted for the exam.

B

Bhumika Arora

Contributor-Level 7

Answered a month ago

NDA 1 application form 2026 will be released on December 10, 2025. Interested candidates can fill the application form till December 30, 2025. The NDA 2 online form will be released on May 20, 2026. The last date to fill the application form is June 8, 2026.

 

R

Raushan Pradhan

Contributor-Level 7

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