IBPS Clerk Salary 2025: Pay Scale, Allowances & Career Growth

Institute of Banking Personnel Selection Clerk Exam 2025 ( IBPS Clerk )

Anangsha Patra
Updated on Nov 14, 2025 17:41 IST

By Anangsha Patra, Deputy Manager – Editorial

IBPS Clerk Salary 2025: Aspirants selected by IBPS to the Clerical Cadre posts in various public sector banks, get a lucrative IBPS Clerk salary along with various perks, incentives, and benefits. The primary reason why every year lakhs of candidates rush for the IBPS Clerk exam is the good salary. IBPS Clerk salary is one of the significant reasons for candidates opting for a career in the banking sector.

IBPS Clerk 2025 Salary gradually increases as the employee continues to work and gets promoted to higher levels. There is always a curiosity among the students regarding IBPS Clerk salary, perks, and allowances. Read the article below for more details on IBPS Clerk salary. 

Table of contents
  • IBPS Clerk Salary 2025
  • IBPS Clerk Salary FAQs
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IBPS Clerk Salary 2025

IBPS Clerk salary is the sum of basic pay and other allowances such as HRA (House Rent Allowance and Dearness allowances etc.). The first basic pay for IBPS Clerk is INR 19,900. The IBPS Clerk pay scale is INR 19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. The minimum basic IBPS Clerk salary is INR 19,900 while the maximum is INR 47,920. Refer to the table below to understand clearly the IBPS Clerk salary structure.

Basic Pay Amount (In INR)

Initial Basic Pay

19,900 with a yearly increment of 1000 for three years

Basic Pay after 3 years

20,900, with a yearly increment of 1230 for the next three years

Basic Pay after the next 3 years

24,590, with a yearly increment of 1490 for the next four years

Basic Pay after the next 4 years

30,550, with a yearly increment of 1730 for the next 7 years

Basic Pay after the next 7 years

42,600, with a yearly increment of 3270 for the next year

Basic Pay after the next 1 year

45,930, with a yearly increment of 1990 for the next year

Basic Pay after next year 1 year

47,920 (maximum Basic Pay)

Also Read:

IBPS Clerk Salary: Allowances Offered to Candidates

Besides IBPS Clerk salary, candidates also get Dearness Allowance, Travel Allowance, House Rent Allowance, Special Allowance, Medical Allowance, etc. The allowances that candidates get are explained below.

Parameters Details

Special Allowance

INR 4118

Dearness Allowance (DA)

DA is 4 per cent of the IBPS Clerk Basic Pay

DA depends on the CPI and is revised quarterly, i.e. after every three months

House Rent Allowance (HRA)

The HRA depends on the location of the posting

The HRA remains between 6.5 per cent to 8.5 per cent depending upon the location of the posting

Travel Allowance (TA)

Expenses on official tours and travels will be reimbursed by the bank.

Medical Allowance (MA)

This is paid once a year. For IBPS Clerks, the amount is fixed at INR 2000 annually

What is the Career Growth of IBPS Clerk?

Candidates joining as clerks can apply for promotions after at least two years for their service. Promotions are based on seniority and merit. The promotion levels are given below:

  • Assistant Manager Scale I
  • Manager Scale 2
  • Senior Manager Scale 3
  • Chief Manager Scale 4
  • Assistant General Manager Scale 5
  • Deputy General Manager Scale 6
  • General Manager Scale 7

Also Read:

Q&A Icon
Commonly asked questions
Q:   What is the year-wise IBPS Clerk salary?
A: 

The table below shows the year-wise IBPS Clerk salary.

Starting IBPS Clerk Basic Pay

INR 24050

IBPS Clerk Basic Pay after 3 years

INR 28070

IBPS Clerk Basic Pay after 6 years

INR 33020

IBPS Clerk Basic Pay after 10 years

INR 41020

IBPS Clerk Basic Pay after 17 years

INR 57400

IBPS Clerk Basic Pay after 18 years

INR 61800

IBPS Clerk Basic Pay after 19 years

INR 64480

Q:   What is IBPS Clerk job profile?
A: 

IBPS Clerk is an entry-level post. This post offers a lot of learning and opportunities. They are asked to verify documents and proofs submitted by customers. They also maintain cash and Demand Drafts. Recruitment is done as per selection process.

 

View salary details
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IBPS Clerk Salary FAQs

Candidates can check below IBPS Clerk salary FAQs.

Q&A Icon
Commonly asked questions
Q:   What is the per month salary for IBPS Clerk?
A: 

Selected candidates will get a salary amount only after a few deductions, called in-hand salary. The In-hand salary for the Tier-I, Tier-II and Tier-III cities is different. For example, if you are posted in Mumbai, Delhi, Kolkata, your in-hand salary amount would be slightly more than others. The In-hand salary given will be inclusive of allowances as per the 7th pay commission. 

  • The basic pay of an IBPS clerk is INR 19,900 per month.
  • The pay scale of IBPS Clerk is INR 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230-1310/1-31540
Q:   What is the increment offered to IBPS Clerk?
A: 

The initial basic pay of IBPS Clerk is INR 19,900 with increment of INR 1000 for three years. The basic pay of IBPS Clerk is INR 20,900 with a yearly increment of INR 1230. The basic pay of IBPS Clerk is INR 24,590 with increment of INR 1490. The basic pay is INR 30,550 with increment of INR 1730. The basic pay of IBPS Clerk is INR 42,600 with increment of INR 3270. 

Q:   What is the IBPS Clerk career growth?
A: 

Candidates are offered promotions as per their performance. After becoming PO, there are seven scales in the officer cadre. The post-wise hierarchy is given below: Scale 1-Officer / Assistant Manager Scale 2-Manager Scale 3-Senior Manager Scale 4-Chief Manager Scale 5-Asst. General Manager Scale 6-Deputy General Manager Scale 7-General Manager.

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Answered 2 days ago

A total of 15701 vacancies were announced for IBPS Clerk 2025 recruitment. The state-wise vacancy break-up is given below.

IBPS Clerk 2025 Vacancy State Wise & Category Wise
States NamesSCSTOBCEWSGeneralTotal Vacancies 

Andaman & Nicobar

--

--

02

01

13

16

Andhra Pradesh

77

33

110

42

200

462

Arunachal Pradesh

--

15

--

02

24

41

Assam

26

44

102

36

189

397

Bihar

118

04

201

72

365

760

Chandigarh

01

--

02

--

12

15

Chhattisgarh

34

97

13

28

142

314

Dadra and Nagar Haveli and Daman Diu

--

12

01

03

28

44

Delhi

39

19

73

23

125

279

Goa

--

08

15

09

72

104

Gujarat

76

164

295

105

469

1109

Haryana

32

--

47

15

94

188

Himachal Pradesh

32

04

25

13

60

134

Jammu & Kashmir

01

05

16

04

50

76

Jharkhand

27

60

31

24

126

268

Karnataka

214

108

338

135

591

1386

Kerala

35

01

89

34

195

354

Ladakh

--

01

--

--

07

08

Lakshadweep

--

01

--

--

06

07

Madhya Pradesh

142

191

140

93

392

958

Maharashtra

166

142

437

159

730

1634

Manipur

--

11

03

04

30

48

Meghalaya

--

04

--

--

13

17

Mizoram

--

09

--

02

18

29

Nagaland

--

12

--

01

21

34

Odisha

87

126

66

54

239

572

Puducherry

01

--

05

01

19

26

Punjab

112

--

74

33

164

383

Rajasthan

67

53

77

37

174

408

Sikkim

--

03

03

01

18

25

Tamil Nadu

247

09

322

116

523

1217

Telangana

61

27

81

32

161

362

Tripura

05

14

--

03

34

56

Uttar Pradesh

589

28

754

272

1138

2781

Uttarakhand

11

--

07

07

78

103

West Bengal

256

52

237

102

439

1086

Total

2456

1257

3566

1463

6959

15701

A

Anangsha Patra

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