IBPS Clerk 2025: Mains Exam Analysis (OUT), Cut off, Result & Vacancies

Based on the performance of candidates, they are eligible for promotion after two years. There are two process through which candidates get promotion. Candidates who get promoted through the normal process are not required to appear for JAIIB and CAIIB diplomas. They are promoted based on their experience, seniority and performance in the written exam which is conducted internally. For merit-based promotion, candidates are require to have JAIIB and CAIIB diplomas from the Indian Institute of Banking and Finance.

There is no interview in IBPS Clerk exam. The selection process comprises two stages-prelims and Mains. Candidates qualifying the prelims exam are called for the Mains exam. The final selection of candidates is done based on the Mains exam. The marks obtained in the Mains exam are not counted for final selection. Allotment of candidates in the participating banks is done based on merit-cum-preference. The process of conducting interviews in Clerical level jobs was discontinued in 2015. The list of participating banks is given below:

• Bank of Baroda
• Canara Bank
• Indian Overseas Bank
• UCO Bank
• Bank of India
• Central Bank of India
• Punjab National Bank
• Union Bank of India
• Bank of Maharashtra
• Indian Bank
• Punjab & Sind Bank

Check tips below:

• English Language: Focus on improving Vocab and comprehension
• Reasoning Ability: Practice previous papers
• Numerical Ability: Learn Shortcuts

 

The list of participating banks is given below

• Bank of Baroda
• Canara Bank
• Indian Overseas Bank
• UCO Bank
• Bank of India
• Central Bank of India
• Punjab National Bank
• Union Bank of India
• Bank of Maharashtra
• Indian Bank
• PSB 

The process to check IBPS Clerk result are-visit IBPS. They must click on the result link. Enter the registration number or roll number and date of birth or password. The result status is displayed on the screen. Download the result. 

There is no provision to recheck IBPS Clerk marks. The result declared by the examination authority is considered as final. IBPS Clerk result is announced online. Candidates can check their results by logging with the registration number or roll number and date of birth or password. 

The system shows invalid login if candidates enter their wrong credentials. To download IBPS Clerk result, enter registration number or roll number and date of birth or password. The result displays the qualifying status of candidates for the next round of selection process. The scorecard is released few days after the declaration of the result. The scorecard displays candidate’s name, roll number, date of birth, section-wise marks, overall marks, category-wise and state-wise cut off marks. IBPS Clerk result is announced on the official website. If the system is not taking the login details, candidates must wait for some time and then try logging with the required credentials.

Do not worry if you forget the password while downloading IBPS Clerk result. You can retrieve the password by clicking the Forgot Password. Candidates need to enter certain details to retrieve the password. After resetting the password, candidates need to login with the new login credentials to check the result. Candidates should remember their passwords to check the result without any hassle. Candidates need to check their results online. The hard copy of the admit card is not sent to candidates by post. The result displays the qualifying status of candidates for the next round of selection process. The scorecard is released few days after the declaration of the result.

IBPS Clerk cut off for the prelims exam is calculated out of 100. The Mains exam cut off is calculated after normalising the marks out of 100. The cut off is applied on overall/state-wise cutoff marks and sectional cut off. 

No, IBPS Clerk cut off of prelims is not counted for final selection. The cut off for the Mains exam are considered to calculate the final merit list. The prelims exam cut off is qualifying in nature. The prelims exam cut off is calculated out of 100. Candidates need to secure IBPS Clerk prelims cut off inorder to get selected for the Mains exam.

Yes, there are sectional cut off in IBPS Clerk exam. Candidates are required to secure both the section-wise and overall cut off marks. In case candidates secure the sectional cut off but not the overall cut off, are not selected for the recruitment process. IBPS Clerk cut off is the minimum qualifying marks which candidates need to secure inorder to qualify the exam. Based on the IBPS Clerk prelims cut off, candidates are selected for the Mains exam. The final selection of candidates is done based on the cut off of the Mains exam. To announce the final cut off, the marks are converted out of 100. IBPS also maintains a reserve list cut off for IBPS Clerk exam.

Yes, IBPS Clerk cut off is also released for the reserve list. Candidates from the reserve list are offered allotment as per the requirement of the banks. The reserve list cut off remains valid for a financial year. A reserve list to the extent of approximately 10 percent of the vacancies under each category is kept, subject to the availability of candidates.

IBPS Clerk is an entry-level post. This post offers a lot of learning and opportunities. They are asked to verify documents and proofs submitted by customers. They also maintain cash and Demand Drafts. Recruitment is done as per selection process.

 

The qualifying marks are calculated based on the following factors:

• All the applicants who appear in the exam will be selected on the basis of qualifying marks and Cut off marks.
• First of all, Cut Off marks are decided on the basis of your Region and Number of Vacancies available under it.
• Second Factor affecting Cut Off is the highest Marks obtained by Candidate and Previous Cut Off Marks.
• Moreover, Category of the applicant and number of posts available under that category are also considered while preparing the cut off

IBPS Clerk selection process comprises filling the application form, downloading the admit card, appearing in the exam, declaration of result and release of marksheet and final allotment. The online exam is conducted in two stages-prelims andMainsexams. The marks obtained in the prelims exam are not counted for the final merit list. Provisional allotment of candidates is done based on the marks obtained in theMainsexam. IBPS only conducts the prelims andMainsexams. The joining formalities are carried out by the participating banks.

Check required documents below.

• Birth Certificate
• Educationalal Certificates
• Caste/Category Certificate:
• PwD Certificate
• Domicile Certificate/Residential Proof:
• Identity Proof

IBPS Clerk is a permanent job. All candidates selected for IBPS Clerk exam will be on a probation period of six months. After this period, candidates are confirmed as permanent employees only after an assessment through a test or review of their performance in the probation period. Candidates for the post of IBPS Clerk is selected based on the performance in the Mains exam. The marks obtained in the prelims exam are not counted for the final merit list. IBPS Clerk prelims exam pattern is such that it is divided into three sections-Quantitative Aptitude, Reasoning Ability and English Language. The total marks allotted to the prelims exam are 100. The mains exam comprises General/ Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude. The total marks allotted to the test are 200.

The table below shows the year-wise IBPS Clerk salary.

Starting IBPS Clerk Basic Pay	INR 24050
IBPS Clerk Basic Pay after 3 years	INR 28070
IBPS Clerk Basic Pay after 6 years	INR 33020
IBPS Clerk Basic Pay after 10 years	INR 41020
IBPS Clerk Basic Pay after 17 years	INR 57400
IBPS Clerk Basic Pay after 18 years	INR 61800
IBPS Clerk Basic Pay after 19 years	INR 64480

IBPS Clerk is an entry-level post. This post offers a lot of learning and opportunities. They are asked to verify documents and proofs submitted by customers. They also maintain cash and Demand Drafts. Recruitment is done as per selection process.

 

The dearness allowance offered to IBPS Clerk is given below:

• DA is 4 percent of the IBPS Clerk Basic Pay.
• DA depends on the CPI and is revised quarterly, which is after every three months.
• The Dearness Allowance would be INR 5,209

The overall difficulty level of the prelims exam was easy to moderate. The difficulty of the Mains exam was moderate. 

The overall difficulty level is given below.

Sections	Difficulty Level
English Language	Easy
Reasoning Ability	Moderate
Quantitative Aptitude	Moderate

IBPS Clerk exam is conducted every year. The exam is conducted to select candidates for Clerical cadre post in 11 public sector banks. The selection process comprises prelims exam and Mains exam. The interview is not conducted for this post. The final is done based on the Mains exam.

To fill form using smartphones are below Visit the exam conducting body, Click on the application form link, View the page in landscape mode, Switch to 'Desktop site', Set screens in auto-rotation mode, This enables the landscape mode, Same application form appear on desktop, The application forms appear the same as they appear on desktop, Fill and submit the application forms

IBPS Clerk handwritten declaration needs to be uploaded while filling the application form. This verifies that the details provided in the application are correct.

The steps to upload IBPS Clerk handwritten declaration are given below:
Click on the link to upload IBPS Clerk handwritten declaration
Browse and select the location where the scanned IBPS Clerk handwritten declaration is save
Select the file by clicking on it
Click the Open/Upload
If the file size and format are not as prescribed, an error message will be displayed
Preview of the uploaded image will help candidates to SEE the quality of the image. In case of unclear/smudged, the same may be re-uploaded. The handwritten declaration should be written in English only and should not be written in Capital Letters

Candidates should download the IBPS Clerk admit card in the following:

Internet Explorer
Google Chrome
Firefox

It is important to take printout of the admit card. The hard copy of the admit card is not sent to candidates by post.

In case you face internet problem, keep patience and try downloading the admit card. Registered students are issued admit card.

The following details are printed on the admit card.

1. Name
2. Exam Date
3. Reporting Time 
4. Centre details
5. Photograph
6. Signature

 

 

For correct answer, one mark is awarded. For incorrect answers, 0.25 marks are deducted The score is calculated based on the number of correct and incorrect answers. 

The Mains exam of is divided into four sections. The total marks allotted to the exam are 200. The marks obtained at stage is considered for final selection.

IBPS Clerk exam is conducted in 13 regional languages. Earlier, the question papers are framed in English and Hindi only. 

IBPS Clerk inhand salary ranges between INR 28,000 to 30,000 per month. The inhand salary is calculated after making all the deductions. It is the amount offered to candidates after the gross deductions and additions for expenditure. The amount vary from the place of posting. Candidates posted in metro cities like Mumbai, Delhi and Kolkata get comparatively more amount.

The role of IBPS comes to end after the provisional allotment. The offer of appointment is done by the bank/organisation to which candidates has been provisionally allotted. The candidates may contact the allottee bank for appointment. It is better to contact the allotted bank to know regarding the appointment.

Check exam timings below:

Prelims: 

Shift 1: 9-10 am

Shift 2: 11:30 am-2:30 pm

Shift 3: 2 pm-3 pm

Shift 4: 4:30 pm-5:30 pm. 

Mains exam: Single shift

 

The initial basic pay of IBPS Clerk is INR 19,900 with increment of INR 1000 for three years. The basic pay of IBPS Clerk is INR 20,900 with a yearly increment of INR 1230. The basic pay of IBPS Clerk is INR 24,590 with increment of INR 1490. The basic pay is INR 30,550 with increment of INR 1730. The basic pay of IBPS Clerk is INR 42,600 with increment of INR 3270. 

Selected candidates will get a salary amount only after a few deductions, called in-hand salary. The In-hand salary for the Tier-I, Tier-II and Tier-III cities is different. For example, if you are posted in Mumbai, Delhi, Kolkata, your in-hand salary amount would be slightly more than others. The In-hand salary given will be inclusive of allowances as per the 7th pay commission. 

• The basic pay of an IBPS clerk is INR 19,900 per month.
• The pay scale of IBPS Clerk is INR 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230-1310/1-31540

Candidates between 20 and 28 years are eligible for the exam. Relaxation in the upper age limit is provided to candidates belonging to reserved categories. Graduate candidates can apply for the exam.

The best books for IBPS Clerk exam are given below: English Language High School English Grammar and Composition by Wren and Martin Objective General English by Arihant Publications Word Power Made Easy by Norman Lewis Quantitative Aptitude Quantitative Aptitude by R S Agarwal Data Interpretation by Arun Sharma Objective Mathematics for Competitive Exams by Tarun Goal Fast Track Arithmetic by Rajesh Verma Reasoning Ability Modern Approach to Verbal and Non-Verbal Reasoning by RS Agarwal Analytical Reasoning by MK Pandey A New Approach to Reasoning: Verbal and Non-Verbal by BS Sijwali and Indus Sijwali General and Financial Awareness India Year Book Manorama Yearbook Banking Awareness by Arihant Publications Lucent's GK book Computer Aptitude Banking & Computer Aptitude for IBPS Bank Clerk/PO Exams Paperback Computer Knowledge by Odisha Publication Computer Awareness by Arihant Publication Objective Computer Knowledge and Literacy by Kiran Publication.

IBPS Clerk is given increment after three years or four years or one year. The saalary increases with increment. The selection process comprises prelims and mains exams. Final selection is done based on the marks obtained in the mains exam. 

IBPS Clerk exam pattern two parts-prelims and mains. The prelims test comprises three sections and carries 100 marks. The Mains comprises four sections and carries 200 marks. 

 

 

The prelims exam is to be held on October 4, 5. The Mains exam is conducted on November 29.

IBPS CLerk application form can be filled online. Go to IBPS, Click application link , Register for the exam, fill the detailed application form, submit the online form. Pay the fees. Candidates are not required to send the hard copy of the application form.

 

The short notification of IBPS Clerk was released on July 29. The detailed notification was released on July 31. The was released to select candidates for the post of Clerk. The selection process comprises prelims and mains exams.

The selection process of IBPS Clerk includes preliminary and Mains exams. The final selection is done based on the Mains exam. The prelims exam marks are not counted for the merit list. Candidates selected through IBPS Clerk exam will be recruited to the 11 participating public sector banks in India. Candidates can ace the exam with good preparation.