Abhishek
Abhishek Dhawan
Deputy Manager - MBA & BBA Content
Updated on Jun 29, 2026 16:50 IST
Most of the CAT aspirants start preparing for it while still in their final year of graduation. This is the time for final year graduation students to start planning for CAT 2026. Read below to know what are the benefits of appearing in CAT exam while pursuing bachelor's degree programme.

Most of the MBA aspirants start preparing for the CAT exam while still in their final year of graduation. But is it right to prepare and appear for the CAT while still pursuing graduation? Read below to know what are the benefits of appearing in CAT exam while pursuing graduation.

CAT Exam Advantages for Final Year Students

CAT Exam Advantages for Final Year Students

Advantages of CAT Exam for Final Year Students: Common Admission Test (CAT) is a national level entrance test for MBA/PGDM admissions. Since it is a PG level exam, anybody whether a fresh graduate, post graduate or a working professional, can appear for the exam. Every year more than 2.5 lakh candidates appear for the CAT exam. Many test takers are those who have earned work experience of one or two years. But the larger percentage of CAT applicants is final year graduation students. Why so? Because the next best PG course after graduation is MBA for a rewarding career. There are several other benefits of appearing for CAT exam in the final year of graduation. Read below to know more.

Table of contents
  • CAT Exam: Advantages for Students in Final Year of Graduation
  • CAT Exam 2026: Advantages for Students Pursuing Final Year of Graduation
  • How to Manage CAT Preparation with College Studies?
  • CAT Preparation for Beginners
  • CAT Eligibility Criteria 2026

CAT Exam: Advantages for Students in Final Year of Graduation

Conducted by the Indian Institute of Management (IIM), the CAT exam score is accepted by over 1,300 B-schools across the country for admission to their MBA/PGDM programmes. Candidates in final year, can prepare for CAT 2026 parallel to their course while in college and save one year of preparation. The CAT is a high difficulty level exam and since a graduation/BTech student is in the habit of studying for long hours, they can continue with the rhythm for CAT preparation too. A working professional, on the other hand will have to quit the job to prepare for it, or burn the midnight oil. A tough ask, we must say.

Also Read: Roadmap to CAT Success: A Comprehensive Strategy Guide

Overview of CAT Exam 2026

The CAT exam tests the candidate's general aptitude, analytical abilities and problem solving skills, that are essential to succeed as a manager. The CAT question paper has questions from Quantitative Aptitude (QA), Data Interpretation & Logical Reasoning (DILR) and Verbal Ability & Reading Comprehension.

CAT 2026 exam will be conducted on November 29 and CAT 2026 registration will start in the first week of August. Those who plan to appear for the exam, must check out the latest test pattern and other details. Here are the key highlights of CAT 2026 exam pattern:

CAT Exam Features

CAT Exam Details

Sections

  • Quantitative Aptitude (QA)
  • Data Interpretation & Logical Reasoning (DILR) 
  • Verbal Ability & Reading Comprehension (VARC)

Number of sections

3

Total number of questions

66

Total marks

198

Exam mode

Online

Exam duration

120 minutes

Question type

MCQ and non-MCQ

Negative marking

Yes

Difficulty level

High

Also Read: CAT exam syllabus 2026

   Benchmark Prep Against the Real CAT Exam 🎯
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CAT Exam 2026: Advantages for Students Pursuing Final Year of Graduation 

Although it is up to the aspirant to decide when he/she is ready for CAT, appearing for it while still in the final year of graduation has several advantages. We shall discuss a few here.

  • Advantage in CAT 2026 preparation: Preparation for CAT exam at least requires six to nine months. For a candidate who is in the final year of graduation, it is an ideal time to prepare for CAT alongside their final year. BTech, BSc and BCom students can prepare better because some of the subjects in their course like Maths help them prepare easily for Quantitative Ability and Data Interpretation. Those who have been working for a year or two, may have lost touch with these subjects. They might have to start preparation from point 0.
  • Advantage in CAT coaching: Unlike a working professional, candidates in their final year of graduation can easily take out time to attend coaching classes. Such candidates are not bound by nine to five job schedule. Ask any working professional who has cracked the CAT why he/she did not take coaching classes and their answer will be due to lack of time. Taking coaching classes for CAT 2026 preparation may not be necessary for all, but it does help the candidate in disciplined and streamlined preparation. Not to forget, the valuable guidance and inputs they get from mentors.
  • No gap year: As mentioned above that preparation for CAT takes at least six to nine months to prepare, a candidate who has already graduated will have to spare that many months for it resulting in a gap between UG and PG education.
  • No loss of income: Many working professional, who plan to appear in CAT, have to quit their well-paying jobs to prepare for the exam. Those who prepare while working have to toil extra to balance studies with job. An undergraduate aspirant does not have to face such a situation.
  • Can earn work experience before starting MBA: The IIMs allows, candidates selected for admission to defer their admission for up to two years for candidates who wish to earn work experience before pursuing the PGP course. Around 10 per cent of seats are kept aside for such candidates. If a final year graduation candidate clears IIM admission in a particular year, he/she can even take up a job for a year or two before joining the programme.

Click here for previous years CAT question papers and CAT cut offs.

Also Read:

How to Manage CAT Preparation with College Studies?

While you have to ensure you attend college lectures to meet the attendance criteria, you need to also focus on CAT exam preparation. So, you cannot join day classes of CAT coaching institute. Then what is the option. You can join evening sessions of a coaching to balance college with CAT preparation 2026. If that seems too taxing, here are a few things that you can do to manage CAT preparation with college studies.

Make a realistic plan

You know you don’t have enough time for CAT preparation so don’t be too aspirational. You need to cover your course syllabus as well as CAT syllabus. How do you do it? The key here is to what all subjects will require dedicated time and which ones can be prepared on the go. Make a daily, weekly and monthly time table that aligns with your college schedule.

Prioritise topics and tasks

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Cover tough topics before your semester exam schedule. In fact, try and cover maximum schedule when the semester exams are much away. Allocate time slots for different sections of CAT for preparation. You need to make sure your college studies are not neglected as graduation score plays a major role in getting selected to a top tier MBA college.  

Set achievable goals

You should go about CAT preparation step by step. Set short term targets. Aim smaller set of topics in a shorter time limit. Set weekly targets for specific topics and celebrate achievements. Analyse previous targets and set new targets.

Time management

Allot at least 4 hours daily to CAT preparation 2025. You can do it in evening or late night. Divide these hours into smaller duration for different tasks like – studying a topic, solving related questions, and problem solving session. Keep an hour for revision daily.

Use Online Resources

You will find best of study material and topic explanation videos online. Join online coaching or study forums to interact with other aspirants, teachers and guides for support and knowledge sharing.

Practice regularly

No amount of preparation will be helpful if you’re not practicing theoretical knowledge. CAT is all about speed and accuracy and that can be achieved only by regular practice. So, be regular with practice through CAT mock tests. Analyse your performance to identify strengths and weaknesses.

Also Read:

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CAT Preparation for Beginners

CAT preparation for beginners should be simple to begin with. Most of the first timers are not familiar with dense CAT RC passages, or tricky logical reasoning puzzles. Confusing Quant problems often make candidates nervous in the beginning. While starting off with CAT 2026 preparation for the first time, one may feel too much of pressure on seeing the vast CAT syllabus. But remember, everything is achievable. You just need to have the right strategy. Here’s what to do.

  • Check CAT syllabus and pattern
  • Take a look at CAT question paper of previous years
  • Make a list of familiar and unfamiliar topics
  • Make section wise daily plan to target one topic each
  • Practice sample questions and spend time in analyzing your weak areas
  • Identify strong areas and strengthen them further
  • Join study groups and talk to CAT qualifiers to learn from their experience
  • Revise topics that you have covered, regularly

Practice CAT Mock Tests by Shiksha

Candidates must practise as many mock tests as possible to secure a 99 percentile in CAT exam. Find two full-length CAT practice papers with solutions below. These CAT sample papers are curated in line with the difficulty standards of the CAT exam

Shiksha Mock Test
CAT Mock Test 1 Download Questions Download Solutions
CAT Mock Test 2 Download Questions Download Solutions

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CAT Eligibility Criteria 2026

CAT eligibility criteria is perfectly suited for a fresh graduate. Check detailed eligibility criteria below:

Q&A Icon
Commonly asked questions
Q:   What is the process to select CAT test city for exam centre allotment?
A: 

There are over 170 cities where CAT exam is held. These 170 cities are spread across India consist of metropolitan cities, capital cities, Tier-2 and Tier-3 cities. Candidate can select up to five cities for allotment of test centre. The process of test city selection is a part of CAT application process. In the CAT application form, there is a field in which candidates have to select the cities. They need to select the city of preference in order of 1 to 5. The examination authorities will try to allot the test centre in the city of first preference. Thus, candidates must fill all the five cities carefully. They must choose their home city of city of current residence as the first preference. The test city option can only be changed during the form correction window. After that, the request for change of the city will not be accepted by the exam authorities.

Q:   What is the CAT exam cutoff required to get admission to IIM Bangalore?
A: 

The CAT cut offs for IIM Bangalore hovers between 97-100 percentile. The qualifying CAT cut off required for being eligible for IIM Bangalore's Written Ability test (What) and Personal Interview PI is 85 percentile for General category students, whereas for SC candidates, it is 70 percentile. For ST candidates, it is 65 percentile and for PwD candidates it is 60 percentile. Given below are the sectional and overall qualifying CAT cut offs for IIM Bangalore.

  • General category: 80 VARC 75 DILR 75 Quantitative Aptitude 85 (Overall)
  • NC-OBC category: 75 VARC 65 DILR 65 Quantitative Aptitude 75 (Overall)
  • EWS category: 70 VARC 65 DILR 65 Quantitative Aptitude 75 (Overall)
  • SC category: 65 VARC 60 DILR 60 Quantitative Aptitude 70 (Overall)
  • ST category: 55 VARC 55 DILR 55 Quantitative Aptitude 65 (Overall)
  • PwD category: 50 VARC 50 DILR 50 Quantitative Aptitude 60 (Overall)
Q:   How many CAT mock tests to practice to score 99 percentile?
A: 
Experts recommend that aspirants must practice at least 40 CAT mock tests to score above 99 percentile well in the exam. Most of the CAT test takers take up to 50 mock tests of various types and difficulty level. CAT toppers in previous years have practiced even up to 80 mock tests during their preparation. However, candidates must decide the number of CAT mock tests depending on their control and confidence on topics as the exam day comes closer. Mock tests are the best way to judge your performance viz. The important topics of CAT. The more one practices CAT mock tests, the more accurate they get in solving questions from all subjects. It is very important to know which formula to apply to which type question to solve the problem accurately. Mock tests help candidates in this aspect which is why practicing mock tests is most important in CAT preparation.
Q:   What is the difference between qualifying CAT cut off and final CAT cut off?
A: 
Qualifying CAT cut off percentiles of an IIM is the minimum percentile (sectional as well as overall) required by candidates to be eligible for the Written Ability Test (What) and Personal Interview PI round. These are only eligibility score and not the score for selection. The final CAT cut off percentiles are the scores on the basis of which a candidate is actually selected for the What-PI round. The qualifying CAT cut offs are released publically before the CAT exam and result as a part of selection criteria for the MBA/PGP batch of that year. The qualifying cut offs for CAT are release category wise - General, NC/OBC. General-EWS, SC/ST, PwD. The qualifying cut offs percentiles of General category candidate is higher than then rest. The final CAT cut offs are not released publically. The cut offs are estimate on the basis of candidate's selection for What-PI. The final CAT cut offs for General category candidate is also higher than then rest.
  • The candidate must possess a bachelor’s degree in any stream with at least 50 per cent aggregate or equivalent CGPA* (45 per cent for SC, ST and PWD/DA category) from a recognized board or university
  • The candidate must have completed professional degree (CA/CS/ICWA) with required percentage
  • The candidate appearing for the final year of bachelor’s degree/equivalent qualification or awaiting result is also eligible to apply for CAT

*Percentage obtained in bachelor’s degree would be calculated on the basis of practice followed by the concerned university/institution. In case of grades/CGPA, the conversion would be based on the process defined by the concerned university/ institution. In absence of any percentage conversion scheme, candidate’s CGPA will be divided by maximum possible CGPA and multiplying the result with 100.

Also Read: CAT eligibility criteria 2026

Reservation Criteria for CAT Accepting Colleges

For IIM admission, 15 per cent of the seats are reserved for Scheduled Caste (SC) and 7.5 per cent for Scheduled Tribe (ST) candidates. 27 per cent of seats are reserved for Other Backward Classes candidates belonging to the “non-creamy” layer (NC-OBC). Five per cent seats are reserved for Persons with Benchmark Disabilities (PwD).

The same reservation criteria applies to all Indian B-Schools. 

Since the CAT exam is open for candidates from all streams of education, the number of participants is quite high. The aspirants are a good mix of graduates, final year students and working professionals. Given the competition and the exam difficulty, it is imperative for an aspirant to plan about it in advance, about a year before.

Q&A Icon
Commonly asked questions
Q:   Is CAT cutoff higher for non-IIMs?
A: 

CAT cut offs for non-IIMs is usually lower than IIMs.

Top MBA College

CAT Cut Offs (percentile)

FMS, Delhi

98-99

IIFT Delhi

95-99

SPJIMR, Mumbai

95-99

IMT, Ghaziabad

95-97

JBIMS, Mumbai

96

MDI, Gurgaon

97-99

IMI, New Delhi

90

XIM, Bhubaneshwar

91

GIM Goa

85

K J Somaiya, Mumbai

86

TAPMI, Manipal

80

FORE, New Delhi

85

IFMR, Chennai

80

IRMA, Anand

80

MICA, Ahmedabad

80

LIBA, Chennai

70

XIME, Bangalore

70

Q:   What is the validity of CAT score?
A: 

CAT score is valid for one year at the IIMs and top B-Schools. In some tier 3 and government institutions, CAT score of previous two years are also acceptable. Many B-schools including IIMs have an option of deferment of admission, wherein you can confirm your admission and pay the nominal fee but join the batch in the next year. It is advised that candidates take admission in the same year as their CAT attempt so that they don't have to reappear next year. Given the competition in MBA space, it is difficult to get a good college whether you have a low score or average score. So, incase one is getting a good college, they should take admission and not drop a year to appear for CAT again.

Q:   How many candidates scored 100 percentile in CAT 2025?
A: 

In CAT 2025, the number of 100 percentilers was 12. Check state wise data:

Overall Percentile

Total

Gender and Discipline

State wise distribution

100

12

Female - 2 Male - 10 Engineering - 3 Non-Engineering - 9

Uttar Pradesh 1

Karnataka 1

Maharashtra 1

Delhi 3

Haryana 2

Gujarat 2

Jharkhand 1

Odisha 1

Q:   What if I have a very good CAT score but poor academic record?
A: 

If you have a very good CAT score but poor academic record it is quite likely that you may not be shortlisted for top IIMs as the institutes prefer candidates with overall consistency in academics. Class 12 scores holds a lot of importance in shortlisting of candidates for WAT-PI.

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About the Author
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Abhishek Dhawan
Deputy Manager - MBA & BBA Content

Abhishek Dhawan is a content writer and editor with 7+ years of experience in education journalism. He holds a BA degree from the University of Delhi. At Shiksha, Abhishek primarily covers MBA and BBA entrance

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