SBI Salary 2025: Check Pay Scale, Allowances & Other Benefits

State Bank of India 2025 ( SBI )

Shikha Goyal

By Shikha Goyal, Assistant Manager

State Bank of India (SBI) gives several career opportunities to graduates as well as experienced professionals. You can join SBI as

  • Probationary Officers (PO)
  • Junior Associates (JA)
  • Circle Based Officers (CBO)
  • Specialist Officers (SO), and
  • Management Trainees (MT)

Besides, the bank does lateral hiring too. The exams conducted by the bank especially SBI PO, Clerk, SO, etc., are one of the most sought-after banking exams in the country because of their brand value, lucrative pay scale, growth opportunities, and job satisfaction. A job in SBI is considered prestigious because of the high SBI Salary 2025 and the multiple benefits that every employee is provided. SBI Salary 2025 varies accordingly with the post and experience.

Table of contents
  • SBI Clerk Salary 2025
  • SBI PO Salary 2025
  • SBI SO Salary 2025
  • Selection Process of SBI Exams
  • SBI Salary 2025 FAQs
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SBI Clerk Salary 2025

The starting SBI Clerk salary is INR 17,900 per month. This includes the basic pay along with two advance increments for graduates. The payscale as per SBI Clerk salary is INR 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480. After deduction, the in-hand SBI Clerk salary is INR 42327. Candidates are also entitled to various perks and allowances. The gross SBI Clerk salary is INR 46000.

SBI Clerk Perks and Allowances

SBI Clerk salary and growth opportunities in SBI are immense, as a result of which lakhs of candidates apply for the SBI Clerk exam. Following the 11th Bipartite Settlement, SBI Clerk salary will increase by INR 3000 to 4000. Allowances vary depending on the place of posting. Candidates are eligible for provident funds, Pension under the New Pension Scheme (Defined Contribution Benefit), Medical, Leave-Fare and other facilities as per the requirement of the bank.

Also Read: SBI Clerk Salary 

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SBI PO Salary 2025

According to SBI PO notification, the starting basic pay has been revised to INR 48,480 (Plus four advance increments). SBI PO payscale is INR48480-2000/7-62480-2340/2-67160-2680/7-85920 which applies to Junior Management Grade Scale-I. Candidates are eligible for DA, HRA, CCA, PF, Contributory Pension Fund i.e., NPS, LFC, Medical Facility, Lease rental facility, etc., and other allowances & perquisites as per rules in force from time to time. The approximate CTC at the initial scale of pay at the Mumbai Centre is INR 18.67 Lakh.  Apart from the basic pay, candidates are also entitled to the following allowances.

  • Dearness Allowance
  • City Compensatory Allowance(CCA)
  • Leased House Accommodation
  • Furniture Allowance
  • Medical Insurance
  • Travelling Allowance
  • Petrol
  • Miscellaneous
  • Total Compensation(Annually)
  • Loan Benefits

Also Read: SBI PO Salary

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SBI SO Salary 2025

SBI SO recruitment is conducted for Specialist Cadre Officers posts. SBI SO Salary 2025 varies accordingly with the posts. The basic pay of SBI SO Junior Management (Grade-I) is INR 23,700. The salary for various grades is given below.

Grade Scale Pay Scale (In INR)

Junior Management  (JMGS I)

23,700-980/7-30,560-1,145/2-32,850-1,310/7-42,020

Middle Management (MMGS II)

31,705-1,145/1-32,850-1,310/10-45,950

Middle Management (MMGS III)

42,020-1,310/5-48,570-1,460/2-51,490

Senior Management Grade (SMGS-IV)

50,030-1,460/4-55,870-1,650/2-59,170

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Selection Process of SBI Exams

Candidates can check the selection process for various SBI exams below:

  • SBI PO: The selection process comprises prelims, mains and group discussion & interview.
  • SBI Clerk: The selection process comprises prelims and mains exam.
  • SBI SO: The recruitment is generally conducted in two phases, an online exam and a personal interview. However, in many cases, recruitment is done by shortlisting candidates followed by personal interview. 

Read More:

SBI Exam Pattern in Detail

SBI Exam Syllabus 

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SBI Salary 2025 FAQs

Candidates can read SBI Salary 2025 FAQs below. 

Q:   What is SBI Clerk in hand salary?
A: 

The starting basic pay of SBI Clerk is INR 26,730 (INR 24050 plus two advance increments). The pay scale is INR 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480. The total starting emoluments of a Clerical Cadre employee payable at Metro like Mumbai is around INR 46,000 per month inclusive of D.A., other allowances at the current rate and two additional increments for newly recruited graduate junior associates. Allowances may vary depending upon the place of posting. The in-hand salary of SBI Clerk includes the approximate amount a candidate gets after the deductions. The starting salary of SBI Clerk is approximately INR 46000 in a metro city like Mumbai.

Q:   What is the probation period of SBI PO?
A: 
Candidates selected through SBI PO exam will be on a probation for two years. Candidates during the probation period are subject to continuous assessment. Those who qualify in the assessment as per the standards determined by the bank from time to time will be confirmed to the post of Junior Management Grade Scale-I (JMGS-I). The selected candidates at the time of joining are required to sign a bond of INR 2 Lacs. They need to serve for a period of three years or else the bond will be invoked by the bank if the candidate resigns from the service of the bank before expiry of three years from the date of joining.

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